177 Osprey Lake Road, Callaway, FL 32404

$290,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,832 Lot Size (sq. ft.): 5,793 Status: Active
Current Price: $290,000 List Date: 4/13/2026 Last Modified: 5/28/2026

Overview

Description

seller is willing to cover up to $5000 in closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas–perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexi

Listing Details MLS# 788174

Contract Info

List Price/SqFt
158.3

Location

Area
02 – Bay County – Central
Street #
177
Street Name
Osprey Lake
Street Suffix
Road
State
FL
Zip Code
32404
County
Bay
Sub Area
0202 – Bay – Central SE
Subdivision
Bridge Harbor
Community/Resort
None
Waterfront
No
Parcel ID
07379-875-095
Elementary School
Parker
Middle School
Rutherford Middle
High School
Rutherford
Directions
Head south on N Tyndall Pkwy until you reach Boat Race RD. Take a left on Boat Race Rd and proceed to Bridge Harbor Dr. Make a right on Bridge Harbor and then take your first left onto Osprey Lake Road.
Legal Description
GROVE AT BRIDGE HARBOR LOT 19 ORB 4122 P 2307

General Property Info

Sub-Type
Detached Single Family
Design
Craftsman Style
Apx SqFt(Htd/Cooled)
1832
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Year Built
2019
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Covered Spaces
2
Driveway Spaces
2
Lot Dimensions
50×116
Acreage
0.13
Lot Size (SqFt)
5793
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

Homestead
No
HOA Fee
Yes
HOA Amount
284.5
HOA Frequency
Quarterly
HOA Annual Amount
1138
New Buyer Fee
Yes
New Buyer Fee Amt
150
New Buyer Fee Paid
$
Brokerage Interest
No Interest
As Is
No

Remarks & Misc

Remarks
seller is willing to cover up to $5000 in closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach. Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout. The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas–perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat. Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

More Information

Interior Features

Floor – Laminate
Yes
Kitchen Island
Yes
Pantry
Yes

Construction/Siding

Wood/Frame
Yes
Roof – Dimensional Shg
Yes
Trim – Vinyl
Yes

Exterior

Fenced Lot-All
Yes
Patio Covered
Yes

Association Fees Include

Accounting
Yes
Management
Yes
Pool
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Lot Access

Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Pool
Yes
Sidewalks
Yes

Rooms

Bedroom
Yes
Master Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

Other – See Remarks
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-All; Patio Covered Association Fees Include: Accounting; Management; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Access: Paved Road Parking Features: Driveway; Garage Attached Association Amenities: Pool; Sidewalks Rooms: Bedroom; Master Bedroom Sale Type: Other – See Remarks Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 15 x 15 15.00 15.00
Bedroom First 14 x 13 14.00 13.00
Bedroom First 14 x 13 14.00 13.00
Listing Office: Watersound Real Estate
Last Updated: May – 28 – 2026
Information deemed reliable but not guaranteed.