212 S Cove Terrace Drive, Panama City, FL 32401 (MLS# 779757)

212 S Cove Terrace Drive, Panama City, FL 32401

$500,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,596 Lot Size (sq. ft.): 13,939 Status: Sold

Current Price: $500,000 List Date: 9/30/2025 Last Modified: 7/10/2026

Overview

Description

Generous spaces and thoughtful updates define this four-bedroom, three-bath home in The Cove. A circular driveway sets the stage for a home designed for ease and comfort, where multiple living areas invite both quiet moments and lively gatherings. Inside, the open-concept kitchen and living area flow seamlessly into a formal sitting room, creating a natural heart of the home. The kitchen impresses with a large center island housing a gas stove and wine cooler, complemented by a stainless steel double-door refrigerator. With freshly painted interiors, every space feels refreshed and ready for its next chapter. The split floor plan enhances privacy, with three guest bedrooms and two baths thoughtfully positioned on one side of the home. On the opposite wing, the master suite becomes a retreat of its own, featuring beamed ceilings, a private sitting room, and a separate shower and bath. Outdoors, a fenced backyard and spacious deck provide the perfect setting for entertaining or unwinding … (Read more)

Listing Details MLS# 779757

Contract Info

List Price/SqFt: 211.48

Location

Area: 02 – Bay County – Central
Street #: 212
Street Direction: S
Street Name: Cove Terrace
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Terrace
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21657-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Heading South on N Cove blvd, take a left onto Cherry Street. Then, turn right onto N Cove Terrace Drive. Follow it and home will be on the left.
Legal Description: Lot 7, Block 84, Cove Terrace (Bunker's Cove) Being Sudduth Realty Company Inc. Eleventh Addition to Panama City, Florida, according to the map or plat thereof, as recorded in Plat book 7, Page 34, of the Public Records of Bay County Florida.

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2596
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 1950
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 100X140
Acreage: 0.32
Lot Size (SqFt): 13939
Pool: No

Status Change Info

Under Contract Date: 2025-11-12
Sold Date: 2026-03-02
Sold Price/SqFt: 192.6
Sold Price/Acre: 1562500

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Generous spaces and thoughtful updates define this four-bedroom, three-bath home in The Cove. A circular driveway sets the stage for a home designed for ease and comfort, where multiple living areas invite both quiet moments and lively gatherings. Inside, the open-concept kitchen and living area flow seamlessly into a formal sitting room, creating a natural heart of the home. The kitchen impresses with a large center island housing a gas stove and wine cooler, complemented by a stainless steel double-door refrigerator. With freshly painted interiors, every space feels refreshed and ready for its next chapter. The split floor plan enhances privacy, with three guest bedrooms and two baths thoughtfully positioned on one side of the home. On the opposite wing, the master suite becomes a retreat of its own, featuring beamed ceilings, a private sitting room, and a separate shower and bath. Outdoors, a fenced backyard and spacious deck provide the perfect setting for entertaining or unwinding. Set in a golf-cart-friendly community, residents enjoy easy rides to the yacht club, local shops, and downtown restaurants. This home combines timeless comfort with a location that keeps you close to everything. Additional perks include an indoor laundry room with sink and extra storage space, sidewalks on both sides of the street for easy strolls or trick-or-treating, and two A/C units for added efficiency and comfort. Truly move-in ready, this home combines timeless convenience with a location that keeps you close to everything.

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Wine Refrigerator: Yes

Interior Features

Fireplace: Yes
Kitchen Island: Yes
Split Bedroom: Yes

Exterior

Fenced Lot-All: Yes
Porch Open: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Parking Features

Circular Driveway: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Sitting Area: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Gas; Refrigerator; Wine Refrigerator Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central Exterior: Fenced Lot-All; Porch Open Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Parking Features: Circular Driveway Rooms: Bedroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	14 x 14.9	14.00	14.90
Bedroom	First	12.2 x 11.9	12.20	11.90
Bedroom	First	10.8 x 10.8	10.80	10.80
Bedroom	First	13.1 x 10.5	13.10	10.50

Listing Office: Scenic Sotheby's International Realty

Last Updated: July – 10 – 2026

Information deemed reliable but not guaranteed.