22522 Front Beach Road O, Panama City Beach, FL 32413 (MLS# 796076)

22522 Front Beach Road O, Panama City Beach, FL 32413

New Listing

$434,000

Virtual Tour

https://www.dropbox.com/scl/fo/zs00knbi6h96xq6cys0fn/APwGojb4a9wBBalzd0IG56w?dl=0&e=1&preview=unbranded+Pointe+Panama+Unit+O.mp4&rlkey=oqkelbak1ypi7qup6byrlb4x1&st=ddi0279h

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,140 Lot Size (sq. ft.): 3,006 Status: Active

Current Price: $434,000 List Date: 9/30/2026 Last Modified: 9/30/2026

Overview

Description

RENOVATED & STUNNING 2BR/2.5BA Townhome in the desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with Updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floors throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef's kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sin … (Read more) RENOVATED & STUNNING 2BR/2.5BA Townhome in the desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with Updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floors throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef’s kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sink, and matching Gold Hardware on the cabinets. All New Appliances, including a Refrigerator, Electric smooth cooktop/oven, Microwave, and Dishwasher, add to the allure of this culinary space. The oversized family room is designed for comfort and entertainment, and the split bedroom layout ensures privacy for the master suite. Speaking of the master, it opens up to a private balcony with peek-a-boo Gulf Views, creating a serene retreat. The master bathroom mirrors the kitchen’s elegance with quartz countertops, modern gold sinks, faucets, lighting, mirrors, and hardware. This home is not just about beauty; it’s also practical & convenient. Recent upgrades include an A/C unit, light fixtures, ceiling fans, faucets, toilets, & paint. Additional storage space can be found in the back patio, and the property offers a good-sized backyard, a rarity among townhomes, condos, and duplexes. Plus, being a townhome (not a condo) means an easier qualification process for buyers, and with no neighbors above, you can enjoy peaceful living. For those interested in rental potential, this property has an impressive rental history, With a capacity to sleep 8, it’s an excellent investment opportunity. New Roof 2016.

Listing Details MLS# 796076

Contract Info

List Price/SqFt: 380.7

Location

Area: 03 – Bay County – Beach
Street #: 22522
Street Name: Front Beach
Street Suffix: Road
Unit #: O
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Pointe Panama
Community/Resort: None
Waterfront: No
Parcel ID: 36081-542-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 & Front Beach Rd, East on Front Beach Rd, down on left, Left turn at Pointe Panama sign. From the intersection of Hwy 79 and Hwy 98, head west on US-98 W/Back Beach Rd/Panama City Beach Pkwy for 5.5 miles. Turn left onto Palm Beach Dr and go 0.3 miles. Then, Turn left onto Front Beach Rd and Pointe Panama, your destination will be on the left.
Legal Description: SHORES SUBDIV (95) BEG 319.59' NWLY FROM SW COR LOT 4 TH CONT NWLY 16.37' N 181.16' ELY 15.10' S 187.55' TO POB. SUBJ TO SEW ESMT ORB 3604 P 54 ORB 4521 P 1439

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1140
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 1983
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 16.0 ft x 189.0 ft
Acreage: 0.07
Lot Size (SqFt): 3006
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1200
HOA Frequency: Semi-Annually
HOA Annual Amount: 2400
New Buyer Fee: No
Last Taxes: 3850.84
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: RENOVATED & STUNNING 2BR/2.5BA Townhome in the desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with Updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floors throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef's kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sink, and matching Gold Hardware on the cabinets. All New Appliances, including a Refrigerator, Electric smooth cooktop/oven, Microwave, and Dishwasher, add to the allure of this culinary space. The oversized family room is designed for comfort and entertainment, and the split bedroom layout ensures privacy for the master suite. Speaking of the master, it opens up to a private balcony with peek-a-boo Gulf Views, creating a serene retreat. The master bathroom mirrors the kitchen's elegance with quartz countertops, modern gold sinks, faucets, lighting, mirrors, and hardware. This home is not just about beauty; it's also practical & convenient. Recent upgrades include an A/C unit, light fixtures, ceiling fans, faucets, toilets, & paint. Additional storage space can be found in the back patio, and the property offers a good-sized backyard, a rarity among townhomes, condos, and duplexes. Plus, being a townhome (not a condo) means an easier qualification process for buyers, and with no neighbors above, you can enjoy peaceful living. For those interested in rental potential, this property has an impressive rental history, With a capacity to sleep 8, it's an excellent investment opportunity. New Roof 2016.

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Built-in Barbecue/Grill: Yes
Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Management: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes
Parking Lot: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBed Balcony: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Built-in Barbecue/Grill; Patio Covered; Porch Covered Association Fees Include: Management Financing: Cash; Conventional; Other Furnished: Furnished Kitchen: First Living Room: First Lot Access: City Street; Paved Road Security Features: Smoke Detector(s) Parking Features: Additional Parking; Assigned; Parking Lot Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	Second	14 x 20	14.00	20.00	Balcony, Built in Shelving, Ceiling Fans, Onsuite Bath, Shower
Bedroom	Second	15 x 13	15.00	13.00
Kitchen	First	11 x 8	11.00	8.00	Breakfast Bar, Built In Shelving, Stone Countertops
Living Room	First	15 x 14	15.00	14.00	Built In Shelving

Listing Office: Anchor Realty Florida

Last Updated: September – 30 – 2026

Information deemed reliable but not guaranteed.