201 Armstrong Circle, Panama City Beach, FL 32413 (MLS# 786986)

201 Armstrong Circle, Panama City Beach, FL 32413

$629,500

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,494 Lot Size (sq. ft.): 7,320 Status: Active

Current Price: $629,500 List Date: 3/18/2026 Last Modified: 6/04/2026

Overview

Description

JUST REDUCED AND SELLER IS OFFERING $5000 INCENTIVE TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Spacious Panama City Beach Home with Private Entrance Mother-In-Law Suite/Apartment – just minutes to the Beach and the new Tallahassee Memorial Hospital! Centrally located in the heart of Panama City Beach, this inviting home offers flexible living space, thoughtful updates, and outdoor features designed for everyday enjoyment. Just 1/8 mile to the beach, five minutes to the new hospital, ten minutes to Pier Park and just 20 minutes to the International Airport, the home is also nestled in a neighborhood known for its great location to shopping, dining, neighbors, nearby park, and festive seasonal decorations that make it especially enjoyable for families. A standout feature is the private attached mother-in-law suite/apartment with its own separate entrance, offering a bedroom, private bathroom, huge walk-in closet, and additional living/bonus space. This layout provides excellent … (Read more) JUST REDUCED AND SELLER IS OFFERING $5000 INCENTIVE TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Spacious Panama City Beach Home with Private Entrance Mother-In-Law Suite/Apartment – just minutes to the Beach and the new Tallahassee Memorial Hospital! Centrally located in the heart of Panama City Beach, this inviting home offers flexible living space, thoughtful updates, and outdoor features designed for everyday enjoyment. Just 1/8 mile to the beach, five minutes to the new hospital, ten minutes to Pier Park and just 20 minutes to the International Airport, the home is also nestled in a neighborhood known for its great location to shopping, dining, neighbors, nearby park, and festive seasonal decorations that make it especially enjoyable for families. A standout feature is the private attached mother-in-law suite/apartment with its own separate entrance, offering a bedroom, private bathroom, huge walk-in closet, and additional living/bonus space. This layout provides excellent flexibility for extended family, guests, a private workspace, or a quiet retreat. A centrally located home office, craft room/bonus room adds even more versatility. The main home features an open floor plan with granite countertops, updated cabinetry, Luxury Vinyl Plank and tile flooring, all completed during the 2017 renovation. Additional updates include new garage doors and a metal roof replaced in 2017. Important system updates include two separate AC units (front and back zones), with duct work added to the mother-in-law suite/apartment. Units were replaced in 2017 and 2018. Interior updates in 2017 also included tubs, tile, carpet, and the mother-in-law suite/apartment bathroom. Outdoor features add even more appeal with a pergola-covered area perfect for relaxing or entertaining, added backyard sidewalks, a widened driveway, and a privacy fence installed in 2022. The property also includes a two-car garage and wiring already installed for security cameras (just add your own hard drive). This home has been well loved and well lived in, filled with years of family memories. Even more reassuring for buyers in the area, the property has experienced no flooding and no homeowners insurance claims. This is a phenomenal property with so many options! It can be a primary residence with an income producing apartment or short term rental, especially with the new hospital so close and the bonus room/office space could allow you to work from home! There are endless possibilities! Don’t miss this opportunity!

Listing Details MLS# 786986

Contract Info

List Price/SqFt: 252.41

Location

Area: 03 – Bay County – Beach
Street #: 201
Street Name: Armstrong
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Gulf Highlands Unit-2
Community/Resort: None
Waterfront: No
Parcel ID: 33077-000-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Traveling west on Panama City Beach Parkway, take a right onto Armstrong Circle. The house will be on your left.
Legal Description: GULF HIGHLANDS UNIT # 2 LOT 3 BLK 2 ORB 3837 P 2003 P 180

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2494
SqFt Source: Agent Measured
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 1978
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 61×120
Acreage: 0.17
Lot Size (SqFt): 7320
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2498
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: JUST REDUCED AND SELLER IS OFFERING $5000 INCENTIVE TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Spacious Panama City Beach Home with Private Entrance Mother-In-Law Suite/Apartment – just minutes to the Beach and the new Tallahassee Memorial Hospital! Centrally located in the heart of Panama City Beach, this inviting home offers flexible living space, thoughtful updates, and outdoor features designed for everyday enjoyment. Just 1/8 mile to the beach, five minutes to the new hospital, ten minutes to Pier Park and just 20 minutes to the International Airport, the home is also nestled in a neighborhood known for its great location to shopping, dining, neighbors, nearby park, and festive seasonal decorations that make it especially enjoyable for families. A standout feature is the private attached mother-in-law suite/apartment with its own separate entrance, offering a bedroom, private bathroom, huge walk-in closet, and additional living/bonus space. This layout provides excellent flexibility for extended family, guests, a private workspace, or a quiet retreat. A centrally located home office, craft room/bonus room adds even more versatility. The main home features an open floor plan with granite countertops, updated cabinetry, Luxury Vinyl Plank and tile flooring, all completed during the 2017 renovation. Additional updates include new garage doors and a metal roof replaced in 2017. Important system updates include two separate AC units (front and back zones), with duct work added to the mother-in-law suite/apartment. Units were replaced in 2017 and 2018. Interior updates in 2017 also included tubs, tile, carpet, and the mother-in-law suite/apartment bathroom. Outdoor features add even more appeal with a pergola-covered area perfect for relaxing or entertaining, added backyard sidewalks, a widened driveway, and a privacy fence installed in 2022. The property also includes a two-car garage and wiring already installed for security cameras (just add your own hard drive). This home has been well loved and well lived in, filled with years of family memories. Even more reassuring for buyers in the area, the property has experienced no flooding and no homeowners insurance claims. This is a phenomenal property with so many options! It can be a primary residence with an income producing apartment or short term rental, especially with the new hospital so close and the bonus room/office space could allow you to work from home! There are endless possibilities! Don't miss this opportunity!

Bonus Room

First: Yes

More Information

Separate Apartment

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Converted Garage: Yes
Fireplace: Yes
Floor – Vinyl: Yes
Guest Quarters: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Unit: Yes

Construction/Siding

Brick: Yes
Roof – Metal: Yes

Exterior

Fenced Privacy: Yes
Patio Open: Yes
Porch Covered: Yes

Other Structures

Pergola: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Floor – Carpet: Yes

Living Room

First: Yes

Lot Features

Corner Lot: Yes
Interior Lot: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBed First Floor: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Living Room: Yes
Master Bedroom: Yes
Separate Apartment: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Fireplace – Wood Burning: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Fireplace – Wood Burning Exterior: Fenced Privacy; Patio Open; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Floor – Carpet Living Room: First Lot Features: Corner Lot; Interior Lot; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: Paved Road Bonus Room: First Separate Apartment: First Parking Features: Driveway; Garage Attached Other Structures: Pergola Rooms: Bedroom; Bonus Room; Living Room; Master Bedroom; Separate Apartment Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	30 x 30	30.00	30.00	Living, Kitchen, Dining – Buyer to verify
Master Bedroom	First	11 x 10	11.00	10.00	Buyer to verify
Bedroom	First	10 x 10	10.00	10.00	Buyer to verify
Bedroom	First	10 x 10	10.00	10.00	Buyer to verify
Bonus Room	First	11 x 7	11.00	7.00	Buyer to verify
Separate Apartment	First	0 x 0	0.00	0.00	Approx 1000 sq feet – Buyer to verify

Listing Office: Carillon Realty Inc

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.