20411 Front Beach Road, Panama City Beach, FL 32413

$5,400,000
Property Type: Residential Bedrooms: 8 Baths: 9 Square Footage: 5,464 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $5,400,000 List Date: 1/03/2026 Last Modified: 2/11/2026

Overview

Description

This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of

Listing Details MLS# 783164

Contract Info

List Price/SqFt
988.29

Location

Area
03 – Bay County – Beach
Street #
20411
Street Name
Front Beach
Street Suffix
Road
State
FL
Zip Code
32413
County
Bay
Sub Area
0325 – Beach – West South
Subdivision
Laguna Beach
Community/Resort
Laguna Beach
Waterfront
Yes
Gulf Access
Yes
Parcel ID
36626-010-000
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
Turn South off of Hwy 98 onto Wisteria. Take a right on Front Beach Road. Home is on the left next to beach walk over #81.
Legal Description
LAGUNA BEACH ESTS 13D2 PART OF LOT 4 BLK 1A COMM NELY COR OF SAID LOT 4 BLK 1-A SWLY ALG ELY LI 25.17' TH NW 3.78' FOR POB TH SW 69.84' NW 30' NE 12' NW 3.75' NE 57' SE 3.75' NE .84' SE 30' TO POB AKA UNIT 1 ORB 4450 P 282

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
5464
SqFt Source
Prop App Site
Full Baths
8
Half Baths
Yes
Total Baths
9
Year Built
2023
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Covered Spaces
3
Driveway Spaces
7
Lot Dimensions
38' x 105'
Acreage
0.09
Lot Size (SqFt)
3920
Pool
Yes
Pool Type
Private

Waterfront Feature

Waterfront Feet
38'
Shore – Beach
Yes

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
500
HOA Frequency
Annually
HOA Annual Amount
500
New Buyer Fee
No
Last Taxes
30306
Last Tax Year
2024
Brokerage Interest
No Interest

Remarks & Misc

Remarks
This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ''Don't worry about where to park''. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water. As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said ''This checks all the boxes''. This home was thoughtfully designed with consideration of what guest truly want…..lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one….plenty of space for everyone to park! Schedule your appointment to preview today!

More Information

Bonus Room

Third
Yes

Dining Room

Second
Yes

Pool Features

Heated – Gas
Yes
Inground
Yes
Saltwater
Yes

Interior Features

Elevator
Yes
Kitchen Island
Yes

Association Fees Include

Master Association
Yes

Furnished

Furnished
Yes

Interior

Bonus Room
Yes
Bunk Room
Yes

Kitchen

Second
Yes

Living Room

Second
Yes

Lot Features

Waterfront
Yes
Within 1/2 Mile to Water
Yes

Parking Features

Carport Attached
Yes
Driveway
Yes

Rooms

Bedroom
Yes
Bonus Room
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes

Utilities

Electricity – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Waterfront Type

Gulf
Yes

Bedroom

Second
Yes
Third
Yes
Fourth
Yes

Property Features

Bedroom: Second; Third; Fourth Association Fees Include: Master Association Furnished: Furnished Interior: Bonus Room; Bunk Room Kitchen: Second Living Room: Second Lot Features: Waterfront; Within 1/2 Mile to Water Bonus Room: Third Dining Room: Second Pool Features: Heated – Gas; Inground; Saltwater Parking Features: Carport Attached; Driveway Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Living Room Utilities: Electricity – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name Level Dimensions Length Width
Living Room Second 18.5 x 17 18.50 17.00
Dining Room Second 18.5 x 15 18.50 15.00
Kitchen Second 15 x 10.9 15.00 10.90
Bedroom Second 12.8 x 13.8 12.80 13.80
Bedroom Third 15 x 11 15.00 11.00
Bedroom Third 15 x 11 15.00 11.00
Bedroom Fourth 15 x 11 15.00 11.00
Bonus Room Third 17.2 x 29.4 17.20 29.40
Listing Office: 30A Local Real Estate
Last Updated: February – 11 – 2026
Information deemed reliable but not guaranteed.