21924 Front Beach Road, Panama City Beach, FL 32413

$1,880,000
Property Type: Residential Bedrooms: 8 Baths: 7 Square Footage: 4,066 Lot Size (sq. ft.): 12,676 Status: Active
Current Price: $1,880,000 List Date: 12/29/2025 Last Modified: 4/08/2026

Overview

Description

120K PRICE REDUCTION! SEASON BOOKINGS FILLING UP! Gulf-View Investment Property with Multiple Rental Units & Prime Redevelopment Potential Discover a rare investment opportunity on Front Beach Road. This expansive 50' x 235' lot offers breathtaking Gulf views, direct public beach access, and multiple income-producing rental units–ideal for investors, short-term rental operators, or anyone envisioning a future beachfront estate. The property features a beautifully renovated beach cottage with 4 bedrooms and 3 baths, sleeping up to 18 guests–perfect as a high-performing vacation rental or comfortable primary residence. In addition, an updated duplex provides two separate 2-bed/2-bath units, each with covered parking, offering excellent rental flexibility and steady income. Located on the highly desirable and less congested West End of Panama City Beach, this property sits near Kiska Beach, 30A, and Pier Park. This offering includes both buildings, and the lot may be split

Listing Details MLS# 781805

Contract Info

List Price/SqFt
462.37

Location

Area
03 – Bay County – Beach
Street #
21924
Street Name
Front Beach
Street Suffix
Road
State
FL
Zip Code
32413
County
Bay
Sub Area
0324 – Beach – West Central
Subdivision
Kiska Beach 1st Add
Community/Resort
None
Waterfront
No
Parcel ID
36009-000-000
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
From back beach road, south on Kelly, West on 30a/FBR
Legal Description
Lots 3 AND 10, Block 4, Kiska Beach, according to the map or plat thereof, as recorded in Plat Book 3, Page(s) 24, of the Public Records of Bay County, Florida.

General Property Info

Sub-Type
Detached Single Family
Design
Contemporary
Apx SqFt(Htd/Cooled)
4066
SqFt Source
An Appraiser
Full Baths
7
Total Baths
7
Year Built
1965
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
50×235
Acreage
0.29
Lot Size (SqFt)
12676
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
120K PRICE REDUCTION! SEASON BOOKINGS FILLING UP! Gulf-View Investment Property with Multiple Rental Units & Prime Redevelopment Potential Discover a rare investment opportunity on Front Beach Road. This expansive 50' x 235' lot offers breathtaking Gulf views, direct public beach access, and multiple income-producing rental units–ideal for investors, short-term rental operators, or anyone envisioning a future beachfront estate. The property features a beautifully renovated beach cottage with 4 bedrooms and 3 baths, sleeping up to 18 guests–perfect as a high-performing vacation rental or comfortable primary residence. In addition, an updated duplex provides two separate 2-bed/2-bath units, each with covered parking, offering excellent rental flexibility and steady income. Located on the highly desirable and less congested West End of Panama City Beach, this property sits near Kiska Beach, 30A, and Pier Park. This offering includes both buildings, and the lot may be split and sold separately. Don't miss this exceptional opportunity to own a versatile Gulf-view investment with outstanding potential.ILLING UP!

Dining Room

First
Yes

More Information

Master Bathroom

First
Yes

Pool Features

Gunite Concrete
Yes
Heated – Gas
Yes
Inground
Yes

Sun Room

First
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes

Interior Features

Floor – Laminate
Yes
Floor – Tile
Yes
Window – Treatment All
Yes

Construction/Siding

Roof – Composite Shngl
Yes
Siding – Stucco
Yes
Siding – Vinyl
Yes

Exterior

Fenced Back Yard
Yes
Fenced Lot-All
Yes
Fenced Privacy
Yes
Patio Covered
Yes
Patio Open
Yes

Financing

Construction Perm
Yes
Conventional
Yes
VA
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Sidewalk
Yes

Lot Access

City Street
Yes
State Highway
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Walk-In Closet
Yes
MBed First Floor
Yes

Present Zoning

City
Yes
Resid Multi-Family
Yes
Resid Single Family
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Living Room
Yes
Master Bathroom
Yes
Master Bedroom
Yes
Sun Room
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Full Bathroom

First
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes
Electric
Yes
Multi Units
Yes

Heating

Central
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Central Air; Electric; Multi Units Heating: Central Exterior: Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Patio Covered; Patio Open Financing: Construction Perm; Conventional; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Sidewalk Lot Access: City Street; State Highway Master Bathroom: First Dining Room: First Pool Features: Gunite Concrete; Heated – Gas; Inground Sun Room: First Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Sun Room Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Multi-Family; Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 19.6 x 13 19.60 13.00
Dining Room First 16.6 x 13 16.60 13.00
Kitchen First 10.7 x 13 10.70 13.00
Sun Room First 22.6 x 11.3 22.60 11.30
Master Bedroom First 13.9 x 13 13.90 13.00
Master Bathroom First 9.4 x 16.1 9.40 16.10
Bedroom First 13 x 11 13.00 11.00
Full Bathroom First 9 x 6 9.00 6.00
Bedroom First 13 x 11 13.00 11.00
Full Bathroom First 7.7 x 6 7.70 6.00
Listing Office: Gulf Life Real Estate Inc
Last Updated: April – 08 – 2026
Information deemed reliable but not guaranteed.