206 Middleburg Drive, Panama City Beach, FL 32413

New Listing
$435,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,658 Lot Size (sq. ft.): 8,276 Status: Active
Current Price: $435,000 List Date: 6/27/2026 Last Modified: 6/27/2026

Overview

Description

Welcome to Palmetto Trace, a golf cart-friendly community offering convenient access to Pier Park, Frank Brown Park, and the white sand beaches of Panama City Beach. Residents enjoy sidewalks throughout the neighborhood, flowering trees, pet-friendly walking areas, two community pools, low quarterly HOA dues, and garbage service provided by the HOA. This well-maintained home features a split-bedroom floor plan with spacious bedrooms and an inviting layout. The kitchen offers a large pantry, newer appliances, and a sunny breakfast nook overlooking the peaceful backyard where mature flowering trees create a beautiful setting throughout the seasons. Step outside to the screened porch, an ideal place to enjoy Florida's outdoor lifestyle while taking in the backyard views and local wildlife. The oversized two-car garage provides ample space for vehicles and additional storage. Recent updates include a roof installed in December 2018 with a 40-year shingle, a water heater replaced i

Listing Details MLS# 791943

Contract Info

List Price/SqFt
262.37

Location

Area
03 – Bay County – Beach
Street #
206
Street Name
Middleburg
Street Suffix
Drive
State
FL
Zip Code
32413
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Palmetto Trace Phase IV
Community/Resort
None
Waterfront
No
Parcel ID
32738-980-246
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
Hwy 98 West from the Hathaway Bridge, Right onto Pier Park Dr. Right onto Brunswick Blvd. Right onto Middleburg Dr. Home is on your left.
Legal Description
PALMETTO TRACE PHASE IV LOT 331 ORB 3478 P 1324

General Property Info

Sub-Type
Detached Single Family
Design
Traditional
Apx SqFt(Htd/Cooled)
1657.99
SqFt Source
Agent Measured
Full Baths
2
Total Baths
2
Year Built
2005
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
126×64.46x121x73.52
Acreage
0.19
Lot Size (SqFt)
8276
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
249
HOA Frequency
Quarterly
HOA Annual Amount
996
New Buyer Fee
Yes
New Buyer Fee Amt
0.5
New Buyer Fee Paid
%
Last Taxes
2119.88
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Welcome to Palmetto Trace, a golf cart-friendly community offering convenient access to Pier Park, Frank Brown Park, and the white sand beaches of Panama City Beach. Residents enjoy sidewalks throughout the neighborhood, flowering trees, pet-friendly walking areas, two community pools, low quarterly HOA dues, and garbage service provided by the HOA. This well-maintained home features a split-bedroom floor plan with spacious bedrooms and an inviting layout. The kitchen offers a large pantry, newer appliances, and a sunny breakfast nook overlooking the peaceful backyard where mature flowering trees create a beautiful setting throughout the seasons. Step outside to the screened porch, an ideal place to enjoy Florida's outdoor lifestyle while taking in the backyard views and local wildlife. The oversized two-car garage provides ample space for vehicles and additional storage. Recent updates include a roof installed in December 2018 with a 40-year shingle, a water heater replaced in June 2023, and a freshly painted exterior. Pride of ownership is evident throughout this exceptionally cared-for home, offering a move-in ready opportunity in one of Panama City Beach's most desirable communities.

Dining Room

First
Yes

More Information

Pool Features

Fenced
Yes
Inground
Yes
Pool House
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes
Split Bedroom
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Dimensional Shg
Yes
Siding – Stucco
Yes

Exterior

Fenced Back Yard
Yes
Fenced Privacy
Yes
Porch Screened
Yes
Sprinkler System
Yes

Association Fees Include

Accounting
Yes
Picnic Area
Yes
Pool
Yes
Trash Disposal
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Subdivision – Recorded
Yes
Sidewalk
Yes

Lot Access

Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Picnic Area
Yes
Pool
Yes
Sidewalks
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Electric
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Walk-In Closet
Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Fenced Back Yard; Fenced Privacy; Porch Screened; Sprinkler System Association Fees Include: Accounting; Picnic Area; Pool; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Sidewalk; Subdivision – Recorded Lot Access: Paved Road Dining Room: First Pool Features: Fenced; Inground; Pool House Parking Features: Driveway; Garage Attached Association Amenities: Picnic Area; Pool; Sidewalks Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 15.7 x 22.9 15.70 22.90
Dining Room First 11.9 x 13.8 11.90 13.80
Kitchen First 11.9 x 11.3 11.90 11.30
Primary Bedroom First 14.6 x 12.4 14.60 12.40
Bedroom First 12.2 x 10.7 12.20 10.70
Bedroom First 12.2 x 12.1 12.20 12.10
Listing Office: ERA Neubauer Real Estate Inc
Last Updated: June – 27 – 2026
Information deemed reliable but not guaranteed.