20 Gulf Drive, Panama City Beach, FL 32408

$475,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 770 Status: Active
Current Price: $475,000 List Date: 10/27/2025 Last Modified: 6/16/2026

Overview

Description

Possible Owner financiing! Welcome to your slice of paradise! This beautiful 2-bedroom, 2-bath beach cottage offers the perfect blend of coastal style and modern comfort, located just steps from the Gulf of Mexico and Grand Lagoon. Step inside to find a bright, open living area filled with natural light, vaulted ceilings, and coastal-inspired finishes throughout. The spacious kitchen features custom wood cabinetry, stainless steel appliances, and gorgeous countertops with a large island–perfect for entertaining or casual dining. The primary suite offers a relaxing retreat with an ensuite bath and plenty of storage, while the second bedroom is ideal for guests or family. Enjoy your morning coffee or evening breeze on the covered front porch with tongue-and-groove wood ceiling and park your golf cart & car under the covered carport with stylish paver driveway. This home's exterior is equally impressive with stone accents, vinyl siding, and a raised foundation for peace of mind and dur

Listing Details MLS# 780869

Contract Info

List Price/SqFt
616.88

Location

Area
03 – Bay County – Beach
Street #
20
Street Name
Gulf
Street Suffix
Drive
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Venture Out Travel Trail
Community/Resort
None
Waterfront
No
Parcel ID
31442-018-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
SOUTH ON THOMAS DR., PASS CAPT. ANDERSON'S TURN LEFT AT NEXT TRAFFIC LIGHT TOWARD ST. ANDREWS STATE PARK, VENTURE OUT WILL BE BEFORE THE PARK ENTRANCE ON THE LEFT.
Legal Description
VENTURE OUT TRAVEL TRAIL LOT 3 BLK 5 ORB 4500 P 76

General Property Info

Sub-Type
Mobile/Manufactured
Design
Manufactured
Apx SqFt(Htd/Cooled)
770
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
2022
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
30×60
Pool
No
Acreage
0
Lot Size (SqFt)
0

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
Yes
HOA Amount
321
HOA Frequency
Monthly
HOA Annual Amount
3852
Is Subject Leased
No
New Buyer Fee
Yes
New Buyer Fee Amt
50
New Buyer Fee Paid
$
Brokerage Interest
No Interest
As Is
Yes
Range
15W

Remarks & Misc

Remarks
Possible Owner financiing! Welcome to your slice of paradise! This beautiful 2-bedroom, 2-bath beach cottage offers the perfect blend of coastal style and modern comfort, located just steps from the Gulf of Mexico and Grand Lagoon. Step inside to find a bright, open living area filled with natural light, vaulted ceilings, and coastal-inspired finishes throughout. The spacious kitchen features custom wood cabinetry, stainless steel appliances, and gorgeous countertops with a large island–perfect for entertaining or casual dining. The primary suite offers a relaxing retreat with an ensuite bath and plenty of storage, while the second bedroom is ideal for guests or family. Enjoy your morning coffee or evening breeze on the covered front porch with tongue-and-groove wood ceiling and park your golf cart & car under the covered carport with stylish paver driveway. This home's exterior is equally impressive with stone accents, vinyl siding, and a raised foundation for peace of mind and durability. Possible seller financing! Located in the highly desirable Venture Out Resort, a gated golf cart community with 300 feet of private beach access on the Gulf, 1,000 feet on Grand Lagoon, two pools, tennis courts, boat launch, and more! Located in gated resort with amazing amenities! Come live the beach life you've always dreamed of — schedule your private tour today!

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

More Information

Construction/Siding

Siding – Hardie Board
Yes

Exterior

Deck Covered
Yes
Porch Covered
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Fishing
Yes
Gated Community
Yes
Ground Keeping
Yes
Laundry
Yes
Pavilion/Gazebo
Yes
Picnic Area
Yes
Playground
Yes
Pool
Yes
Security
Yes
Sewer
Yes

Financing

Cash
Yes
Conventional
Yes
Seller Financing
Yes

Furnished

Furnished
Yes

Living Room

First
Yes

Association Amenities

Basketball Court
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Boat Launch
Yes
Community Room
Yes
Dock
Yes
Fishing
Yes
Gated Community
Yes
Mini Golf
Yes
Picnic Area
Yes
Playground
Yes
Pool
Yes
Security-24 hour
Yes
Other – See Remarks
Yes

Rooms

Bedroom
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Exterior: Deck Covered; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Fishing; Gated Community; Laundry; Ground Keeping; Pavilion/Gazebo; Picnic Area; Playground; Pool; Security; Sewer Financing: Cash; Conventional; Seller Financing Furnished: Furnished Living Room: First Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Boat Launch; Community Room; Dock; Fishing; Gated Community; Mini Golf; Picnic Area; Playground; Pool; Security-24 hour; Other – See Remarks Rooms: Bedroom; Living Room; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected

Room Information

Room Name Level Dimensions Length Width
Living Room First 14 x 12 14.00 12.00
Master Bedroom First 11 x 10 11.00 10.00
Bedroom First 11 x 12 11.00 12.00
Listing Office: Sims Resort Realty, Inc
Last Updated: June – 16 – 2026
Information deemed reliable but not guaranteed.