20937 S Lakeview Drive, Panama City Beach, FL 32413 (MLS# 790150)

20937 S Lakeview Drive, Panama City Beach, FL 32413

$645,000

Dining Area with French Doors out to pool

Walk , bike, or cart less than a half mile to the beach.

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,890 Lot Size (sq. ft.): 12,632 Status: Under Contract – Taking Backups

Current Price: $645,000 List Date: 5/20/2026 Last Modified: 7/13/2026

Overview

Description

Taking Backups the phrase ‘CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS’ must be placed at the beginning of the Public Remarks.Positioned on an oversized corner lot on the desirable west end and just a short walk to the beach, this three-bedroom, two-and-a-half-bath home presents a compelling opportunity for those looking to create value in a prime location. Just a short distance to the beach, the property offers strong fundamentals with a private pool, two-car garage, and key system updates already in place, including a newer roof , HVAC, and water heater. With its generous footprint and sought-after location, this home is ideal for investors or buyers with vision looking to reimagine a property to its full potential.Whether you’re considering a primary residence, second home, or investment opportunity, the combination of lot size, location, and core improvements makes this a standout value-add opportunity on the west end.

Listing Details MLS# 790150

Contract Info

List Price/SqFt: 341.27

Location

Area: 03 – Bay County – Beach
Street #: 20937
Street Direction: S
Street Name: Lakeview
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Gulf Vista Sec 3
Community/Resort: Gulf Vista
Waterfront: No
Parcel ID: 35293-005-080
Elementary School: West Bay
Middle School: Breakfast Point
High School: Arnold
Directions: From Hwy 98 heading east take a right at yellow blinking light on Downing. Take a right on Moonlight then another right on Lakeview, house is on the right on the corner of Lakeview and Downing Court.
Legal Description: 3 3S 17W -4.1G- 13B4 COM AT SE COR OF LOT 18 BLK E GULF VISTA SEC #3 W 3.10' S 30 TO C/L DOWNING ST E 743.10' S 30' W 80' FOR POB TH CONT W 70 TH CONT ALONG CURVE 31.36' S 90.98' SELY 48.20' E 54.09' N 140' TO POB SUBJ TO ESMT AKA LOT 45 BLK C GULF V ISTA SEC #4 ORB 3665 P 663

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1890
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Year Built: 1999
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 140 x 90
Acreage: 0.29
Lot Size (SqFt): 12632
Pool: Yes
Pool Type: Private

Status Change Info

Under Contract Date: 2026-07-12

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
New Buyer Fee: No
Last Taxes: 5344
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea

Remarks & Misc

Remarks: Taking Backups the phrase 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' must be placed at the beginning of the Public Remarks.Positioned on an oversized corner lot on the desirable west end and just a short walk to the beach, this three-bedroom, two-and-a-half-bath home presents a compelling opportunity for those looking to create value in a prime location. Just a short distance to the beach, the property offers strong fundamentals with a private pool, two-car garage, and key system updates already in place, including a newer roof , HVAC, and water heater. With its generous footprint and sought-after location, this home is ideal for investors or buyers with vision looking to reimagine a property to its full potential.Whether you're considering a primary residence, second home, or investment opportunity, the combination of lot size, location, and core improvements makes this a standout value-add opportunity on the west end.

More Information

Pool Features

Inground: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Laminate: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Siding – Stucco: Yes

Exterior

Deck Enclosed: Yes
Porch Screened: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Partially: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Corner Lot: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electric 220/240: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Jetted: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Freezer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Deck Enclosed; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Partially Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Corner Lot; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Inground Parking Features: Garage Attached Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electric 220/240; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	15 x 14	15.00	14.00
Bedroom	First	12 x 12	12.00	12.00
Bedroom	First	12 x 12	12.00	12.00
Kitchen	First	12 x 11	12.00	11.00
Living Room	First	21.5 x 20.5	21.50	20.50

Listing Office: Scenic Sotheby's International Realty

Last Updated: July – 13 – 2026

Information deemed reliable but not guaranteed.