214 S Cove Lane, Panama City, FL 32401
$969,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
2,545
Lot Size (sq. ft.):
14,985
Status:
Sold
Current Price:
$999,000
List Date:
7/03/2025
Last Modified:
12/16/2025
Description
Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City’s most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you’re an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you’re seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it’s a lifestyle.
More Information MLS# 775829
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 5673
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 392.53
Status: Sold
List Date: 2025-07-03
List Price: $999,000
Current Price: $969,000
Location
Sub Area: 0203 – Bay – Central SW
Community/Resort: Bunkers Cove
Waterfront: Yes
Gulf Access: Yes
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From the intersection of Hwy 98 and MLK Jr Blvd, head South toward The Cove. Continue straight through the intersection of Hwy 98 and Cove Blvd. Continue two miles then turn left onto Cherry St. In .7 miles turn right onto Cove Lane then in .2 miles the property will be on the left.
Area: 02 – Bay County – Central
Street #: 214
Street Direction: S
Street Name: Cove
Street Suffix: Lane
State: FL
Zip Code: 32401
County: Bay
Subdivision: Cove Terrace
Parcel ID: 21715-000-000
Legal Description: COVE TERRACE LOT 8 BLK 87 ORB 3809 P 1672
General Property Info
Acreage: 0.34
Design: Mediterranean
Lot Size (SqFt): 14985
Apx SqFt(Htd/Cooled): 2545
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 100 x 150
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 1951
Remarks & Misc
Remarks: Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City’s most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you’re an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you’re seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it’s a lifestyle.
Status Change Info
Sold Price/SqFt: 380.75
Sold Price/Acre: 2850000
Under Contract Date: 2025-10-23
Sold Date: 2025-12-15
Sold Price: $969,000
Appliances
Dishwasher: 1
Microwave: 1
Range – Electric: 1
Refrigerator: 1
Interior Features
Bookcases: 1
Ceiling – Crwn Molding: 1
Fireplace: 1
Floor – Hardwood: 1
Floor – Tile: 1
Lighting – Recessed: 1
Security System: 1
Skylight(s): 1
Window – Treatment Some: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Other: 1
Roof – Tile/Slate: 1
Siding – Stucco: 1
Exterior
Deck Open: 1
Fenced Lot-Part: 1
Porch Covered: 1
Waterfront Feature
Dock: 1
Waterfront Feet: 105
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Lot Features
Curb & Gutter: 1
Flood Insurance Req: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Bidet: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Deck/Patio: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Mud Room: 1
Showing
ShowingTime: 1
Utilities
Cable – Available: 1
Electricity – Connected: 1
Natural Gas – Connected: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Underground Utilities: 1
Waterview
Bayou: 1
Unobstructed: 1
Sale Type
As Is: 1
Waterfront Type
Bayou w/ Gulf Access: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace(s): 1
Property Features
Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace(s)
Exterior: Deck Open; Fenced Lot-Part; Porch Covered
Financing: Cash; Conventional
Furnished: Unfurnished
Lot Features: Curb & Gutter; Flood Insurance Req; Waterfront; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Deck/Patio; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Mud Room
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable – Available; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Type: Bayou w/ Gulf Access
Waterfront Feature: Dock
Waterview: Bayou; Unobstructed
Present Zoning: Resid Single Family
Room Information
Living Room
Dimensions: 14.8 x 23.2
Length: 14.80
Width: 23.20
Dimensions: 14.8 x 23.2
Dining Room
Dimensions: 14.1 x 22.6
Length: 14.10
Width: 22.60
Dimensions: 14.1 x 22.6
Kitchen
Dimensions: 14.9 x 7.9
Length: 14.90
Width: 7.90
Dimensions: 14.9 x 7.9
Mud Room
Dimensions: 16.9 x 6.2
Length: 16.90
Width: 6.20
Dimensions: 16.9 x 6.2
Laundry
Dimensions: 10.4 x 7.7
Length: 10.40
Width: 7.70
Dimensions: 10.4 x 7.7
Bedroom
Dimensions: 16.9 x 10.6
Length: 16.90
Width: 10.60
Dimensions: 16.9 x 10.6
Full Bathroom
Dimensions: 5.3 x 6.1
Length: 5.30
Width: 6.10
Dimensions: 5.3 x 6.1
Bedroom
Dimensions: 9.1 x 14.3
Length: 9.10
Width: 14.30
Dimensions: 9.1 x 14.3
Full Bathroom
Dimensions: 7 x 6.4
Length: 7.00
Width: 6.40
Dimensions: 7 x 6.4
Master Bedroom
Dimensions: 21.5 x 14.5
Length: 21.50
Width: 14.50
Dimensions: 21.5 x 14.5
Master Bathroom
Dimensions: 12.9 x 11.4
Length: 12.90
Width: 11.40
Dimensions: 12.9 x 11.4
Deck/Patio
Dimensions: 63.8 x 26.7
Length: 63.80
Width: 26.70
Dimensions: 63.8 x 26.7
Listing Office:
Keller Williams Success Realty
Last Updated: December – 16 – 2025
Information deemed reliable but not guaranteed.