192 White Sandy Drive, Panama City Beach, FL 32407 (MLS# 789043)

192 White Sandy Drive, Panama City Beach, FL 32407

$275,000

192 White Sandy Dr, Panama City Beach, F

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 972 Lot Size (sq. ft.): 1,338 Status: Under Contract – Taking Backups

Current Price: $275,000 List Date: 5/21/2026 Last Modified: 6/04/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Waterfront under 300K!? This is the opportunity you have been waiting for. Search on YouTube ''For Sale 192 White Sandy Dr in Panama City Beach'' for video tour Welcome to this well maintained 2 bedroom 2.5 bath beach home offering a great combination of privacy, location, and value. Situated on the canal, you can enjoy peaceful water views and natural surroundings while relaxing or grilling in the evenings. There is also a pool located directly across the street for added convenience. Located just a short 5 minute walk to the beach, this home puts you close to the sand while still offering a quiet setting. Inside, the property features updates including granite countertops in the kitchen and half bath, LVP flooring, and a comfortable layout ready for personal use or rental. Additional highlights include short term rentals allowed with strong GRI potential, VA and FHA approval, low HOA, and 2 assigned parking spaces dir … (Read more)

Listing Details MLS# 789043

Contract Info

List Price/SqFt: 282.92

Location

Area: 03 – Bay County – Beach
Street #: 192
Street Name: White Sandy
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Gulf Highlands Beach Resort
Community/Resort: Gulf Highlands Beach Resort/Condos
Waterfront: Yes
Gulf Access: No
Parcel ID: 34797-240-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands
Legal Description: GULF HIGHLANDS BEACH RESORT UNRECORDED LOT 41 BLK I . ORB 4109 P 2131

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 972
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Year Built: 1987
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Lot Dimensions: 25×85
Acreage: 0.03
Lot Size (SqFt): 1338
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-03

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1121.78
HOA Frequency: Quarterly
HOA Annual Amount: 4487.12
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 2069
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Waterfront under 300K!? This is the opportunity you have been waiting for. Search on YouTube ''For Sale 192 White Sandy Dr in Panama City Beach'' for video tour Welcome to this well maintained 2 bedroom 2.5 bath beach home offering a great combination of privacy, location, and value. Situated on the canal, you can enjoy peaceful water views and natural surroundings while relaxing or grilling in the evenings. There is also a pool located directly across the street for added convenience. Located just a short 5 minute walk to the beach, this home puts you close to the sand while still offering a quiet setting. Inside, the property features updates including granite countertops in the kitchen and half bath, LVP flooring, and a comfortable layout ready for personal use or rental. Additional highlights include short term rentals allowed with strong GRI potential, VA and FHA approval, low HOA, and 2 assigned parking spaces directly in front of the unit. The community amenities are extensive and included in the HOA of 1121.84 per quarter. These include 11 pools with 5 heated, a private beach house with beachfront pool and snack bar, tennis, pickleball and shuffleboard courts, fitness center, mini golf, playgrounds, conference center, as well as internet, lawn care, trash, pest control, and termite bond. Whether you are looking for a primary residence, vacation home, or investment property, this waterfront unit offers strong value in a desirable beachside community.

More Information

Pool Features

Heated – Gas: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Gas: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes
Trim – Wood: Yes

Exterior

Patio Open: Yes
Sprinkler System: Yes

Association Fees Include

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Mini Golf: Yes
Pest Control: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Trash Disposal: Yes
Termite Bond: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Features

Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Assigned: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Mini Golf: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Waterfront: Yes
Shuffleboard Court: Yes

Rooms

Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes

Sale Type

As Is: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Master Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Natural Gas: Yes

Security Features

Gated with Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Gas; Refrigerator; Washer/Dryer Stacked; Water Heater – Gas Master Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Natural Gas Exterior: Patio Open; Sprinkler System Association Fees Include: Community Room; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Management; Mini Golf; Pest Control; Playground; Pool; Tennis; Termite Bond; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Living Room: First Lot Features: Sidewalk; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Pool Features: Heated – Gas Security Features: Gated with Guard; Smoke Detector(s) Parking Features: Assigned Association Amenities: Community Room; Exercise Room; Gated Community; Mini Golf; Picnic Area; Playground; Pool; Shuffleboard Court; Tennis; Waterfront Rooms: Living Room; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterview: Canal Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	13 x 12	13.00	12.00
Living Room	First	16 x 16	16.00	16.00

Listing Office: Dalton Wade Inc

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.