186 Sugar Loaf Lane, Cape San Blas, FL 32456

New Listing
$1,575,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,932 Lot Size (sq. ft.): 13,068 Status: Active
Current Price: $1,575,000 List Date: 2/25/2026 Last Modified: 2/25/2026

Description

Gulf Front investment opportunity in highly desirable North Cape with strong income production and low-maintenance ownership. This well-maintained 4-bedroom, 3.5-bath waterfront home offers breathtaking Gulf views, a private setting, and a proven rental history making this a true turnkey investment. Recent upgrades provide worry-free ownership, including two HVAC units with replaced ductwork and protective encasements (2022), new foam insulation in the attic for improved energy efficiency, a new hot water heater (2022), washer and dryer (2023), new dishwasher (2025) and a new stove (2024). Additional updates include new flooring in the 4th bedroom (2022), refreshed living room furnishings (2025), a custom-built dining table (2022), and infused exterior light bulbs for durability and long-term performance in the coastal environment. The open floor plan is filled with natural light from expansive windows showcasing stunning Gulf views. A spacious Gulf-front deck offers the perfect setting for guests to enjoy sunsets and coastal living–enhancing rental appeal and repeat bookings. Fully equipped kitchen and generous living spaces make this property ideal for maximizing short-term rental income while enjoying minimal ongoing maintenance. A rare opportunity to own a high-income-producing, low-maintenance Gulf-front property–schedule your private showing today.

More Information MLS# 785829

Listing Info, Tax and Legal

HOA Fee: No New Buyer Fee: No Last Taxes: 13255 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Contract Info

List Price/SqFt: 815.22 Status: Active List Date: 2026-02-25 List Price: $1,575,000 Current Price: $1,575,000

Location

Sub Area: 0705 – Gulf County – Cape San Blas Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Port St. Joe Middle School: Port St. Joe High School: Port St. Joe Directions: Hwy 98 to SR30, right on CR30 (Cape San Blas Rd), Just past Scallop Cove Gas Station, turn left on Sugarloaf, house is at the end of the street overlooking the Gulf, see sign. Area: 07 – Gulf County Street #: 186 Street Name: Sugar Loaf Street Suffix: Lane State: FL Zip Code: 32456 County: Gulf Subdivision: No Named Subdivision Parcel ID: 06269-072R Legal Description: SAN BLAS ESTATES LOT 13-B2 50 FF GULF FRONT 427.33 FT AV DEPTH BEING PARCEL 13-B2 MURRAY MINOR REPLAT ORB 686/640 FR BIESECKER ET AL MAP 19B

General Property Info

Acreage: 0.3 Design: Beach House Lot Size (SqFt): 13068 Apx SqFt(Htd/Cooled): 1932 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 Lot Dimensions: 50 x 260 New Construction: No Garage Y/N: No Beach Frontage: 50 Covered Spaces: 2 Driveway Spaces: 2 Pool: No Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 4 Year Built: 2001

Remarks & Misc

Remarks: Gulf Front investment opportunity in highly desirable North Cape with strong income production and low-maintenance ownership. This well-maintained 4-bedroom, 3.5-bath waterfront home offers breathtaking Gulf views, a private setting, and a proven rental history making this a true turnkey investment. Recent upgrades provide worry-free ownership, including two HVAC units with replaced ductwork and protective encasements (2022), new foam insulation in the attic for improved energy efficiency, a new hot water heater (2022), washer and dryer (2023), new dishwasher (2025) and a new stove (2024). Additional updates include new flooring in the 4th bedroom (2022), refreshed living room furnishings (2025), a custom-built dining table (2022), and infused exterior light bulbs for durability and long-term performance in the coastal environment. The open floor plan is filled with natural light from expansive windows showcasing stunning Gulf views. A spacious Gulf-front deck offers the perfect setting for guests to enjoy sunsets and coastal living–enhancing rental appeal and repeat bookings. Fully equipped kitchen and generous living spaces make this property ideal for maximizing short-term rental income while enjoying minimal ongoing maintenance. A rare opportunity to own a high-income-producing, low-maintenance Gulf-front property–schedule your private showing today.

Appliances

Cooktop – Electric: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Oven – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Breakfast Bar: 1 Floor – Vinyl Plank: 1 Lighting – Recessed: 1 Pantry: 1 Window – Treatment All: 1

Construction/Siding

Foundation – On Piling: 1 Roof – Metal: 1 Siding – Vinyl: 1 Trim – Vinyl: 1

Exterior

Deck Covered: 1 Shower: 1 Porch Screened: 1 Storm Doors: 1 Storm Windows: 1

Waterfront Feature

Shore – Beach: 1 Shore – Natural: 1 Waterfront Feet: 50

Financing

Cash: 1 Conventional: 1

Furnished

Furnished: 1

Interior

Bunk Room: 1

Lot Features

Coastal Barrier Zone: 1 Coastal Setback: 1 Covenants & Rescrictions: 1 Deeded Access Water: 1 Subdivision – Recorded: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

County Road: 1 Gravel/Oyster Shell: 1

Parking Features

Driveway: 1 Gravel: 1 Paved: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Walk-In Closet: 1 MBed Waterfront: 1

Present Zoning

County: 1 Resid Single Family: 1

Association Amenities

Beach: 1 Boardwalk: 1

Rooms

Bedroom: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Internet – Broadband Available: 1 Phone – Connected: 1 Public Water – Connected: 1 Septic Tank: 1 Underground Utilities: 1

Waterview

Gulf: 1

Sale Type

As Is: 1

Waterfront Type

Gulf: 1

Master Bedroom

Third: 1

Bedroom

Third: 1 Fourth: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1

Security Features

Smoke Detector(s): 1

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Third Bedroom: Third; Fourth Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Deck Covered; Shower; Porch Screened; Storm Doors; Storm Windows Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Lot Features: Coastal Barrier Zone; Coastal Setback; Covenants & Rescrictions; Deeded Access Water; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: County Road; Gravel/Oyster Shell Security Features: Smoke Detector(s) Parking Features: Driveway; Gravel; Paved Association Amenities: Beach; Boardwalk Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Connected; Public Water – Connected; Septic Tank; Underground Utilities Waterfront Type: Gulf Waterfront Feature: Shore – Beach; Shore – Natural Waterview: Gulf Present Zoning: County; Resid Single Family

Room Information

Master Bedroom Level: Third Dimensions: 16 x 11 Length: 16.00 Width: 11.00 Dimensions: 16 x 11 Bedroom Level: Fourth Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Bedroom Level: Third Dimensions: 14 x 9 Length: 14.00 Width: 9.00 Dimensions: 14 x 9 Bedroom Level: Third Dimensions: 12 x 13 Length: 12.00 Width: 13.00 Dimensions: 12 x 13
Listing Office: 98 Real Estate Group, LLC
Last Updated: February – 25 – 2026
Information deemed reliable but not guaranteed.