1856 Airport Circle, Panama City, FL 32405 (MLS# 790003)

1856 Airport Circle, Panama City, FL 32405

$365,000

Virtual Tour

https://www.zillow.com/view-3d-home/32bbcfff-2ac0-45ac-99ca-92c12015dc3e?setAttribution=mls&wl=true&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,042 Lot Size (sq. ft.): 12,415 Status: Active

Current Price: $365,000 List Date: 5/22/2026 Last Modified: 7/01/2026

Overview

Description

**NEW PRICE! Seller Offering $15,000 Toward Buyer's Closing Costs, Interest Rate Buydown, or Approved Upgrades!** For qualified buyers, this incentive could be used toward a 3 2 1 interest rate buydown, potentially reducing the first year's estimated mortgage payment only to approximately $1,600 to $1,700 per month. Buyer to verify financing terms and payment estimates with their lender. This 4 bedroom, 3 bath home offers approximately 2,042 square feet of living space on a 0.28 acre fully fenced lot with no HOA, short term rentals permitted, golf cart access to SweetBay, and less than 10 minutes from Panama City Beach. **Property Video Available!** Opportunities offering this combination of location, flexibility, and lifestyle near the rapidly growing SweetBay community are becoming increasingly difficult to find. Located in a quiet, low traffic neighborhood in unincorporated Panama City, residents in this area can legally drive a street legal golf cart directly to SweetBay Town … (Read more) **NEW PRICE! Seller Offering $15,000 Toward Buyer’s Closing Costs, Interest Rate Buydown, or Approved Upgrades!** For qualified buyers, this incentive could be used toward a 3 2 1 interest rate buydown, potentially reducing the first year’s estimated mortgage payment only to approximately $1,600 to $1,700 per month. Buyer to verify financing terms and payment estimates with their lender. This 4 bedroom, 3 bath home offers approximately 2,042 square feet of living space on a 0.28 acre fully fenced lot with no HOA, short term rentals permitted, golf cart access to SweetBay, and less than 10 minutes from Panama City Beach. **Property Video Available!** Opportunities offering this combination of location, flexibility, and lifestyle near the rapidly growing SweetBay community are becoming increasingly difficult to find. Located in a quiet, low traffic neighborhood in unincorporated Panama City, residents in this area can legally drive a street legal golf cart directly to SweetBay Town Center to enjoy Publix, restaurants, waterfront gathering spaces, parks, community events, and the popular Sunday Farmers Market, all without crossing major highways. With continued residential and commercial growth surrounding SweetBay, this area continues to attract homeowners, second home buyers, and investors alike. Inside, you’ll find fresh paint in select areas, durable flooring, newer kitchen appliances including the oven and dishwasher, and a flexible floor plan designed for a variety of living arrangements. A separate den with fireplace creates an ideal second living area, media room, or gathering space, while the converted garage serves as a private fourth bedroom suite complete with its own full bathroom, making it perfect for guests, multigenerational living, a home office, or hobby space. Outside, the property is designed for both functionality and convenience. The circular driveway provides ample parking, while the approximately 14 x 38 covered carport with lighting is ideal for a boat, small RV, trailers, workshop space, or additional covered vehicle parking. Additional exterior features include a covered back patio, storage building, reinforced gates providing easy access throughout the property, and a spacious fully fenced backyard. Whether you’re searching for a primary residence, second home, or investment property, this location offers exceptional convenience with SweetBay Town Center, University Academy, hospitals, shopping, Lynn Haven, Panama City, and Panama City Beach all just minutes away. As an added bonus, qualified buyers may have the opportunity to assume the seller’s existing VA loan with an attractive 2.5% interest rate, providing a potentially significant financing advantage in today’s market. All information is deemed reliable but not guaranteed. Buyer to independently verify all measurements, features, zoning, intended uses, financing options, and any information deemed important.

