206 S Cove Terrace Drive, Panama City, FL 32401 (MLS# 786907)

206 S Cove Terrace Drive, Panama City, FL 32401

$390,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,424 Lot Size (sq. ft.): 13,983 Status: Sold

Current Price: $390,000 List Date: 3/17/2026 Last Modified: 6/25/2026

Overview

Description

Welcome to the coveted South Cove Terrace Drive in the ever growing Cove neighborhood. This home received a complete makeover from the studs up in 2016 and has been maintained immaculately, keeping the restored but original hardwood floors throughout the renovations. The total renovation in 2016 gave this home an open floor plan, rare to find in the Cove. Roof was replaced in October of 2023. All appliances were replaced at the time of the renovation as well as HVAC, plumbing, electrical, and spray foam in the attic making this house very energy efficient. During the renovation, the window in the third bedroom was eliminated, this room can still be used as a bedroom, en suite to the master, game room, office, nursery, etc. Very large lot for the neighborhood, and irrigated throughout with a 2024 installed irrigation well. Parking for three cars in the alley with a gated fence. South Cove Terrace Drive is one of the very best roads in the entire neighborhood, offering a very wide road, … (Read more)

Listing Details MLS# 786907

Contract Info

List Price/SqFt: 291.43

Location

Area: 02 – Bay County – Central
Street #: 206
Street Direction: S
Street Name: Cove Terrace
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Terrace
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21654-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From the intersection of Cove Blvd., and Cherry St., head East on Cherry St., then right on S. Cove Terrace Dr. Property is four houses down on the left after crossing Dewitt St. intersection.
Legal Description: COVE TERRACE LOT 4 BLK 84 ORB 4724 P 277

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 1424
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1956
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 100×140
Acreage: 0.32
Lot Size (SqFt): 13983
Pool: No

Status Change Info

Under Contract Date: 2026-05-20
Sold Date: 2026-06-25
Sold Price/SqFt: 273.88
Sold Price/Acre: 1218750

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 3735.2
Last Tax Year: 2025
Brokerage Interest: Equitable Interest – Listing Broker/Salesperson has equitable interest in the property.
As Is: Yes

Remarks & Misc

Remarks: Welcome to the coveted South Cove Terrace Drive in the ever growing Cove neighborhood. This home received a complete makeover from the studs up in 2016 and has been maintained immaculately, keeping the restored but original hardwood floors throughout the renovations. The total renovation in 2016 gave this home an open floor plan, rare to find in the Cove. Roof was replaced in October of 2023. All appliances were replaced at the time of the renovation as well as HVAC, plumbing, electrical, and spray foam in the attic making this house very energy efficient. During the renovation, the window in the third bedroom was eliminated, this room can still be used as a bedroom, en suite to the master, game room, office, nursery, etc. Very large lot for the neighborhood, and irrigated throughout with a 2024 installed irrigation well. Parking for three cars in the alley with a gated fence. South Cove Terrace Drive is one of the very best roads in the entire neighborhood, offering a very wide road, sidewalks, a playground/park at the end of the road, and being the dedicated Trick or Treating road in the Cove. Please verify room measurements if important.

More Information

Den

First: Yes

Dining Room

First: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Den: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Primary Bathroom

First: Yes

Property Features

Primary Bedroom: First Bedroom: First Furnished: Furnished Kitchen: First Living Room: First Primary Bathroom: First Den: First Dining Room: First Rooms: Bedroom; Den; Dining Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	18.1 x 12	18.10	12.00
Primary Bathroom	First	11 x 4.1	11.00	4.10
Bedroom	First	10.7 x 8.1	10.70	8.10
Bedroom	First	12.1 x 10	12.10	10.00
Living Room	First	16 x 12	16.00	12.00
Dining Room	First	17 x 9	17.00	9.00
Den	First	15 x 9.6	15.00	9.60
Kitchen	First	14.6 x 9.6	14.60	9.60

Listing Office: Counts Real Estate Group

Last Updated: June – 25 – 2026

Information deemed reliable but not guaranteed.