226 Palatka Street, Panama City Beach, FL 32413 (MLS# 787383)

226 Palatka Street, Panama City Beach, FL 32413

$643,990

Virtual Tour

https://my.matterport.com/show/?m=6id7NzYKWW7&brand=0&mls=1&

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,281 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $643,990 List Date: 3/25/2026 Last Modified: 7/08/2026

Overview

Description

Ideally located near the white sand beaches of 30A, Pier Park, TopGolf. Upcoming 87-acre TMH/FSU Medical Campus, the future West Bay retailcenter with over 50,000 sq. ft. of shopping and dining, and a Publix expected Spring 2026. Enjoy community amenities including a resort-style pool, cabana,and pickleball courts. This open-concept layout Madison has 4 beds/3baths. Features 4′ garage extension, covered front porch, and converted flex room.Interior upgrades are hardwood flooring, a striking 50” linear gas fireplace, gourmet kitchen with quartz countertops, 30” gas cooktop, soft-close paintedcabinets, pot & pan drawer, and under-cabinet lighting. The guest bath features a full walk-in shower. Lawncare included in HOA. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Actual home may differ from photos.

Listing Details MLS# 787383

Contract Info

List Price/SqFt: 282.33

Location

Area: 03 – Bay County – Beach
Street #: 226
Street Name: Palatka
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Salt Grass at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-350-026
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 (PCB Pkwy), head north 1.8 miles; Saltgrass on the left. Turn left after entering community; model homes on the right.
Legal Description: WARD CREEK PH 2B LOT 136 ORB 4881 P 137

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2281
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2025
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×140
Acreage: 0.16
Lot Size (SqFt): 6970
Pool: No
Half Baths: 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 187
HOA Frequency: Monthly
HOA Annual Amount: 2244
New Buyer Fee: Yes
New Buyer Fee Amt: 560
New Buyer Fee Paid: $
Last Taxes: 172
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Ideally located near the white sand beaches of 30A, Pier Park, TopGolf. Upcoming 87-acre TMH/FSU Medical Campus, the future West Bay retailcenter with over 50,000 sq. ft. of shopping and dining, and a Publix expected Spring 2026. Enjoy community amenities including a resort-style pool, cabana,and pickleball courts. This open-concept layout Madison has 4 beds/3baths. Features 4' garage extension, covered front porch, and converted flex room.Interior upgrades are hardwood flooring, a striking 50'' linear gas fireplace, gourmet kitchen with quartz countertops, 30'' gas cooktop, soft-close paintedcabinets, pot & pan drawer, and under-cabinet lighting. The guest bath features a full walk-in shower. Lawncare included in HOA. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Actual home may differ from photos.

Foyer

First: Yes

More Information

Great Room

First: Yes

Other

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes

Interior Features

Breakfast Bar: Yes
Floor – Hardwood: Yes

Construction/Siding

Block: Yes
Roof – Composite Shngl: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Recreational Faclty: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Kitchen

First: Yes

Lot Features

Interior Lot: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes
Pickle Ball: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Foyer: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Natural Gas – Available: Yes
Sewer Available: Yes
Public Water – Available: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes
See Remarks: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Patio Covered Association Fees Include: Recreational Faclty Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Lot Features: Interior Lot Foyer: First Great Room: First Other: First Security Features: Smoke Detector(s) Association Amenities: Pickle Ball; Pool; Other – See Remarks Rooms: Bedroom; Foyer; Great Room; Kitchen; Primary Bedroom; Other Showing: ShowingTime Utilities: Cable – Available; Natural Gas – Available; Sewer Available; Public Water – Available; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Great Room	First	21.1 x 17	21.10	17.00	Tray Ceiling
Kitchen	First	9.6 x 18.7	9.60	18.70
Primary Bedroom	First	17 x 15.5	17.00	15.50	Walk-in Closet
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	11.4 x 11.3	11.40	11.30
Bedroom	First	13 x 10	13.00	10.00
Foyer	First				Tray Ceiling
Other	First	22.4 x 10	22.40	10.00	COVERED LANAI

Listing Office: Maltbie Realty Group

Last Updated: July – 08 – 2026

Information deemed reliable but not guaranteed.