204 N El Centro Boulevard, Panama City Beach, FL 32413 (MLS# 782695)

204 N El Centro Boulevard, Panama City Beach, FL 32413

$449,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,598 Lot Size (sq. ft.): 6,578 Status: Active

Current Price: $449,000 List Date: 12/16/2025 Last Modified: 6/05/2026

Overview

Description

$43,000 Below Original List Price! This is the opportunity buyers and investors have been waiting for. NO HOA AND SHORT TERM RENTALS ALLOWED!!!!! Beautifully maintained 2BR/2BA brick home located at 204 N. El Centro Blvd. in the heart of Panama City Beach. Situated in a quiet, established neighborhood, this home is just a short walk to the white sand beaches of the Gulf of America and approximately 1.6 miles from Pier Park, placing you moments from some of the best shopping, dining, and entertainment in the Florida Panhandle. The home features 9-foot ceilings, a spacious living room, and an open layout that immediately showcases how roomy the home truly is. Durable tile and luxury vinyl plank (LVP) flooring run throughout, complemented by granite countertops in the kitchen and both bathrooms. The primary bedroom is generously sized, and the master bathroom offers ample space with a beautifully designed shower and a large walk in closet, providing comfort and functionality. … (Read more) $43,000 Below Original List Price! This is the opportunity buyers and investors have been waiting for. NO HOA AND SHORT TERM RENTALS ALLOWED!!!!! Beautifully maintained 2BR/2BA brick home located at 204 N. El Centro Blvd. in the heart of Panama City Beach. Situated in a quiet, established neighborhood, this home is just a short walk to the white sand beaches of the Gulf of America and approximately 1.6 miles from Pier Park, placing you moments from some of the best shopping, dining, and entertainment in the Florida Panhandle. The home features 9-foot ceilings, a spacious living room, and an open layout that immediately showcases how roomy the home truly is. Durable tile and luxury vinyl plank (LVP) flooring run throughout, complemented by granite countertops in the kitchen and both bathrooms. The primary bedroom is generously sized, and the master bathroom offers ample space with a beautifully designed shower and a large walk in closet, providing comfort and functionality. Enjoy outdoor living in the beautiful backyard, ideal for relaxing or entertaining, complete with a privacy fenced rear yard, irrigation system, and a two-car garage. This home has been immaculately maintained and was used exclusively as the owners’ private vacation retreat. It has never been rented and has only been occupied by the owners, reflecting exceptional care and minimal wear. Located just minutes from Pier Park, you’ll enjoy endless shopping, great restaurants, entertainment venues, and year-round activities right at your fingertips you’ll truly never get bored. With beach access, premier retail, and dining all close by, this home delivers the ultimate Panama City Beach lifestyle. Conveniently located near area schools including Hutchison Beach Elementary (~3.5 mi), Surfside Middle School (~2.4 mi), and Arnold High School (~4.5 mi) Whether you’re searching for a primary residence, beach retreat, or investment opportunity, this home offers space, location, and coastal charm! ”All measurements and square footage are approximate and should be verified by the buyer or buyer’s agent. Information is deemed reliable but not guaranteed.”

Listing Details MLS# 782695

Contract Info

List Price/SqFt: 280.98

Location

Area: 03 – Bay County – Beach
Street #: 204
Street Direction: N
Street Name: El Centro
Street Suffix: Boulevard
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 33502-000-020
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Please use GPS for accurate directions.
Legal Description: EL CENTRO BEACH MAP-29B4 LOT 20 BLK 25 ORB 3037 P 212 (PLEASE SEE DEED FOR FULL LEGAL DESCRIPTION)

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 1598
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2015
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Covered Spaces: Yes
Driveway Spaces: 4
Assigned Spaces: 4
Lot Dimensions: 110'x65'
Acreage: 0.15
Lot Size (SqFt): 6578
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3488
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Section: 19
Township: 3s
Range: 16w
Condo Doc: No

Remarks & Misc

Remarks: $43,000 Below Original List Price! This is the opportunity buyers and investors have been waiting for. NO HOA AND SHORT TERM RENTALS ALLOWED!!!!! Beautifully maintained 2BR/2BA brick home located at 204 N. El Centro Blvd. in the heart of Panama City Beach. Situated in a quiet, established neighborhood, this home is just a short walk to the white sand beaches of the Gulf of America and approximately 1.6 miles from Pier Park, placing you moments from some of the best shopping, dining, and entertainment in the Florida Panhandle. The home features 9-foot ceilings, a spacious living room, and an open layout that immediately showcases how roomy the home truly is. Durable tile and luxury vinyl plank (LVP) flooring run throughout, complemented by granite countertops in the kitchen and both bathrooms. The primary bedroom is generously sized, and the master bathroom offers ample space with a beautifully designed shower and a large walk in closet, providing comfort and functionality. Enjoy outdoor living in the beautiful backyard, ideal for relaxing or entertaining, complete with a privacy fenced rear yard, irrigation system, and a two-car garage. This home has been immaculately maintained and was used exclusively as the owners' private vacation retreat. It has never been rented and has only been occupied by the owners, reflecting exceptional care and minimal wear. Located just minutes from Pier Park, you'll enjoy endless shopping, great restaurants, entertainment venues, and year-round activities right at your fingertips you'll truly never get bored. With beach access, premier retail, and dining all close by, this home delivers the ultimate Panama City Beach lifestyle. Conveniently located near area schools including Hutchison Beach Elementary (~3.5 mi), Surfside Middle School (~2.4 mi), and Arnold High School (~4.5 mi) Whether you're searching for a primary residence, beach retreat, or investment opportunity, this home offers space, location, and coastal charm! ''All measurements and square footage are approximate and should be verified by the buyer or buyer's agent. Information is deemed reliable but not guaranteed.''

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Ceiling – Raised: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes

Exterior

Fenced Back Yard: Yes
Porch Covered: Yes
Porch Screened: Yes
Sprinkler System: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Partially: Yes

Interior

Ceiling – Tray: Yes

Living Room

First: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Electric 220/240: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Accessibility Features

Accessible Bedroom: Yes
Accessible Doors: Yes
Accessible Full Bath: Yes
Accessible Hallway(s): Yes
Accessible Washer/Dryer: Yes
Visitor Bathroom: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes

Property Features

Accessibility Features: Accessible Bedroom; Accessible Doors; Accessible Full Bath; Accessible Hallway(s); Accessible Washer/Dryer; Visitor Bathroom Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Exterior: Fenced Back Yard; Porch Covered; Porch Screened; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Partially Interior: Ceiling – Tray Living Room: First Parking Features: Driveway; Garage Attached Rooms: Bedroom; Living Room; Master Bedroom Showing: ShowingTime Utilities: Cable – Available; Electric 220/240; Electricity – Connected; Garbage; Internet – Fiber Optic; Phone – Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	12 x 15	12.00	15.00	estimated
Bedroom	First	12 x 10	12.00	10.00	estimated
Living Room	First	18 x 12	18.00	12.00	estimated

Listing Office: Empire Real Estate of Florida LLC

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.