20411 Front Beach Road, Panama City Beach, FL 32413

$5,400,000
Property Type: Residential Bedrooms: 8 Baths: 9 Square Footage: 5,464 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $5,400,000 List Date: 1/03/2026 Last Modified: 2/11/2026

Description

This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ”Don’t worry about where to park”. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water. As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said ”This checks all the boxes”. This home was thoughtfully designed with consideration of what guest truly want…..lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one….plenty of space for everyone to park! Schedule your appointment to preview today!

More Information MLS# 783164

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 500 HOA Frequency: Annually HOA Annual Amount: 500 New Buyer Fee: No Last Taxes: 30306 Last Tax Year: 2024 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 988.29 Status: Active List Date: 2025-12-31 List Price: $5,400,000 Current Price: $5,400,000

Location

Sub Area: 0325 – Beach – West South Community/Resort: Laguna Beach Waterfront: Yes Gulf Access: Yes Elementary School: West Bay Middle School: Surfside High School: Arnold Directions: Turn South off of Hwy 98 onto Wisteria. Take a right on Front Beach Road. Home is on the left next to beach walk over #81. Area: 03 – Bay County – Beach Street #: 20411 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Bay Subdivision: Laguna Beach Parcel ID: 36626-010-000 Legal Description: LAGUNA BEACH ESTS 13D2 PART OF LOT 4 BLK 1A COMM NELY COR OF SAID LOT 4 BLK 1-A SWLY ALG ELY LI 25.17′ TH NW 3.78′ FOR POB TH SW 69.84′ NW 30′ NE 12′ NW 3.75′ NE 57′ SE 3.75′ NE .84′ SE 30′ TO POB AKA UNIT 1 ORB 4450 P 282

General Property Info

Acreage: 0.09 Design: Beach House Lot Size (SqFt): 3920 Apx SqFt(Htd/Cooled): 5464 Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 Lot Dimensions: 38′ x 105′ New Construction: No Garage Y/N: No Covered Spaces: 3 Driveway Spaces: 7 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 8 Full Baths: 8 Total Baths: 9 Year Built: 2023

Remarks & Misc

Remarks: This thoughtfully designed RENTAL MACHINE checks all the boxes! 6589 sq, ft,of interior and covered exterior space to gather and entertain. As you drive up, ”Don’t worry about where to park”. There are 3 covered spaces and 7 additional driveway parking spaces. This 8 bedroom (each with ensuite bath) masterpiece, boast 4 master suites on the gulf, each with large balconies. As you enter the bottom level the fun begins in a large arcade/game room facing the gulf. Walk out and grab a beach breeze and take a dip in the heated saltwater pool or take a quick walk across your boardwalk directly onto the sugar white sand. A full bath with shower is conveniently located on this level for easy access from the pool. The spacious second level living/dining/kitchen area presents the perfect area to gather for entertainment or sit together for meals while enjoying the breathtaking views from the full length balcony. The 2nd through 4th levels offer multiple bedrooms and bunk areas with 4 of the bedrooms being gulf front with large balconies overlooking the water. As an owner, you will appreciate the little extras in this home that facilitate ease of maintenance and reduction of overhead cost. Coastal Green Air sensors on all doors and windows, tankless hot water tank, 15 year warranty on siding with color all the way through instead of just painted, and extra support from the well engineered sea wall. If you are an investor, you will recognize what we mean when we said ”This checks all the boxes”. This home was thoughtfully designed with consideration of what guest truly want…..lots of entertainment areas, multiple large spaces to gather, space for all to sit together and enjoy meals, multiple master suites with balconies overlooking the gulf, easy walk out access to the beach and a most important one….plenty of space for everyone to park! Schedule your appointment to preview today!

Bonus Room

Third: 1

Dining Room

Second: 1

Pool Features

Heated – Gas: 1 Inground: 1 Saltwater: 1

Interior Features

Elevator: 1 Kitchen Island: 1

Waterfront Feature

Shore – Beach: 1 Waterfront Feet: 38′

Association Fees Include

Master Association: 1

Furnished

Furnished: 1

Interior

Bonus Room: 1 Bunk Room: 1

Kitchen

Second: 1

Living Room

Second: 1

Lot Features

Waterfront: 1 Within 1/2 Mile to Water: 1

Parking Features

Carport Attached: 1 Driveway: 1

Rooms

Bedroom: 1 Bonus Room: 1 Dining Room: 1 Kitchen: 1 Living Room: 1

Utilities

Electricity – Connected: 1 Public Water – Connected: 1

Waterview

Gulf: 1

Waterfront Type

Gulf: 1

Bedroom

Second: 1 Third: 1 Fourth: 1

Property Features

Bedroom: Second; Third; Fourth Association Fees Include: Master Association Furnished: Furnished Interior: Bonus Room; Bunk Room Kitchen: Second Living Room: Second Lot Features: Waterfront; Within 1/2 Mile to Water Bonus Room: Third Dining Room: Second Pool Features: Heated – Gas; Inground; Saltwater Parking Features: Carport Attached; Driveway Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Living Room Utilities: Electricity – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Living Room Level: Second Dimensions: 18.5 x 17 Length: 18.50 Width: 17.00 Dimensions: 18.5 x 17 Dining Room Level: Second Dimensions: 18.5 x 15 Length: 18.50 Width: 15.00 Dimensions: 18.5 x 15 Kitchen Level: Second Dimensions: 15 x 10.9 Length: 15.00 Width: 10.90 Dimensions: 15 x 10.9 Bedroom Level: Second Dimensions: 12.8 x 13.8 Length: 12.80 Width: 13.80 Dimensions: 12.8 x 13.8 Bedroom Level: Third Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bedroom Level: Third Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bedroom Level: Fourth Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bonus Room Level: Third Dimensions: 17.2 x 29.4 Length: 17.20 Width: 29.40 Dimensions: 17.2 x 29.4
Listing Office: 30A Local Real Estate
Last Updated: February – 11 – 2026
Information deemed reliable but not guaranteed.