227 Nancy Avenue, Panama City Beach, FL 32413
$949,900
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,639
Lot Size (sq. ft.):
16,117
Status:
Pending
Current Price:
$949,900
List Date:
2/04/2026
Last Modified:
2/24/2026
Description
This exquisite residence is situated in Gulf Vista on Panama City Beach’s West End. Built in 2014, the meticulously maintained single-story custom home offers 4 bedrooms, 3 bathrooms, and a spacious 2,639 sq. ft. of well-planned indoor and outdoor living space–combining luxury, quality craftsmanship, and relaxed coastal style. Inside, an impressive open-concept layout welcomes you, showcasing features such as 10-foot ceilings, 8-foot solid doors, wood-grain plank tile floors throughout main areas, crown molding, bull-nose rounded corners, custom cabinetry and granite surfaces, built-in closet shelving, and plantation shutters are among numerous thoughtful touches.
The living room is warm and inviting with built-in cabinets and an electric fireplace, setting the scene for both social gatherings and peaceful nights. This area seamlessly connects to a gourmet kitchen outfitted with custom cabinetry, granite countertops, a stylish backsplash, a center island with breakfast bar, and a generous walk-in pantry. There are spaces for casual breakfasts and formal dining, plus a cozy den with another electric fireplace and shelving–a perfect retreat for quiet evenings. The master suite is designed as a tranquil oasis overlooking the backyard, pool, and screened lanai; it includes a sitting area, a luxurious bathroom with dual vanities, a dressing table, a floor to ceiling tiled walk-in shower with double shower heads, a whirlpool tub, and two large walk-in closets with custom shelving. Three generously sized guest bedrooms are included–one currently functions as an office with built-in desk and cabinetry–and there are two additional full guest baths.
Outdoors, enjoy your own private resort, complete with a screened lanai, saltwater pool, expansive deck, storage building, firepit, and beautifully landscaped large lot–ideal for relaxing or entertaining after a day at the beach. Recent pool updates include: Resurfaced 2025, Sand Filter 2025 and Pump Motor 2024.
This property features a roomy three-car garage, providing ample space for vehicles as well as a golf cart. With Public Beach Access #60 only 0.6 miles away, you can easily reach the Gulf by driving your golf cart or walking. The home blends coastal elegance with modern luxury and quality craftsmanship, is move-in ready, and can be sold furnished (with some exclusions depending on the offer).
This home is close to Pier Park, restaurants, shopping, local attractions, and the famous 30A corridor. Schedule a showing today–your dream home in Panama City Beach could be waiting for you. Please note that all information is approximate; buyers are encouraged to verify any important details.
More Information MLS# 784670
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4158
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No
Contract Info
List Price/SqFt: 359.95
Status: Pending
List Date: 2026-02-04
List Price: $949,900
Current Price: $949,900
Location
Sub Area: 0324 – Beach – West Central
Community/Resort: Gulf Vista
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Panama City Beach Parkway at the West End of Panama City Beach turn South onto Downing St. Home is on the corner of Downing & Nancy on the Right.
Area: 03 – Bay County – Beach
Street #: 227
Street Name: Nancy
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Subdivision: Gulf Vista
Parcel ID: 35370-046-000
Legal Description: GULF VISTA LOT 12 BLK B ORB 3452 P 530
General Property Info
Acreage: 0.37
Design: Beach House
Lot Size (SqFt): 16117
Apx SqFt(Htd/Cooled): 2639
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 179.9x90x154.93×39.24×65.03
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2014
Remarks & Misc
Remarks: This exquisite residence is situated in Gulf Vista on Panama City Beach’s West End. Built in 2014, the meticulously maintained single-story custom home offers 4 bedrooms, 3 bathrooms, and a spacious 2,639 sq. ft. of well-planned indoor and outdoor living space–combining luxury, quality craftsmanship, and relaxed coastal style. Inside, an impressive open-concept layout welcomes you, showcasing features such as 10-foot ceilings, 8-foot solid doors, wood-grain plank tile floors throughout main areas, crown molding, bull-nose rounded corners, custom cabinetry and granite surfaces, built-in closet shelving, and plantation shutters are among numerous thoughtful touches.
The living room is warm and inviting with built-in cabinets and an electric fireplace, setting the scene for both social gatherings and peaceful nights. This area seamlessly connects to a gourmet kitchen outfitted with custom cabinetry, granite countertops, a stylish backsplash, a center island with breakfast bar, and a generous walk-in pantry. There are spaces for casual breakfasts and formal dining, plus a cozy den with another electric fireplace and shelving–a perfect retreat for quiet evenings. The master suite is designed as a tranquil oasis overlooking the backyard, pool, and screened lanai; it includes a sitting area, a luxurious bathroom with dual vanities, a dressing table, a floor to ceiling tiled walk-in shower with double shower heads, a whirlpool tub, and two large walk-in closets with custom shelving. Three generously sized guest bedrooms are included–one currently functions as an office with built-in desk and cabinetry–and there are two additional full guest baths.
Outdoors, enjoy your own private resort, complete with a screened lanai, saltwater pool, expansive deck, storage building, firepit, and beautifully landscaped large lot–ideal for relaxing or entertaining after a day at the beach. Recent pool updates include: Resurfaced 2025, Sand Filter 2025 and Pump Motor 2024.
