21401 Hilltop Avenue, Panama City Beach, FL 32413 (MLS# 786385)

21401 Hilltop Avenue, Panama City Beach, FL 32413

$640,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,835 Lot Size (sq. ft.): 5,489 Status: Active

Current Price: $640,000 List Date: 3/06/2026 Last Modified: 7/06/2026

Overview

Description

Great opportunity on the quiet West End of Panama City Beach – just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer. If you’re looking for a turnkey investment or beach retreat with great income potential, this property is worth a look. Reach out today to schedule a showing.

Open Houses

Tomorrow, 10:00 am – 1:00 pm
Wednesday, July 8, 10:00 am – 1:00 pm

Listing Details MLS# 786385

Contract Info

List Price/SqFt: 348.77

Location

Area: 03 – Bay County – Beach
Street #: 21401
Street Name: Hilltop
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Riviera Beach
Community/Resort: Riviera Beach
Waterfront: No
Parcel ID: 35530-000-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Heading East on Front Beach Road from US98 from Lake Powell Bridge, turn Left on Riviera Drive, turn Right on Hilltop Ave, property will be on your right.
Legal Description: RIVIERA BEACH MAP-13B4- LOT 166 ORB 2025 P 2107

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1835
SqFt Source: Owner Measured
Full Baths: 3
Total Baths: 3
Year Built: 1991
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 50×110
Acreage: 0.13
Lot Size (SqFt): 5489
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 4909
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Great opportunity on the quiet West End of Panama City Beach – just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer. If you're looking for a turnkey investment or beach retreat with great income potential, this property is worth a look. Reach out today to schedule a showing.

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Breakfast Bar: Yes
Converted Garage: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-All: Yes
Patio Covered: Yes
Porch Covered: Yes

Other Structures

Guest House: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes
Bunk Room: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Paved: Yes

Rooms

Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed First Floor: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Lot-All; Patio Covered; Porch Covered Furnished: Furnished Interior: Bonus Room; Bunk Room Lot Access: City Street Parking Features: Driveway; Garage Attached; Paved Other Structures: Guest House Rooms: Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	14 x 14	14.00	14.00
Bedroom	First	14 x 14	14.00	14.00
Bedroom	First	12 x 12	12.00	12.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: July – 06 – 2026

Information deemed reliable but not guaranteed.