21518 Front Beach Road, Panama City Beach, FL 32413

New Listing
$1,099,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,040 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $1,099,000 List Date: 8/27/2026 Last Modified: 8/27/2026

Overview

Description

Coastal living meets investment potential at this spacious 4-bedroom, 4-bath beach home along Front Beach Road in Panama City Beach. Offering approximately 2,540 square feet across three levels, this property provides the space, location, and layout sought after by vacationers and short-term rental investors alike. Enjoy Gulf views and easy access to the sugar-white sand just across the street. Multiple balconies provide outdoor spaces to take in the coastal surroundings, while the interior offers generous accommodations for guests, including multiple living areas and well-appointed bedrooms. An elevator adds convenience between floors, and the two-car garage provides valuable parking and storage–an added benefit for a beach property. With short-term rentals allowed and no HOA, this property offers flexibility for investors looking to capitalize on Panama City Beach's strong vacation market or buyers searching for a second home with income-producing potential. Conveniently locat

Listing Details MLS# 794633

Contract Info

List Price/SqFt
538.73

Location

Area
03 – Bay County – Beach
Street #
21518
Street Name
Front Beach
Street Suffix
Road
State
FL
Zip Code
32413
County
Bay
Sub Area
0324 – Beach – West Central
Subdivision
Riviera Beach 1st Add
Community/Resort
Riviera Beach
Waterfront
No
Parcel ID
35415-000-000
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
From Highway 79, head west along Front Beach Road to the 21500 block, between Riviera and La Valencia. The property is located on the north side of the road, away from the Gulf, and is the eastern half of the attached residence.
Legal Description
RIVIERA BEACH (13.1) ELY 1/2 OF LOT 13 ORB 4430 P 448

General Property Info

Sub-Type
Attached Single Unit
Design
Beach House
Apx SqFt(Htd/Cooled)
2040
SqFt Source
Prop App Site
Full Baths
4
Total Baths
4
Accessory Dwelling Unit
No
Year Built
2003
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
25.0 ft x 150.0 ft
Acreage
0.08
Lot Size (SqFt)
3485
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
9839.34
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Coastal living meets investment potential at this spacious 4-bedroom, 4-bath beach home along Front Beach Road in Panama City Beach. Offering approximately 2,540 square feet across three levels, this property provides the space, location, and layout sought after by vacationers and short-term rental investors alike. Enjoy Gulf views and easy access to the sugar-white sand just across the street. Multiple balconies provide outdoor spaces to take in the coastal surroundings, while the interior offers generous accommodations for guests, including multiple living areas and well-appointed bedrooms. An elevator adds convenience between floors, and the two-car garage provides valuable parking and storage–an added benefit for a beach property. With short-term rentals allowed and no HOA, this property offers flexibility for investors looking to capitalize on Panama City Beach's strong vacation market or buyers searching for a second home with income-producing potential. Conveniently located near dining, shopping, entertainment, and everything the west end of PCB has to offer, this is an opportunity to own a versatile coastal property in a highly desirable location. Tons of room to add a pool in the backyard too

Pool Features

Spa/ Hot Tub
Yes

More Information

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Washer
Yes

Interior Features

Ceiling – Coffered
Yes
Ceiling – Crwn Molding
Yes
Elevator
Yes
Floor – Tile
Yes
Lock Out Closet
Yes
Plantation Shutters
Yes
Window – Treatment All
Yes

Construction/Siding

Roof – Metal
Yes
Siding – Stucco
Yes
Trim – Vinyl
Yes

Exterior

Balcony
Yes
Deck Covered
Yes
Double Pane Windows
Yes
Fenced Back Yard
Yes
Patio Open
Yes
Porch Covered
Yes
Sprinkler System
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Lot Access

City Street
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes

Rooms

Bedroom
Yes
Kitchen
Yes
Primary Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Primary Bedroom

Third
Yes

Bedroom

First
Yes
Second
Yes
Third
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer Primary Bedroom: Third Bedroom: First; Second; Third Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Covered; Double Pane Windows; Fenced Back Yard; Patio Open; Porch Covered; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: First Lot Access: City Street Pool Features: Spa/ Hot Tub Parking Features: Driveway; Garage Attached Rooms: Bedroom; Kitchen; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf

Room Information

Room Name Level Dimensions Length Width
Primary Bedroom Third 19 x 15 19.00 15.00
Bedroom First 14 x 12 14.00 12.00
Bedroom Second 13 x 12 13.00 12.00
Bedroom Third 13 x 12 13.00 12.00
Kitchen First 11 x 11 11.00 11.00
Listing Office: EXP Realty LLC
Last Updated: August – 27 – 2026
Information deemed reliable but not guaranteed.