220 Laurel Oak Lane, Panama City Beach, FL 32413
$440,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,604
Lot Size (sq. ft.):
6,882
Status:
Active
Current Price:
$440,000
List Date:
3/11/2026
Last Modified:
5/31/2026
Overview
Description
Listing Details MLS# 779188
Contract Info
- List Price/SqFt
- 274.31
Location
- Area
- 03 – Bay County – Beach
- Street #
- 220
- Street Name
- Laurel Oak
- Street Suffix
- Lane
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Sub Area
- 0322 – Beach – North West
- Subdivision
- Whisper Dunes
- Community/Resort
- Whisper Dunes
- Waterfront
- No
- Parcel ID
- 35350-300-110
- Elementary School
- West Bay
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Follow US-98 W to Sand Oak Blvd in Laguna Beach, Follow Sand Oak Blvd to Laurel Oak Ln- Turn right onto Sand Oak Blvd, At the traffic circle, continue straight to stay on Sand Oak Blvd, Turn right onto Laurel Oak Ln, home will be on the left
- Legal Description
- WHISPER DUNES, PH 2B LOT 32 ORB 3718 P 203
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Craftsman Style
- Apx SqFt(Htd/Cooled)
- 1604
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- Yes
- # of Units in Bldg
- Yes
- Units Above Ground
- Yes
- Year Built
- 2015
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 60×116
- Acreage
- 0.16
- Lot Size (SqFt)
- 6882
- Pool
- Yes
- Pool Type
- Community
- Beach Frontage
- 0
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- Yes
- HOA Amount
- 772
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 3088
- Senior Community
- No
- Is Subject Leased
- No
- New Buyer Fee
- No
- Last Taxes
- 5224
- Last Tax Year
- 2024
- Lot
- 32
- Brokerage Interest
- No Interest
- As Is
- Yes
Remarks & Misc
- Remarks
- Just Reduced + New Roof + Seller is offering $2,500 in concessions= An excellent opportunity to secure value in a highly desirable community! Now offered at $450,000, this 3BR/2BA Samuel Taylor Bonita floor plan is the lowest-priced single-family home in Whisper Dunes. Hurricane tie-down system, hurricane-rated garage door, and storm window coverings, plus a brand new roof and pre-listing inspection completed (3/31)–this home is truly move-in ready. Enjoy low-maintenance living with HOA covering lawn care (front & back), pest control, pool, pavilion, gazebo, and trash in this golf cart-friendly community just minutes to 30A, dining, and the airport. With the recent price improvement and major upgrades, seller expects strong interest–submit your best offer!
Laundry
- First
- Yes
More Information
Master Bathroom
- First
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Coffered
- Yes
- Floor – Tile
- Yes
- Lighting – Recessed
- Yes
- Split Bedroom
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Composite Shngl
- Yes
- Siding – Hardie Board
- Yes
- Trim – Aluminum
- Yes
- Trim – Wood
- Yes
Exterior
- Fenced Lot-Part
- Yes
- Patio Covered
- Yes
- Porch Covered
- Yes
- Sprinkler System
- Yes
Association Fees Include
- Accounting
- Yes
- Ground Keeping
- Yes
- Legal
- Yes
- Management
- Yes
- Pavilion/Gazebo
- Yes
- Pest Control
- Yes
- Pool
- Yes
- Trash Disposal
- Yes
Financing
- Cash
- Yes
- FHA
- Yes
- USDA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Floor – Carpet
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Curb & Gutter
- Yes
- Landscaped
- Yes
- Subdivision – Recorded
- Yes
- Sidewalk
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Paved
- Yes
Mstr Bath / Mstr Bdrm
- MBath Double Vanity
- Yes
- MBath Shower Only
- Yes
- MBed First Floor
- Yes
- MBed Walk-in Closet
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Pool
- Yes
- Sidewalks
- Yes
Rooms
- Bedroom
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
- Master Bathroom
- Yes
- Master Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Cable – Available
- Yes
- Electricity – Connected
- Yes
- Phone – Available
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Other – See Remarks
- Yes
Sale Type
- As Is
- Yes
Master Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Security Features
- Carbon Monoxide Detector
- Yes
- Security System
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Range – Electric; Refrigerator; Water Heater – Electric
Master Bedroom:
First
Bedroom:
First
Cooling:
Central Air
Heating:
Central; Electric
Exterior:
Fenced Lot-Part; Patio Covered; Porch Covered; Sprinkler System
Association Fees Include:
Accounting; Legal; Ground Keeping; Management; Pavilion/Gazebo; Pest Control; Pool; Trash Disposal
Financing:
Cash; FHA; USDA; VA
Furnished:
Unfurnished
Interior:
Floor – Carpet
Kitchen:
First
Living Room:
First
Lot Features:
Curb & Gutter; Landscaped; Sidewalk; Subdivision – Recorded
Lot Access:
City Street; Paved Road
Master Bathroom:
First
Laundry:
First
Security Features:
Carbon Monoxide Detector; Security System; Smoke Detector(s)
Parking Features:
Driveway; Garage Attached; Paved
Association Amenities:
Pool; Sidewalks
Rooms:
Bedroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Cable – Available; Electricity – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected
Waterview:
Other – See Remarks
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Master Bathroom | First | 13 x 6 | 13.00 | 6.00 | |
| Master Bedroom | First | 15 x 13 | 15.00 | 13.00 | Ensuite, Shower Only |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | |
| Kitchen | First | 12 x 10 | 12.00 | 10.00 | |
| Living Room | First | 23 x 16 | 23.00 | 16.00 | |
| Laundry | First | 10 x 5 | 10.00 | 5.00 |
Listing Office:
CENTURY 21 Ryan Realty Inc
Last Updated: May – 31 – 2026
Information deemed reliable but not guaranteed.