214 S Cove Lane, Panama City, FL 32401
$969,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
2,545
Lot Size (sq. ft.):
14,985
Status:
Sold
Current Price:
$969,000
List Date:
7/03/2025
Last Modified:
12/16/2025
Overview
Description
…
(Read more)
Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City’s most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you’re an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you’re seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it’s a lifestyle.
Listing Details MLS# 775829
Contract Info
- List Price/SqFt
- 392.53
Location
- Area
- 02 – Bay County – Central
- Street #
- 214
- Street Direction
- S
- Street Name
- Cove
- Street Suffix
- Lane
- State
- FL
- Zip Code
- 32401
- County
- Bay
- Sub Area
- 0203 – Bay – Central SW
- Subdivision
- Cove Terrace
- Community/Resort
- Bunkers Cove
- Waterfront
- Yes
- Gulf Access
- Yes
- Parcel ID
- 21715-000-000
- Elementary School
- Cherry Street
- Middle School
- Jinks
- High School
- Bay
- Directions
- From the intersection of Hwy 98 and MLK Jr Blvd, head South toward The Cove. Continue straight through the intersection of Hwy 98 and Cove Blvd. Continue two miles then turn left onto Cherry St. In .7 miles turn right onto Cove Lane then in .2 miles the property will be on the left.
- Legal Description
- COVE TERRACE LOT 8 BLK 87 ORB 3809 P 1672
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Mediterranean
- Apx SqFt(Htd/Cooled)
- 2545
- SqFt Source
- Prop App Site
- Full Baths
- 3
- Total Baths
- 3
- # of Stories in Building
- Yes
- Year Built
- 1951
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 100 x 150
- Acreage
- 0.34
- Lot Size (SqFt)
- 14985
- Pool
- No
Status Change Info
- Under Contract Date
- 2025-10-23
- Sold Date
- 2025-12-15
- Sold Price/SqFt
- 380.75
- Sold Price/Acre
- 2850000
Waterfront Feature
- Waterfront Feet
- 105
- Dock
- Yes
Listing Info, Tax and Legal
- Homestead
- Yes
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 5673
- Last Tax Year
- 2024
- Brokerage Interest
- No Interest
- As Is
- Yes
More Information
Remarks & Misc
- Remarks
- Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History – luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it's a lifestyle.
Appliances
- Dishwasher
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
Interior Features
- Bookcases
- Yes
- Ceiling – Crwn Molding
- Yes
- Fireplace
- Yes
- Floor – Hardwood
- Yes
- Floor – Tile
- Yes
- Lighting – Recessed
- Yes
- Security System
- Yes
- Skylight(s)
- Yes
- Window – Treatment Some
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Other
- Yes
- Roof – Tile/Slate
- Yes
- Siding – Stucco
- Yes
Exterior
- Deck Open
- Yes
- Fenced Lot-Part
- Yes
- Porch Covered
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Unfurnished
- Yes
Lot Features
- Curb & Gutter
- Yes
- Flood Insurance Req
- Yes
- Waterfront
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Garage Door Opener
- Yes
Mstr Bath / Mstr Bdrm
- MBath Bidet
- Yes
- MBath Double Vanity
- Yes
- MBath Garden Tub
- Yes
- MBath Separate Shwr
- Yes
- MBed Balcony
- Yes
- MBed First Floor
- Yes
- MBed Walk-in Closet
- Yes
- MBed Waterfront
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Deck/Patio
- Yes
- Dining Room
- Yes
- Full Bathroom
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
- Master Bathroom
- Yes
- Master Bedroom
- Yes
- Mud Room
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Cable – Available
- Yes
- Electricity – Connected
- Yes
- Natural Gas – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
- Underground Utilities
- Yes
Waterview
- Bayou
- Yes
- Unobstructed
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Bayou w/ Gulf Access
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
- Fireplace(s)
- Yes
Property Features
Appliances:
Dishwasher; Microwave; Range – Electric; Refrigerator
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric; Fireplace(s)
Exterior:
Deck Open; Fenced Lot-Part; Porch Covered
Financing:
Cash; Conventional
Furnished:
Unfurnished
Lot Features:
Curb & Gutter; Flood Insurance Req; Waterfront; Within 1/2 Mile to Water
Lot Access:
City Street; Paved Road
Parking Features:
Driveway; Garage Attached; Garage Door Opener
Rooms:
Bedroom; Deck/Patio; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Mud Room
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Cable – Available; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Type:
Bayou w/ Gulf Access
Waterfront Feature:
Dock
Waterview:
Bayou; Unobstructed
Present Zoning:
Resid Single Family
Room Information
| Room Name | Dimensions | Length | Width |
|---|---|---|---|
| Living Room | 14.8 x 23.2 | 14.80 | 23.20 |
| Dining Room | 14.1 x 22.6 | 14.10 | 22.60 |
| Kitchen | 14.9 x 7.9 | 14.90 | 7.90 |
| Mud Room | 16.9 x 6.2 | 16.90 | 6.20 |
| Laundry | 10.4 x 7.7 | 10.40 | 7.70 |
| Bedroom | 16.9 x 10.6 | 16.90 | 10.60 |
| Full Bathroom | 5.3 x 6.1 | 5.30 | 6.10 |
| Bedroom | 9.1 x 14.3 | 9.10 | 14.30 |
| Full Bathroom | 7 x 6.4 | 7.00 | 6.40 |
| Master Bedroom | 21.5 x 14.5 | 21.50 | 14.50 |
| Master Bathroom | 12.9 x 11.4 | 12.90 | 11.40 |
| Deck/Patio | 63.8 x 26.7 | 63.80 | 26.70 |
Listing Office:
Keller Williams Success Realty
Last Updated: December – 16 – 2025
Information deemed reliable but not guaranteed.