214 S Cove Lane, Panama City, FL 32401

$969,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,545 Lot Size (sq. ft.): 14,985 Status: Sold
Current Price: $999,000 List Date: 7/03/2025 Last Modified: 12/16/2025

Description

Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City’s most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you’re an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you’re seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it’s a lifestyle.

More Information MLS# 775829

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: No New Buyer Fee: No Last Taxes: 5673 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 392.53 Status: Sold List Date: 2025-07-03 List Price: $999,000 Current Price: $969,000

Location

Sub Area: 0203 – Bay – Central SW Community/Resort: Bunkers Cove Waterfront: Yes Gulf Access: Yes Elementary School: Cherry Street Middle School: Jinks High School: Bay Directions: From the intersection of Hwy 98 and MLK Jr Blvd, head South toward The Cove. Continue straight through the intersection of Hwy 98 and Cove Blvd. Continue two miles then turn left onto Cherry St. In .7 miles turn right onto Cove Lane then in .2 miles the property will be on the left. Area: 02 – Bay County – Central Street #: 214 Street Direction: S Street Name: Cove Street Suffix: Lane State: FL Zip Code: 32401 County: Bay Subdivision: Cove Terrace Parcel ID: 21715-000-000 Legal Description: COVE TERRACE LOT 8 BLK 87 ORB 3809 P 1672

General Property Info

Acreage: 0.34 Design: Mediterranean Lot Size (SqFt): 14985 Apx SqFt(Htd/Cooled): 2545 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site # of Stories in Building: 1 Lot Dimensions: 100 x 150 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: No Sub-Type: Detached Single Family Bedrooms: 3 Full Baths: 3 Total Baths: 3 Year Built: 1951

Remarks & Misc

Remarks: Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City’s most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you’re an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you’re seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it’s a lifestyle.

Status Change Info

Sold Price/SqFt: 380.75 Sold Price/Acre: 2850000 Under Contract Date: 2025-10-23 Sold Date: 2025-12-15 Sold Price: $969,000

Appliances

Dishwasher: 1 Microwave: 1 Range – Electric: 1 Refrigerator: 1

Interior Features

Bookcases: 1 Ceiling – Crwn Molding: 1 Fireplace: 1 Floor – Hardwood: 1 Floor – Tile: 1 Lighting – Recessed: 1 Security System: 1 Skylight(s): 1 Window – Treatment Some: 1

Construction/Siding

Foundation – Slab on Grade: 1 Roof – Other: 1 Roof – Tile/Slate: 1 Siding – Stucco: 1

Exterior

Deck Open: 1 Fenced Lot-Part: 1 Porch Covered: 1

Waterfront Feature

Dock: 1 Waterfront Feet: 105

Financing

Cash: 1 Conventional: 1

Furnished

Unfurnished: 1

Lot Features

Curb & Gutter: 1 Flood Insurance Req: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1 Paved Road: 1

Parking Features

Driveway: 1 Garage Attached: 1 Garage Door Opener: 1

Mstr Bath / Mstr Bdrm

MBath Bidet: 1 MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBed Balcony: 1 MBed First Floor: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Deck/Patio: 1 Dining Room: 1 Full Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Mud Room: 1

Showing

ShowingTime: 1

Utilities

Cable – Available: 1 Electricity – Connected: 1 Natural Gas – Connected: 1 Public Sewer – Connected: 1 Public Water – Connected: 1 Underground Utilities: 1

Waterview

Bayou: 1 Unobstructed: 1

Sale Type

As Is: 1

Waterfront Type

Bayou w/ Gulf Access: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace(s): 1

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Deck Open; Fenced Lot-Part; Porch Covered Financing: Cash; Conventional Furnished: Unfurnished Lot Features: Curb & Gutter; Flood Insurance Req; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Parking Features: Driveway; Garage Attached; Garage Door Opener Rooms: Bedroom; Deck/Patio; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Mud Room Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Dock Waterview: Bayou; Unobstructed Present Zoning: Resid Single Family

Room Information

Living Room Dimensions: 14.8 x 23.2 Length: 14.80 Width: 23.20 Dimensions: 14.8 x 23.2 Dining Room Dimensions: 14.1 x 22.6 Length: 14.10 Width: 22.60 Dimensions: 14.1 x 22.6 Kitchen Dimensions: 14.9 x 7.9 Length: 14.90 Width: 7.90 Dimensions: 14.9 x 7.9 Mud Room Dimensions: 16.9 x 6.2 Length: 16.90 Width: 6.20 Dimensions: 16.9 x 6.2 Laundry Dimensions: 10.4 x 7.7 Length: 10.40 Width: 7.70 Dimensions: 10.4 x 7.7 Bedroom Dimensions: 16.9 x 10.6 Length: 16.90 Width: 10.60 Dimensions: 16.9 x 10.6 Full Bathroom Dimensions: 5.3 x 6.1 Length: 5.30 Width: 6.10 Dimensions: 5.3 x 6.1 Bedroom Dimensions: 9.1 x 14.3 Length: 9.10 Width: 14.30 Dimensions: 9.1 x 14.3 Full Bathroom Dimensions: 7 x 6.4 Length: 7.00 Width: 6.40 Dimensions: 7 x 6.4 Master Bedroom Dimensions: 21.5 x 14.5 Length: 21.50 Width: 14.50 Dimensions: 21.5 x 14.5 Master Bathroom Dimensions: 12.9 x 11.4 Length: 12.90 Width: 11.40 Dimensions: 12.9 x 11.4 Deck/Patio Dimensions: 63.8 x 26.7 Length: 63.80 Width: 26.70 Dimensions: 63.8 x 26.7
Listing Office: Keller Williams Success Realty
Last Updated: December – 16 – 2025
Information deemed reliable but not guaranteed.