207 San Gabriel Street, Panama City Beach, FL 32413

New Listing
$685,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,262 Lot Size (sq. ft.): 6,534 Status: Active
Current Price: $685,000 List Date: 6/17/2026 Last Modified: 6/18/2026

Overview

Description

Take a look at this stunning coastal home in the heart of Panama City Beach! This home has been thoughtfully enhanced with significant improvements that elevate both style and livability. With close proximity to the white sandy beaches and Beach Access 64, this centrally located property offers easy access to everything the beach has to offer. Pier Park is just minutes away making dining, shopping, and entertainment convenient and close by. This home is situated in a neighborhood with no HOA and no flood zone. This location does not allow short-term rentals, so the area is ideal for full-time residents who value a true sense of community and consistency year-round. Built in 2019 and meticulously maintained, the home has been further upgraded and cared for, making it truly move-in ready. Inside, you'll find 4 bedrooms, 3 bathrooms, and approximately 2,250 square feet of well-designed living space. The open floor plan feels bright and welcoming with plenty of natural light throughout. Th

Listing Details MLS# 791513

Contract Info

List Price/SqFt
302.83

Location

Area
03 – Bay County – Beach
Street #
207
Street Name
San Gabriel
Street Suffix
Street
State
FL
Zip Code
32413
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
El Centro Beach
Community/Resort
None
Waterfront
No
Parcel ID
33527-000-000
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
From the Hathaway Bridge Follow US-98 W to Lullwater Dr on Panama City Beach Continue on Lullwater Dr. Drive to San Gabriel St
Legal Description
EL CENTRO BEACH LOT 11 BLK 27 ORB 4215 P 286

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
2262
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
# of Stories in Building
2
Year Built
2019
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
60.0 ft x 110.0 ft
Acreage
0.15
Lot Size (SqFt)
6534
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
No
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Take a look at this stunning coastal home in the heart of Panama City Beach! This home has been thoughtfully enhanced with significant improvements that elevate both style and livability. With close proximity to the white sandy beaches and Beach Access 64, this centrally located property offers easy access to everything the beach has to offer. Pier Park is just minutes away making dining, shopping, and entertainment convenient and close by. This home is situated in a neighborhood with no HOA and no flood zone. This location does not allow short-term rentals, so the area is ideal for full-time residents who value a true sense of community and consistency year-round. Built in 2019 and meticulously maintained, the home has been further upgraded and cared for, making it truly move-in ready. Inside, you'll find 4 bedrooms, 3 bathrooms, and approximately 2,250 square feet of well-designed living space. The open floor plan feels bright and welcoming with plenty of natural light throughout. The kitchen serves as a true gathering place, offering granite countertops, a large island with additional seating and storage, built in wine cooler, custom cabinetry, and plenty of room for everyday meals or get-togethers. The master bedroom is located downstairs with ensuite bathroom and there is an additional bedroom and full bath. Upstairs, a spacious family or bonus room, with 2 bedrooms and full bath provide flexible living space-perfect for movie nights, a home office, or a quiet retreat separate from the main living area. With generous room sizes and a well thought out layout this home offers plenty of space to grow and settle in. The outdoor living area is an entertainment delight. A large, screened lanai (rated for 140mph wind) overlooks a beautiful pool and expansive paver deck, creating an inviting space for entertaining friends, hosting family gatherings, or simply enjoying peaceful evenings outdoors. The covered area by the pool hosts outdoor fans and a mounted TV. Pool lighting adds to the atmosphere, and a separate area outside the lanai is ideal for a firepit and relaxed conversation. Additional features include a large storage building, an outdoor shower, extra paver parking, Google Nest exterior security cameras, a programmable thermostat, and an irrigation system using reclaimed water. With extensive indoor and outdoor living space, thoughtful upgrades, and an unbeatable location, this home offers exceptional value for those ready to put down roots and enjoy coastal living at its finest.

Dining Room

First
Yes

More Information

Family Room

Second
Yes

Laundry

First
Yes

Pool Features

Inground
Yes
Saltwater
Yes
Screened In
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes
Wine Cooler
Yes

Interior Features

Ceiling – Crwn Molding
Yes
Floor – Vinyl Plank
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Split Bedroom
Yes
Stairs
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Wood/Frame
Yes
Roof – Dimensional Shg
Yes
Roof – Gutters
Yes
Siding – Hardie Board
Yes

Exterior

Fenced Back Yard
Yes
Shower
Yes
Porch Open
Yes
Porch Screened
Yes
Sprinkler System
Yes

Other Structures

Shed(s)
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Negotiable
Yes

Interior

Bonus Room
Yes
Smart Thermostat
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Landscaped
Yes
Near Beach Access
Yes
Survey Available
Yes

Lot Access

City Street
Yes

Parking Features

Additional Parking
Yes
Driveway
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Family Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Primary Bathroom
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Full Bathroom

First
Yes
Second
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes
Second
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBath Walk-In Closet
Yes
MBed First Floor
Yes

Primary Bathroom

First
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric; Wine Cooler Full Bathroom: First; Second Primary Bedroom: First Bedroom: First; Second Cooling: Central Air Heating: Central Exterior: Fenced Back Yard; Shower; Porch Open; Porch Screened; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Bonus Room; Smart Thermostat Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Survey Available Lot Access: City Street Primary Bathroom: First Dining Room: First Family Room: Second Laundry: First Pool Features: Inground; Saltwater; Screened In Parking Features: Additional Parking; Driveway Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Family Room; Full Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room First 14.9 x 21.1 14.90 21.10 All measurements are approximate
Dining Room First 16.5 x 9.5 16.50 9.50 All measurements are approximate
Kitchen First 16.5 x 13.8 16.50 13.80 All measurements are approximate
Full Bathroom First 9.9 x 6.2 9.90 6.20 All measurements are approximate
Bedroom First 9.9 x 15.3 9.90 15.30 All measurements are approximate
Master Bedroom First 14.9 x 15.3 14.90 15.30 All measurements are approximate
Master Bathroom First 9.5 x 10.11 9.50 10.11 All measurements are approximate
Laundry First 5.11 x 11.3 5.11 11.30 All measurements are approximate
Family Room Second 18.4 x 17.5 18.40 17.50 All measurements are approximate
Full Bathroom Second 9.1 x 5 9.10 5.00 All measurements are approximate
Bedroom Second 9.2 x 15.6 9.20 15.60 All measurements are approximate
Bedroom Second 8.9 x 15.6 8.90 15.60 All measurements are approximate
Listing Office: CENTURY 21 Commander Realty
Last Updated: June – 18 – 2026
Information deemed reliable but not guaranteed.