Listing Details MLS# 790003

Contract Info

List Price/SqFt: 178.75

Location

Area: 02 – Bay County – Central
Street #: 1856
Street Name: Airport
Street Suffix: Circle
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 13096-049-000
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From Hathaway Bridge, head east on US-98 and take the exit for FL-368 E/W 23rd St. Continue about 1.7 miles, then turn left onto SR-390/St. Andrews Blvd. Go about 0.5 miles, turn left onto S Discovery Loop (formerly Airport Rd), then take the second left onto Airport Circle. The home will be on your left at 1856 Airport Cir.
Legal Description: 30 3S 14W ST A B DEV CO PLAT BEG 466.25' N & 147' W OF INT OF W R/W APT RD & S LI L-55 TH W 90'S 138.75' E 90' N 138.75' TO POB -57.25- 53A ORB 4155 P 938

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2042
SqFt Source: Owner Measured
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 1977
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 6
Lot Dimensions: 90×138
Acreage: 0.28
Lot Size (SqFt): 12415
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: **NEW PRICE! Seller Offering $15,000 Toward Buyer's Closing Costs, Interest Rate Buydown, or Approved Upgrades!** For qualified buyers, this incentive could be used toward a 3 2 1 interest rate buydown, potentially reducing the first year's estimated mortgage payment only to approximately $1,600 to $1,700 per month. Buyer to verify financing terms and payment estimates with their lender. This 4 bedroom, 3 bath home offers approximately 2,042 square feet of living space on a 0.28 acre fully fenced lot with no HOA, short term rentals permitted, golf cart access to SweetBay, and less than 10 minutes from Panama City Beach. **Property Video Available!** Opportunities offering this combination of location, flexibility, and lifestyle near the rapidly growing SweetBay community are becoming increasingly difficult to find. Located in a quiet, low traffic neighborhood in unincorporated Panama City, residents in this area can legally drive a street legal golf cart directly to SweetBay Town Center to enjoy Publix, restaurants, waterfront gathering spaces, parks, community events, and the popular Sunday Farmers Market, all without crossing major highways. With continued residential and commercial growth surrounding SweetBay, this area continues to attract homeowners, second home buyers, and investors alike. Inside, you'll find fresh paint in select areas, durable flooring, newer kitchen appliances including the oven and dishwasher, and a flexible floor plan designed for a variety of living arrangements. A separate den with fireplace creates an ideal second living area, media room, or gathering space, while the converted garage serves as a private fourth bedroom suite complete with its own full bathroom, making it perfect for guests, multigenerational living, a home office, or hobby space. Outside, the property is designed for both functionality and convenience. The circular driveway provides ample parking, while the approximately 14 x 38 covered carport with lighting is ideal for a boat, small RV, trailers, workshop space, or additional covered vehicle parking. Additional exterior features include a covered back patio, storage building, reinforced gates providing easy access throughout the property, and a spacious fully fenced backyard. Whether you're searching for a primary residence, second home, or investment property, this location offers exceptional convenience with SweetBay Town Center, University Academy, hospitals, shopping, Lynn Haven, Panama City, and Panama City Beach all just minutes away. As an added bonus, qualified buyers may have the opportunity to assume the seller's existing VA loan with an attractive 2.5% interest rate, providing a potentially significant financing advantage in today's market. All information is deemed reliable but not guaranteed. Buyer to independently verify all measurements, features, zoning, intended uses, financing options, and any information deemed important.

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Ceiling – Crwn Molding: Yes
Converted Garage: Yes
Floor – Vinyl Plank: Yes
Guest Quarters: Yes
Plantation Shutters: Yes

Construction/Siding

Brick Veneer: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes
Patio Open: Yes
Porch Covered: Yes

Other Structures

Workshop: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Interior Lot: Yes
Other – See Remarks: Yes

Lot Access

Paved Road: Yes

Parking Features

Carport Detached: Yes
Driveway: Yes
Circular Driveway: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed First Floor: Yes
MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Patio Covered; Patio Open; Porch Covered Financing: Assume w/int; Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Interior Lot; Other – See Remarks Lot Access: Paved Road Parking Features: Carport Detached; Driveway; Circular Driveway; Paved Other Structures: Workshop Rooms: Bedroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	18 x 14	18.00	14.00
Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	12 x 14	12.00	14.00
Bedroom	First	12 x 14	12.00	14.00

Listing Office: Florida Realty Experts

Last Updated: July – 01 – 2026

Information deemed reliable but not guaranteed.