205 Harmon Avenue, Panama City, FL 32401 (MLS# 793581)

205 Harmon Avenue, Panama City, FL 32401

New Listing

$380,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,848 Lot Size (sq. ft.): 6,534 Status: Coming Soon – No Showings

Current Price: $380,000 List Date: 7/31/2026 Last Modified: 8/05/2026

Overview

Description

Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garag … (Read more)

Listing Details MLS# 793581

Contract Info

List Price/SqFt: 205.63

Location

Area: 02 – Bay County – Central
Street #: 205
Street Name: Harmon
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Harmon Plat
Community/Resort: DIB District
Waterfront: No
Parcel ID: 20282-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Downtown Panama City, head south on Harrison Avenue / Beach Drive toward The Cove neighborhood, turn left (east) onto E 2nd Street, proceed one block, and turn left (north) onto Harmon Avenue, where t
Legal Description: HARMON PLAT THE N 68' OF LOTS 15,16 AS PER ORB 166 P 267 BLK 3 MAP 105C3 ORB 2990 P 487

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1848
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2014
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 68.0 ft x 100.0 ft
Acreage: 0.15
Lot Size (SqFt): 6534
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2194.67
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction.

Appliances

Cooktop – Electric: Yes
Range – Electric: Yes

More Information

Interior Features

Ceiling – Cathedral: Yes

Construction/Siding

Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Access

Alley: Yes
City Street: Yes

Parking Features

Garage Detached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Cooktop – Electric; Range – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Fenced Back Yard Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Access: Alley; City Street Parking Features: Garage Detached Rooms: Bedroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	15 x 15	15.00	15.00
Bedroom	First	12 x 12	12.00	12.00
Bedroom	First	12 x 10	12.00	10.00

Listing Office: Dalton Wade Inc

Last Updated: August – 05 – 2026

Information deemed reliable but not guaranteed.