2100 W Beach Drive ZS101, Panama City, FL 32401

New Listing
$285,000
Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 970 Status: Active
Current Price: $285,000 List Date: 9/29/2026 Last Modified: 9/29/2026

Overview

Description

Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access …

Listing Details MLS# 796001

Contract Info

List Price/SqFt
293.81

Location

Area
02 – Bay County – Central
Street #
2100
Street Direction
W
Street Name
Beach
Street Suffix
Drive
Unit #
ZS101
State
FL
Zip Code
32401
County
Bay
Sub Area
0202 – Bay – Central SE
Subdivision
Landmark On St. Andrews Bay
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
29571-129-000
Elementary School
Lucille Moore
Middle School
Jinks
High School
Bay
Directions
Drive south on Frankford Ave from Hwy 98 until you reach W Beach Drive. The property is located immediately on the right. turn left in the parking lot and cross the road to park. look for building Z unit is on the ground floor
Legal Description
LANDMARK ON ST. ANDREWS BAY UNIT ZS-101 2BR 1BA ORB 2096 P 1760 970 H&C ORB 3881 P 1834 .

General Property Info

Sub-Type
Condominium
Floor Number
Yes
Design
Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled)
970
SqFt Source
Prop App Site
Full Baths
Yes
Total Baths
Yes
# of Stories in Building
2
# of Units in Bldg
8
Accessory Dwelling Unit
No
Year Built
1969
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Assigned Spaces
2
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
Yes
HOA Amount
496.52
HOA Frequency
Monthly
HOA Annual Amount
5958.24
Senior Community
No
Is Subject Leased
No
New Buyer Fee
No
Last Taxes
832.64
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
No
Condo Doc
Yes

Remarks & Misc

Remarks
Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access to your home, patio and parking. Even better, this unit includes TWO assigned parking spaces–a valuable feature when many units have only one. The established community offers two swimming pools and a peaceful residential atmosphere, with no short-term rentals permitted. Mature trees and lush surroundings give the property a welcoming, tucked-away feel while still placing you right in the heart of St. Andrews. Enjoy being close to the waterfront, local restaurants, coffee shops, boutiques, parks, marinas and the unique shops and entertainment that make St. Andrews one of Panama City's most loved areas. Whether you're heading out for lunch, enjoying an afternoon near the bay or exploring the neighborhood, so much of the St. Andrews lifestyle is just minutes from your front door. Completely renovated, ground-floor living, two assigned parking spaces, bay views and an exceptional location south of Beach Drive–this condo offers a combination that's hard to find!

Appliances

Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes

More Information

Interior Features

Floor – Tile
Yes
Window – Treatment Some
Yes

Exterior

Patio Open
Yes

Waterfront Feature

Shore – Beach
Yes
Shore – Natural
Yes
Shore – Seawall
Yes

Association Fees Include

BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Fishing
Yes
Ground Keeping
Yes
Insurance
Yes
Internet-WiFi
Yes
Management
Yes
Pest Control
Yes
Picnic Area
Yes
Pool
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Unfurnished
Yes

Living Room

First
Yes

Lot Features

Near Beach Access
Yes
Near Public Boat Ramp
Yes
Sidewalk
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Additional Parking
Yes
Assigned
Yes
No Garage
Yes
Parking Lot
Yes

Present Zoning

City
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Fishing
Yes
Picnic Area
Yes
Pool
Yes
Waterfront
Yes
Sidewalks
Yes

Rooms

Bedroom
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Internet – Broadband Available
Yes
Public Sewer – Connected
Yes

Waterview

Bay
Yes

Waterfront Type

Bay/Harbor
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Primary Bdrm/Primary Bath

MBed Walk-in Closet
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Microwave; Range – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Open Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Fishing; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Picnic Area; Pool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Unfurnished Living Room: First Lot Features: Near Beach Access; Near Public Boat Ramp; Sidewalk; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Security Features: Smoke Detector(s) Parking Features: Additional Parking; Assigned; No Garage; Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Fishing; Exercise Room; Picnic Area; Pool; Sidewalks; Waterfront Rooms: Bedroom; Living Room; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Beach; Shore – Natural; Shore – Seawall Waterview: Bay

Room Information

Room Name Level Dimensions Length Width
Primary Bedroom First 14 x 11.5 14.00 11.50
Bedroom First 14 x 10 14.00 10.00
Living Room First 24 x 12 24.00 12.00
Listing Office: Think Real Estate
Last Updated: September – 29 – 2026
Information deemed reliable but not guaranteed.