215 Palmetto Place, Panama City Beach, FL 32413 (MLS# 789728)

215 Palmetto Place, Panama City Beach, FL 32413

$315,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 742 Lot Size (sq. ft.): 3,250 Status: Active

Current Price: $315,000 List Date: 5/11/2026 Last Modified: 6/04/2026

Overview

Description

**Owner financing available with $50,000 down, $1,900/month at 7% interest, and a 7-year balloon payment. No credit check required**Located in the highly desirable Laguna Beach area of Panama City Beach, this property offers a fantastic opportunity to own an affordable beach getaway just under two blocks from the Gulf of America. Whether you’re looking for a primary residence, second home, or potential vacation rental investment, this property offers flexibility and location. Enjoy being just minutes from Pier Park, Frank Brown Park, and the shops and restaurants along Scenic Highway 30A. Thomas Donut & Snack Shop is within walking distance, making this location ideal for enjoying the laid-back beach lifestyle Laguna Beach is known for. No HOA. Located in unincorporated Bay County. Buyers to verify all measurements, zoning, short-term rental requirements, and any information deemed important.

Listing Details MLS# 789728

Contract Info

List Price/SqFt: 424.53

Location

Area: 03 – Bay County – Beach
Street #: 215
Street Name: Palmetto
Street Suffix: Place
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Laguna Beach
Community/Resort: Laguna Beach
Waterfront: No
Parcel ID: 37835-000-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Highway 98 West towards Phillips Inlet Bridge. Left on Deluna Place, stay to right at split and continue on Palmetto Place, home down on right. No Sign.
Legal Description: LAGUNA BEACH LOT 6 BLK 25 ORB 4078 P 1486

General Property Info

Sub-Type: Mobile/Manufactured
Design: Single Wide
Apx SqFt(Htd/Cooled): 742
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1980
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 50' x 65'
Acreage: 0.07
Lot Size (SqFt): 3250
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 417
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: **Owner financing available with $50,000 down, $1,900/month at 7% interest, and a 7-year balloon payment. No credit check required**Located in the highly desirable Laguna Beach area of Panama City Beach, this property offers a fantastic opportunity to own an affordable beach getaway just under two blocks from the Gulf of America. Whether you're looking for a primary residence, second home, or potential vacation rental investment, this property offers flexibility and location. Enjoy being just minutes from Pier Park, Frank Brown Park, and the shops and restaurants along Scenic Highway 30A. Thomas Donut & Snack Shop is within walking distance, making this location ideal for enjoying the laid-back beach lifestyle Laguna Beach is known for. No HOA. Located in unincorporated Bay County. Buyers to verify all measurements, zoning, short-term rental requirements, and any information deemed important.

Appliances

Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

More Information

Construction/Siding

Roof – Metal: Yes
Siding – Metal: Yes

Exterior

Deck Open: Yes

Financing

Cash: Yes
Seller Financing: Yes

Furnished

Negotiable: Yes

Lot Features

Interior Lot: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes

Rooms

Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Window Unit(s): Yes

Property Features

Appliances: Range – Electric; Refrigerator; Water Heater – Electric Bedroom: First Cooling: Window Unit(s) Exterior: Deck Open Financing: Cash; Seller Financing Furnished: Negotiable Lot Features: Interior Lot; Within 1/2 Mile to Water Lot Access: Paved Road Parking Features: Driveway Rooms: Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Water – Connected; Septic Tank

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	14 x 11	14.00	11.00	Measurements are estimated. Verify if important.
Bedroom	First	12 x 10	12.00	10.00	Measurements are estimated. Verify if important.
Bedroom	First	12 x 10	12.00	10.00	Measurements are estimated. Verify if important.

Listing Office: Think Real Estate

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.