This property features a roomy three-car garage, providing ample space for vehicles as well as a golf cart. With Public Beach Access #60 only 0.6 miles away, you can easily reach the Gulf by driving your golf cart or walking. The home blends coastal elegance with modern luxury and quality craftsmanship, is move-in ready, and can be sold furnished (with some exclusions depending on the offer).
This home is close to Pier Park, restaurants, shopping, local attractions, and the famous 30A corridor. Schedule a showing today–your dream home in Panama City Beach could be waiting for you. Please note that all information is approximate; buyers are encouraged to verify any important details.
Breakfast Room
First: 1
Den
First: 1
Dining Room
First: 1
Garage
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Pantry
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Saltwater: 1
Screened Porch
First: 1
Appliances
Cooktop – Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Oven – Electric: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling – Crwn Molding: 1
Ceiling – Raised: 1
Fireplace: 1
Floor – Tile: 1
Kitchen Island: 1
Pantry: 1
Plantation Shutters: 1
Split Bedroom: 1
Window – Treatment All: 1
Construction/Siding
Foundation – Slab on Grade: 1
Wood/Frame: 1
Siding – Stucco: 1
Exterior
Fenced Back Yard: 1
Porch Screened: 1
Sprinkler System: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Interior
Bonus Room: 1
Floor – Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Corner Lot: 1
Covenants & Rescrictions: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
MBed Sitting Area: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Breakfast Room: 1
Den: 1
Dining Room: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Pantry: 1
Screened Porch: 1
Utilities
TV Cable: 1
Electricity – Availabile: 1
Public Water – Connected: 1
Septic Tank: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace – Electric: 1
Status Change Info
Under Contract Date: 2026-02-07
Property Features
Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace – Electric
Exterior: Fenced Back Yard; Porch Screened; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Interior: Bonus Room; Floor – Carpet
Kitchen: First
Living Room: First
Lot Features: Corner Lot; Covenants & Rescrictions; Near Beach Access; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Breakfast Room: First
Master Bathroom: First
Den: First
Dining Room: First
Garage: First
Laundry: First
Pool Features: Fenced; Gunite Concrete; Inground; Saltwater
Pantry: First
Screened Porch: First
Parking Features: Driveway; Garage Attached; Garage Door Opener
Other Structures: Shed(s)
Rooms: Bedroom; Breakfast Room; Den; Dining Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Pantry; Screened Porch
Sale Type: As Is
Utilities: TV Cable; Electricity – Availabile; Public Water – Connected; Septic Tank
Present Zoning: Resid Single Family
Room Information
Living Room
Level: First
Dimensions: 16.25 x 18.75
Length: 16.25
Width: 18.75
Dimensions: 16.25 x 18.75
Kitchen
Level: First
Dimensions: 14.9 x 14.5
Length: 14.90
Width: 14.50
Dimensions: 14.9 x 14.5
Remarks: Large Island with Breakfast Bar
Pantry
Level: First
Dimensions: 4.08 x 4.42
Length: 4.08
Width: 4.42
Dimensions: 4.08 x 4.42
Breakfast Room
Level: First
Dimensions: 10.33 x 11.58
Length: 10.33
Width: 11.58
Dimensions: 10.33 x 11.58
Dining Room
Level: First
Dimensions: 15.75 x 17.42
Length: 15.75
Width: 17.42
Dimensions: 15.75 x 17.42
Den
Level: First
Dimensions: 11.75 x 14.33
Length: 11.75
Width: 14.33
Dimensions: 11.75 x 14.33
Remarks: Cozy den with electric fireplace
Master Bedroom
Level: First
Dimensions: 13 x 25.58
Length: 13.00
Width: 25.58
Dimensions: 13 x 25.58
Remarks: Sitting Area that overlooks the Lanai and Pool
Master Bathroom
Level: First
Dimensions: 19.17 x 21.75
Length: 19.17
Width: 21.75
Dimensions: 19.17 x 21.75
Remarks: Floor to Ceiling tile in walk in shower and separate whirlpool tub
Bedroom
Level: First
Dimensions: 13 x 11.25
Length: 13.00
Width: 11.25
Dimensions: 13 x 11.25
Bedroom
Level: First
Dimensions: 11.58 x 9.83
Length: 11.58
Width: 9.83
Dimensions: 11.58 x 9.83
Remarks: Custom Built in Desk and Bookshelves
Full Bathroom
Level: First
Dimensions: 9.5 x 4.9
Length: 9.50
Width: 4.90
Dimensions: 9.5 x 4.9
Bedroom
Level: First
Dimensions: 11.58 x 11.83
Length: 11.58
Width: 11.83
Dimensions: 11.58 x 11.83
Full Bathroom
Level: First
Dimensions: 8.42 x 5
Length: 8.42
Width: 5.00
Dimensions: 8.42 x 5
Laundry
Level: First
Dimensions: 12.33 x 6
Length: 12.33
Width: 6.00
Dimensions: 12.33 x 6
Screened Porch
Level: First
Dimensions: 29.67 x 22
Length: 29.67
Width: 22.00
Dimensions: 29.67 x 22
Garage
Level: First
Dimensions: 28.08 x 30.08
Length: 28.08
Width: 30.08
Dimensions: 28.08 x 30.08
Remarks: Three Car Garage
Listing Office:
Lifes A Beach Real Estate, LLC
Last Updated: February – 24 – 2026
Information deemed reliable but not guaranteed.