21504 Front Beach Road 11, Panama City Beach, FL 32413

New Listing
$1,374,900
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,111 Lot Size (sq. ft.): 2,178 Status: Active
Current Price: $1,374,900 List Date: 9/03/2026 Last Modified: 9/03/2026

Overview

Description

Welcome to Panama Joe's–where the Florida Coastal Lifestyle meets exceptional vacation rental potential! This 4-bedroom, 3-bathroom vacation rental home is ideally positioned on the highly desirable West End of Panama City Beach, directly across the street from the Gulf. With Gulf views, a coastal dune lake in the backyard, and a proven history as a high-performing vacation rental, Panama Joe's offers an exceptional combination of lifestyle and investment opportunity. Just steps from the beach, guests can easily spend their days enjoying the sugar-white sand and emerald waters of the Gulf of Mexico, then return home to relax and take in the coastal surroundings. The Gulf views add an extra layer of appeal, while the coastal dune lake directly behind the property creates a truly unique backyard setting that is hard to replicate. Inside, the spacious 4-bedroom, 3-bath layout provides comfortable accommodations for families and groups, making this an ideal vacation home for gene

Listing Details MLS# 795020

Contract Info

List Price/SqFt
651.3

Location

Area
03 – Bay County – Beach
Street #
21504
Street Name
Front Beach
Street Suffix
Road
Unit #
11
State
FL
Zip Code
32413
County
Bay
Sub Area
0324 – Beach – West Central
Subdivision
Riviera Beach Villas
Community/Resort
None
Waterfront
Yes
Gulf Access
No
Parcel ID
35410-901-000
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
From Hwy 79 go West on Front Beach Rd to Riviera Beach, home is on the right.
Legal Description
RIVIERA BEACH VILLAS 13B4 LOT 1 ORB 4190 P 1760

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
2111
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
# of Stories in Building
3
Accessory Dwelling Unit
No
Year Built
2003
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Driveway Spaces
2
Lot Dimensions
36.0 ft x 63.0 ft
Acreage
0.05
Lot Size (SqFt)
2178
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
750
HOA Frequency
Quarterly
HOA Annual Amount
3000
New Buyer Fee
No
Last Taxes
10029.5
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Welcome to Panama Joe's–where the Florida Coastal Lifestyle meets exceptional vacation rental potential! This 4-bedroom, 3-bathroom vacation rental home is ideally positioned on the highly desirable West End of Panama City Beach, directly across the street from the Gulf. With Gulf views, a coastal dune lake in the backyard, and a proven history as a high-performing vacation rental, Panama Joe's offers an exceptional combination of lifestyle and investment opportunity. Just steps from the beach, guests can easily spend their days enjoying the sugar-white sand and emerald waters of the Gulf of Mexico, then return home to relax and take in the coastal surroundings. The Gulf views add an extra layer of appeal, while the coastal dune lake directly behind the property creates a truly unique backyard setting that is hard to replicate. Inside, the spacious 4-bedroom, 3-bath layout provides comfortable accommodations for families and groups, making this an ideal vacation home for generating rental income while still offering a place for the owners to enjoy themselves. The West End is known for its more relaxed coastal atmosphere while still putting you within easy reach of Panama City Beach's restaurants, entertainment, shopping, and attractions. Panama Joe's isn't simply an investment property–it's an opportunity to own a piece of the Florida Coastal Lifestyle while benefiting from an established vacation rental business. Gulf views in the front. A coastal dune lake in the backyard. The beach across the street. And income potential in between. That's Panama Joe's.

Association Fees Include

Management
Yes
Picnic Area
Yes
Pool
Yes

More Information

Furnished

Furnished
Yes

Rooms

Bedroom
Yes
Primary Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes
Lake
Yes

Waterfront Type

Lakefront
Yes

Primary Bedroom

Third
Yes

Bedroom

First
Yes
Second
Yes

Property Features

Primary Bedroom: Third Bedroom: First; Second Association Fees Include: Management; Picnic Area; Pool Furnished: Furnished Rooms: Bedroom; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Lakefront Waterview: Gulf; Lake

Room Information

Room Name Level Dimensions Length Width
Bedroom First 18 x 17 18.00 17.00
Bedroom Second 11 x 9 11.00 9.00
Bedroom Second 13 x 10.5 13.00 10.50
Primary Bedroom Third 25 x 11 25.00 11.00
Listing Office: CENTURY 21 AllPoints Realty
Last Updated: September – 03 – 2026
Information deemed reliable but not guaranteed.