216 Turtle Cove, Panama City Beach, FL 32413 (MLS# 790158)

216 Turtle Cove, Panama City Beach, FL 32413

$645,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,262 Lot Size (sq. ft.): 3,398 Status: Active

Current Price: $645,000 List Date: 5/21/2026 Last Modified: 6/19/2026

Overview

Description

Located in the highly desired community of Turtle Cove on beautiful Lake Powell, this beautifully updated home features high-end finishes and thoughtful upgrades throughout. Residents of Turtle Cove enjoy exceptional amenities including a large clubhouse, fitness center, resort-style pool, pickleball court, basketball court, community dock, and amphitheater. This home offers a brand-new 2024 A/C system including condenser and air handler, luxury vinyl plank flooring throughout, updated light fixtures and ceiling fans, and new toilets. The gourmet kitchen has been completely remodeled with new appliances, a hood vent, quartz countertops, subway tile backsplash, and an upgraded sink, creating the perfect space for cooking and entertaining. Additional interior upgrades include oak tread stairs, custom trim work featuring shiplap, nickel gap, and crown molding, along with updated laundry room cabinetry. Enjoy enhanced comfort and efficiency with a whole-home air purification system and … (Read more)

Listing Details MLS# 790158

Contract Info

List Price/SqFt: 285.15

Location

Area: 03 – Bay County – Beach
Street #: 216
Street Name: Turtle
Street Suffix: Cove
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Turtle Cove At Lake Powell
Community/Resort: None
Waterfront: No
Parcel ID: 36068-175-230
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Back Beach Rd, Turn onto Wild Heron Way. Make the second left onto Turtle Cove. 216 Turtle Cove is down on the right.
Legal Description: TURTLE COVE AT LAKE POWELL PH2 LOT 23 ORB 4018 P 602

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2262
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
Year Built: 2013
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 40×85
Acreage: 0.08
Lot Size (SqFt): 3398
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 818
HOA Frequency: Quarterly
HOA Annual Amount: 3272
New Buyer Fee: No
Last Taxes: 5676
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City Bea

Remarks & Misc

Remarks: Located in the highly desired community of Turtle Cove on beautiful Lake Powell, this beautifully updated home features high-end finishes and thoughtful upgrades throughout. Residents of Turtle Cove enjoy exceptional amenities including a large clubhouse, fitness center, resort-style pool, pickleball court, basketball court, community dock, and amphitheater. This home offers a brand-new 2024 A/C system including condenser and air handler, luxury vinyl plank flooring throughout, updated light fixtures and ceiling fans, and new toilets. The gourmet kitchen has been completely remodeled with new appliances, a hood vent, quartz countertops, subway tile backsplash, and an upgraded sink, creating the perfect space for cooking and entertaining. Additional interior upgrades include oak tread stairs, custom trim work featuring shiplap, nickel gap, and crown molding, along with updated laundry room cabinetry. Enjoy enhanced comfort and efficiency with a whole-home air purification system and reverse osmosis water system. Exterior features include professionally finished epoxy-coated porches, adding durability and curb appeal. This move-in-ready home combines modern style, functionality, and quality craftsmanship throughout.

Pool Features

Inground: Yes
Pool House: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Water Purifier – Owned: Yes

Interior Features

Ceiling – Raised: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Siding – Hardie Board: Yes

Exterior

Fenced Lot-All: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Dock: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Pool: Yes
Tennis: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Exercise Room: Yes
Fishing: Yes
Pool: Yes
Tennis: Yes
Whirlpool: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric; Water Purifier – Owned Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-All; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; Community Room; Dock; Ground Keeping; Management; Master Association; Pool; Whirlpool; Tennis Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Lot Access: Paved Road Pool Features: Inground; Pool House; Spa/ Hot Tub Parking Features: Garage Attached Association Amenities: Basketball Court; Community Room; Dock; Fishing; Exercise Room; Conference Center; Pickle Ball; Pool; Sidewalks; Whirlpool; Tennis Rooms: Bedroom; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Fiber Optic; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	14 x 14	14.00	14.00
Bedroom	Second	16 x 12	16.00	12.00
Bedroom	Second	13 x 13	13.00	13.00
Bedroom	Second	12 x 12	12.00	12.00

Listing Office: Emerald Coast Realty Group

Last Updated: June – 19 – 2026

Information deemed reliable but not guaranteed.