21908 Belgrade Avenue, Panama City Beach, FL 32413 (MLS# 793795)

21908 Belgrade Avenue, Panama City Beach, FL 32413

New Listing

$1,575,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,993 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $1,575,000 List Date: 8/09/2026 Last Modified: 8/09/2026

Overview

Description

SO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11×11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider so … (Read more)

Listing Details MLS# 793795

Contract Info

List Price/SqFt: 790.27

Location

Area: 03 – Bay County – Beach
Street #: 21908
Street Name: Belgrade
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0325 – Beach – West South
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 35998-010-010
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79, go west on PCB Parkway approx. 4.6 miles to a left on Kelly St. Go within 1 block of Front Bch Rd to Belgrade and turn right. Home on right.
Legal Description: KISKA BEACH MAP 13B3 E 34' LOT 8 BLK 3 ORB 1499 P 1954 ORB 2315 P 2305

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1993
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 3
Accessory Dwelling Unit: No
Year Built: 2001
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 34.0 ft x 125.0 ft
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 4924.92
Last Tax Year: 2025
Lot: 8
Block: 3
Brokerage Interest: No Interest
Section: 4
Township: 3S
Range: 17W

Remarks & Misc

Remarks: SO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11×11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider some owner financing with a large enough down payment, so ask for details. Meas. are approx.

Balcony

Third: Yes

More Information

Bonus Room

Third: Yes

Dining Room

First: Yes

Pool Features

Fenced: Yes
Inground: Yes
Pool/Spa Combo: Yes

Storage

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Wood/Frame: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Privacy: Yes
Fireplace: Yes
Shower: Yes
Porch Open: Yes

Other Structures

Outbuilding: Yes

Financing

Cash: Yes
Conventional: Yes
Seller Financing: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes
Floor – Carpet: Yes
Floor – Concrete: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Paver Block: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Storage: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBath Tub – Jetted: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Security Features

Smoke Detector(s): Yes
See Remarks: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Washer; Water Heater – Electric Full Bathroom: Second Half Bathroom: First Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony; Deck Open; Double Pane Windows; Fenced Privacy; Fireplace; Shower; Porch Open Financing: Cash; Conventional; Seller Financing Furnished: Furnished Interior: Bonus Room; Floor – Carpet; Floor – Concrete Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street Balcony: Third Bonus Room: Third Primary Bathroom: First Dining Room: First Pool Features: Fenced; Inground; Pool/Spa Combo Security Features: Smoke Detector(s); See Remarks Storage: First Parking Features: Driveway; Paver Block Other Structures: Outbuilding Rooms: Balcony; Bedroom; Bonus Room; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Storage Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	17 x 16	17.00	16.00
Kitchen	First	12 x 11	12.00	11.00
Dining Room	First	11 x 7	11.00	7.00
Primary Bedroom	First	15 x 12	15.00	12.00
Primary Bathroom	First	11 x 8.3	11.00	8.30
Half Bathroom	First
Bedroom	Second	19 x 11	19.00	11.00
Bedroom	Second	14.8 x 10.6	14.80	10.60
Full Bathroom	Second	12.3 x 6.8	12.30	6.80
Bonus Room	Third	12.6 x 11	12.60	11.00
Balcony	Third	11 x 11	11.00	11.00
Storage	First	12 x 8	12.00	8.00

Listing Office: AMERICAN REALTY of Bay Co, Inc

Last Updated: August – 09 – 2026

Information deemed reliable but not guaranteed.