182 Osprey Lake Road, Panama City, FL 32404 (MLS# 790678)

182 Osprey Lake Road, Panama City, FL 32404

New Listing

$399,000

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2nd_floor_182_osprey_lake_road_panama_ci

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,302 Lot Size (sq. ft.): 5,500 Status: Active

Current Price: $399,000 List Date: 6/02/2026 Last Modified: 6/02/2026

Overview

Description

Welcome to this beautifully maintained 4-bedroom, 2-bath home located in the highly desirable Bridge Harbor community! Perfectly situated adjacent to a peaceful pond, this property offers the ideal blend of comfort, convenience, and outdoor living. Step outside to enjoy the newly fenced backyard featuring a built-in fire pit, perfect for relaxing evenings and entertaining guests. The new irrigation system helps keep the landscaping lush and beautiful year-round, while the children's playground conveys with the sale — making this backyard truly move-in ready for family fun. Inside, you'll find a spacious and functional layout with plenty of room for family living, guests, or a home office setup. Located just minutes from Tyndall Air Force Base, this home also offers convenient access to shopping, dining, schools, and everyday amenities. Residents of Bridge Harbor enjoy access to a wonderful community pool and neighborhood amenities that make this area so popular. Don't miss the oppo … (Read more)

Listing Details MLS# 790678

Contract Info

List Price/SqFt: 173.33

Location

Area: 02 – Bay County – Central
Street #: 182
Street Name: Osprey Lake
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bridge Harbor
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 07379-875-145
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: Travel South on Hwy 389, turn left onto US-98, turn left onto Boat Race Rd, turn right onto Bridge Harbor Dr, then left onto Osprey Lake Rd. House will be on the right.
Legal Description: GROVE AT BRIDGE HARBOR LOT 29 ORB 4536 P 2407

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2302
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2019
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×110
Acreage: 0.13
Lot Size (SqFt): 5500
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 284
HOA Frequency: Quarterly
HOA Annual Amount: 1136
New Buyer Fee: No
Last Taxes: 3540
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Welcome to this beautifully maintained 4-bedroom, 2-bath home located in the highly desirable Bridge Harbor community! Perfectly situated adjacent to a peaceful pond, this property offers the ideal blend of comfort, convenience, and outdoor living. Step outside to enjoy the newly fenced backyard featuring a built-in fire pit, perfect for relaxing evenings and entertaining guests. The new irrigation system helps keep the landscaping lush and beautiful year-round, while the children's playground conveys with the sale — making this backyard truly move-in ready for family fun. Inside, you'll find a spacious and functional layout with plenty of room for family living, guests, or a home office setup. Located just minutes from Tyndall Air Force Base, this home also offers convenient access to shopping, dining, schools, and everyday amenities. Residents of Bridge Harbor enjoy access to a wonderful community pool and neighborhood amenities that make this area so popular. Don't miss the opportunity to own this charming home with water views, fantastic outdoor features, and an unbeatable location! *Updated interior photos coming soon*

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Breakfast Bar: Yes
Floor – Vinyl: Yes
Pantry: Yes

Exterior

Fenced Back Yard: Yes
Fire Pit: Yes
Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Separate Shwr: Yes
MBed Walk-in Closet: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

See Remarks: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Range – Electric; Refrigerator; Water Heater – Electric Master Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fire Pit; Porch Screened; Sprinkler System Association Fees Include: Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: Paved Road Parking Features: Driveway; Garage Attached Association Amenities: Pool Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	Second	20 x 12	20.00	12.00	Buyer to verify all measurements
Bedroom	Second	10 x 12	10.00	12.00
Living Room	First	25 x 15	25.00	15.00
Kitchen	First	12 x 14	12.00	14.00

Listing Office: CENTURY 21 Commander Realty

Last Updated: June – 02 – 2026

Information deemed reliable but not guaranteed.