21811 Palm Avenue, Panama City Beach, FL 32413 (MLS# 782139)

Luxury Coastal Living with Gulf Views & Instant Equity! Welcome to your renovated 4-bedroom, 4-bath coastal retreat—a rare STR-ready investment opportunity offering Gulf views from the third-floor master suite, modern finishes throughout, and instant equity with a recent appraisal at $1.2 million. This 2,633 sq ft home has been thoughtfully updated from top to bottom, blending upscale comfort with beachside convenience. Located south of Hwy 98 in a prime, no-HOA neighborhood, this property is perfect for investors, full-time residents, or those seeking a high-performing short-term rental near 30A and Rosemary Beach. Home Features: Renovated throughout with new floors, lighting, and stylish finishes Gulf views from the luxurious third-floor master suite New roof (2022) for long-term peace of mind Updated kitchen and bathrooms with modern cabinets and fixtures Mother-in-law suite on the 1st floor – ideal for guests or rental flexibility Kitchens on both first and top floors, plus laundry on both levels for convenience New epoxy flooring in the garage and coveted garage space — rare this close to the beach! Dual AC units efficiently cool all three levels 8-ft privacy fence surrounding the backyard – ready for outdoor living, grilling, or even a club pool Golf cart access to the beach and just 2 minutes to public beach access 10 minutes to Rosemary Beach, 10-minute walk to the shoreline, and surrounded by top local restaurants and attractions Whether you’re looking for a turnkey rental property or a luxury second home, this beachside gem delivers the best of both worlds: strong investment potential, thoughtful updates, and that relaxed 30A lifestyle. No HOA, instant equity, and Gulf views — this one checks every box. Schedule your private showing today!