19902 Front Beach Road, Panama City Beach, FL 32413 (MLS# 780788)

19902 Front Beach Road, Panama City Beach, FL 32413

$1,590,000

Fully furnished 3 story beach house located across from dedicated beach.

3rd floor balcony outside dining area with eastern view

High end kitchen featuring leathered granite counters, stainless steel appliances and sink, & solid wood cabinets

Expansive Master bedroom located on 2nd floor

Master bedroom connecting balcony western view

rear view (2nd on left) showing private pool for all homes in complex development

3rd floor bedroom/media room with pull out couch.

Main covered entrance located on the 1st level west side of home

Two blocks walking distance to the Carousel grocery, wine & gift store

Within 1 mile of the famous Thomas Donut Shop

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,105 Lot Size (sq. ft.): 6,400 Status: Active

Current Price: $1,590,000 List Date: 10/23/2025 Last Modified: 3/29/2026

Overview

Description

Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 … (Read more)

Listing Details MLS# 780788

Contract Info

List Price/SqFt: 512.08

Location

Area: 03 – Bay County – Beach
Street #: 19902
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Royal Palms Of Laguna Beach
Community/Resort: None
Waterfront: No
Parcel ID: 37890-503-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Head south on Hwy 79 to Panama City Beach Parkway (Hwy98). Turn right (west) to Malaga Place. Turn left (south) and proceed to Front Beach Rd. Home is 2nd property on the right.
Legal Description: ROYAL PALMS OF LAGUNA BEACH SHORES 20C3 LOT 3 ORB 3837 P 1660

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3105
SqFt Source: Builders Plans
Full Baths: 5
Total Baths: 5
# of Stories in Building: 3
Year Built: 2016
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 32 x 100
Acreage: 0.15
Lot Size (SqFt): 6400
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1525
HOA Frequency: Annually
HOA Annual Amount: 1525
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 11234.74
Last Tax Year: 2024
Lot: 3
Brokerage Interest: No Interest
Section: 11
Township: 3S
Range: 17W

Remarks & Misc

Remarks: Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. RENTAL SALES & PROJECTION REPORTS AVAILABLE. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. PRICED TO SELL!! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.

Balcony

Second: Yes
Third: Yes

More Information

Great Room

Third: Yes

Master Bathroom

Second: Yes

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
ENERGY STAR Qualified Appliances: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Convection: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Raised: Yes
Elevator: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Lock Out Unit: Yes
Pantry: Yes
Security System: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Stucco: Yes
Trim – Vinyl: Yes

Exterior

Balcony: Yes
Columns: Yes
Porch Covered: Yes

Association Fees Include

Internet-WiFi: Yes
Management: Yes
Pool: Yes
Sewer: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

Third: Yes

Lot Features

Sidewalk: Yes
Storm Sewer: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBath Whirlpool: Yes
MBed Balcony: Yes
MBed Sitting Area: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Accessibility Features

Accessible Doors: Yes
Accessible Elevator Installed: Yes
Accessible Entrance: Yes
Accessible Full Bath: Yes
Accessible Hallway(s): Yes

Sale Type

As Is: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
ENERGY STAR Qualified Equipment: Yes
Heat Pump: Yes
Humidity Control: Yes
Zoned: Yes

Heating

Central: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Zoned: Yes

Security Features

Carbon Monoxide Detector: Yes
Security System: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Accessible Doors; Accessible Elevator Installed; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s) Appliances: Dishwasher; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven – Convection; Plumbed For Ice Maker; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Second Bedroom: First; Third Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment; Heat Pump; Humidity Control; Zoned Heating: Central; Electric; ENERGY STAR Qualified Equipment; Zoned Exterior: Balcony; Columns; Porch Covered Association Fees Include: Internet-WiFi; Management; Pool; Sewer Financing: Cash; Conventional; VA; Other Furnished: Furnished Interior: Bunk Room Kitchen: Third Lot Features: Sidewalk; Storm Sewer; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Balcony: Second; Third Master Bathroom: Second Great Room: Third Pool Features: Fenced; Gunite Concrete; Inground; Indoor Security Features: Carbon Monoxide Detector; Security System; Smoke Detector(s) Parking Features: Additional Parking; Driveway; Garage Attached; Garage Door Opener; Paved Association Amenities: Pool Rooms: Balcony; Bedroom; Great Room; Kitchen; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	21 x 14	21.00	14.00
Master Bathroom	Second	15 x 12	15.00	12.00
Kitchen	Third	12 x 12	12.00	12.00
Balcony	Third	21 x 10	21.00	10.00
Balcony	Second	21 x 10	21.00	10.00
Bedroom	Third	12 x 24	12.00	24.00
Bedroom	Third	19 x 11	19.00	11.00
Bedroom	First	12 x 11	12.00	11.00
Bedroom	First	19 x 11	19.00	11.00
Great Room	Third	21 x 18	21.00	18.00

Listing Office: Coastal Sun Realty LLC

Last Updated: March – 29 – 2026

Information deemed reliable but not guaranteed.