20 Gulf Drive, Panama City Beach, FL 32408
$475,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
770
Status:
Active
Current Price:
$475,000
List Date:
10/27/2025
Last Modified:
6/16/2026
Overview
Description
…
(Read more)
Possible Owner financiing! Welcome to your slice of paradise! This beautiful 2-bedroom, 2-bath beach cottage offers the perfect blend of coastal style and modern comfort, located just steps from the Gulf of Mexico and Grand Lagoon. Step inside to find a bright, open living area filled with natural light, vaulted ceilings, and coastal-inspired finishes throughout. The spacious kitchen features custom wood cabinetry, stainless steel appliances, and gorgeous countertops with a large island–perfect for entertaining or casual dining. The primary suite offers a relaxing retreat with an ensuite bath and plenty of storage, while the second bedroom is ideal for guests or family.
Enjoy your morning coffee or evening breeze on the covered front porch with tongue-and-groove wood ceiling and park your golf cart & car under the covered carport with stylish paver driveway. This home’s exterior is equally impressive with stone accents, vinyl siding, and a raised foundation for peace of mind and durability. Possible seller financing! Located in the highly desirable Venture Out Resort, a gated golf cart community with 300 feet of private beach access on the Gulf, 1,000 feet on Grand Lagoon, two pools, tennis courts, boat launch, and more! Located in gated resort with amazing amenities! Come live the beach life you’ve always dreamed of — schedule your private tour today!
Listing Details MLS# 780869
Contract Info
- List Price/SqFt
- 616.88
Location
- Area
- 03 – Bay County – Beach
- Street #
- 20
- Street Name
- Gulf
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- Venture Out Travel Trail
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 31442-018-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- SOUTH ON THOMAS DR., PASS CAPT. ANDERSON'S TURN LEFT AT NEXT TRAFFIC LIGHT TOWARD ST. ANDREWS STATE PARK, VENTURE OUT WILL BE BEFORE THE PARK ENTRANCE ON THE LEFT.
- Legal Description
- VENTURE OUT TRAVEL TRAIL LOT 3 BLK 5 ORB 4500 P 76
General Property Info
- Sub-Type
- Mobile/Manufactured
- Design
- Manufactured
- Apx SqFt(Htd/Cooled)
- 770
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 2022
- Immediate Occupancy
- Yes
- Pre-Const Flip
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 30×60
- Pool
- No
- Acreage
- 0
- Lot Size (SqFt)
- 0
Listing Info, Tax and Legal
- Homestead
- Yes
- HOA Fee
- Yes
- HOA Amount
- 321
- HOA Frequency
- Monthly
- HOA Annual Amount
- 3852
- Is Subject Leased
- No
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 50
- New Buyer Fee Paid
- $
- Brokerage Interest
- No Interest
- As Is
- Yes
- Range
- 15W
Remarks & Misc
- Remarks
- Possible Owner financiing! Welcome to your slice of paradise! This beautiful 2-bedroom, 2-bath beach cottage offers the perfect blend of coastal style and modern comfort, located just steps from the Gulf of Mexico and Grand Lagoon. Step inside to find a bright, open living area filled with natural light, vaulted ceilings, and coastal-inspired finishes throughout. The spacious kitchen features custom wood cabinetry, stainless steel appliances, and gorgeous countertops with a large island–perfect for entertaining or casual dining. The primary suite offers a relaxing retreat with an ensuite bath and plenty of storage, while the second bedroom is ideal for guests or family. Enjoy your morning coffee or evening breeze on the covered front porch with tongue-and-groove wood ceiling and park your golf cart & car under the covered carport with stylish paver driveway. This home's exterior is equally impressive with stone accents, vinyl siding, and a raised foundation for peace of mind and durability. Possible seller financing! Located in the highly desirable Venture Out Resort, a gated golf cart community with 300 feet of private beach access on the Gulf, 1,000 feet on Grand Lagoon, two pools, tennis courts, boat launch, and more! Located in gated resort with amazing amenities! Come live the beach life you've always dreamed of — schedule your private tour today!
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
More Information
Construction/Siding
- Siding – Hardie Board
- Yes
Exterior
- Deck Covered
- Yes
- Porch Covered
- Yes
Association Fees Include
- Accounting
- Yes
- BBQ Pit/Grill
- Yes
- Fishing
- Yes
- Gated Community
- Yes
- Ground Keeping
- Yes
- Laundry
- Yes
- Pavilion/Gazebo
- Yes
- Picnic Area
- Yes
- Playground
- Yes
- Pool
- Yes
- Security
- Yes
- Sewer
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- Seller Financing
- Yes
Furnished
- Furnished
- Yes
Living Room
- First
- Yes
Association Amenities
- Basketball Court
- Yes
- BBQ Pit/Grill
- Yes
- Beach
- Yes
- Boat Launch
- Yes
- Community Room
- Yes
- Dock
- Yes
- Fishing
- Yes
- Gated Community
- Yes
- Mini Golf
- Yes
- Picnic Area
- Yes
- Playground
- Yes
- Pool
- Yes
- Security-24 hour
- Yes
- Other – See Remarks
- Yes
Rooms
- Bedroom
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Property Features
Appliances:
Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric
Exterior:
Deck Covered; Porch Covered
Association Fees Include:
Accounting; BBQ Pit/Grill; Fishing; Gated Community; Laundry; Ground Keeping; Pavilion/Gazebo; Picnic Area; Playground; Pool; Security; Sewer
Financing:
Cash; Conventional; Seller Financing
Furnished:
Furnished
Living Room:
First
Association Amenities:
Basketball Court; BBQ Pit/Grill; Beach; Boat Launch; Community Room; Dock; Fishing; Gated Community; Mini Golf; Picnic Area; Playground; Pool; Security-24 hour; Other – See Remarks
Rooms:
Bedroom; Living Room; Primary Bedroom
Utilities:
Electricity – Connected; Public Sewer – Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Living Room | First | 14 x 12 | 14.00 | 12.00 |
| Master Bedroom | First | 11 x 10 | 11.00 | 10.00 |
| Bedroom | First | 11 x 12 | 11.00 | 12.00 |
Listing Office:
Sims Resort Realty, Inc
Last Updated: June – 16 – 2026
Information deemed reliable but not guaranteed.