214 S Cove Lane, Panama City, FL 32401

$969,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,545 Lot Size (sq. ft.): 14,985 Status: Sold
Current Price: $969,000 List Date: 7/03/2025 Last Modified: 12/16/2025

Overview

Description

Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been

Listing Details MLS# 775829

Contract Info

List Price/SqFt
392.53

Location

Area
02 – Bay County – Central
Street #
214
Street Direction
S
Street Name
Cove
Street Suffix
Lane
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
Cove Terrace
Community/Resort
Bunkers Cove
Waterfront
Yes
Gulf Access
Yes
Parcel ID
21715-000-000
Elementary School
Cherry Street
Middle School
Jinks
High School
Bay
Directions
From the intersection of Hwy 98 and MLK Jr Blvd, head South toward The Cove. Continue straight through the intersection of Hwy 98 and Cove Blvd. Continue two miles then turn left onto Cherry St. In .7 miles turn right onto Cove Lane then in .2 miles the property will be on the left.
Legal Description
COVE TERRACE LOT 8 BLK 87 ORB 3809 P 1672

General Property Info

Sub-Type
Detached Single Family
Design
Mediterranean
Apx SqFt(Htd/Cooled)
2545
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
# of Stories in Building
Yes
Year Built
1951
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
100 x 150
Acreage
0.34
Lot Size (SqFt)
14985
Pool
No

Status Change Info

Under Contract Date
2025-10-23
Sold Date
2025-12-15
Sold Price/SqFt
380.75
Sold Price/Acre
2850000

Waterfront Feature

Waterfront Feet
105
Dock
Yes

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
No
New Buyer Fee
No
Last Taxes
5673
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes

More Information

Remarks & Misc

Remarks
Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it's a lifestyle.

Appliances

Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes

Interior Features

Bookcases
Yes
Ceiling – Crwn Molding
Yes
Fireplace
Yes
Floor – Hardwood
Yes
Floor – Tile
Yes
Lighting – Recessed
Yes
Security System
Yes
Skylight(s)
Yes
Window – Treatment Some
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Other
Yes
Roof – Tile/Slate
Yes
Siding – Stucco
Yes

Exterior

Deck Open
Yes
Fenced Lot-Part
Yes
Porch Covered
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Unfurnished
Yes

Lot Features

Curb & Gutter
Yes
Flood Insurance Req
Yes
Waterfront
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes
Garage Door Opener
Yes

Mstr Bath / Mstr Bdrm

MBath Bidet
Yes
MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes
MBed Balcony
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes
MBed Waterfront
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Deck/Patio
Yes
Dining Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Master Bathroom
Yes
Master Bedroom
Yes
Mud Room
Yes

Showing

ShowingTime
Yes

Utilities

Cable – Available
Yes
Electricity – Connected
Yes
Natural Gas – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes
Underground Utilities
Yes

Waterview

Bayou
Yes
Unobstructed
Yes

Sale Type

As Is
Yes

Waterfront Type

Bayou w/ Gulf Access
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes
Fireplace(s)
Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Deck Open; Fenced Lot-Part; Porch Covered Financing: Cash; Conventional Furnished: Unfurnished Lot Features: Curb & Gutter; Flood Insurance Req; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Parking Features: Driveway; Garage Attached; Garage Door Opener Rooms: Bedroom; Deck/Patio; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Mud Room Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Dock Waterview: Bayou; Unobstructed Present Zoning: Resid Single Family

Room Information

Room Name Dimensions Length Width
Living Room 14.8 x 23.2 14.80 23.20
Dining Room 14.1 x 22.6 14.10 22.60
Kitchen 14.9 x 7.9 14.90 7.90
Mud Room 16.9 x 6.2 16.90 6.20
Laundry 10.4 x 7.7 10.40 7.70
Bedroom 16.9 x 10.6 16.90 10.60
Full Bathroom 5.3 x 6.1 5.30 6.10
Bedroom 9.1 x 14.3 9.10 14.30
Full Bathroom 7 x 6.4 7.00 6.40
Master Bedroom 21.5 x 14.5 21.50 14.50
Master Bathroom 12.9 x 11.4 12.90 11.40
Deck/Patio 63.8 x 26.7 63.80 26.70
Listing Office: Keller Williams Success Realty
Last Updated: December – 16 – 2025
Information deemed reliable but not guaranteed.