227 Nancy Avenue, Panama City Beach, FL 32413

$949,900
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,639 Lot Size (sq. ft.): 16,117 Status: Pending
Current Price: $949,900 List Date: 2/04/2026 Last Modified: 2/24/2026

Description

This exquisite residence is situated in Gulf Vista on Panama City Beach’s West End. Built in 2014, the meticulously maintained single-story custom home offers 4 bedrooms, 3 bathrooms, and a spacious 2,639 sq. ft. of well-planned indoor and outdoor living space–combining luxury, quality craftsmanship, and relaxed coastal style. Inside, an impressive open-concept layout welcomes you, showcasing features such as 10-foot ceilings, 8-foot solid doors, wood-grain plank tile floors throughout main areas, crown molding, bull-nose rounded corners, custom cabinetry and granite surfaces, built-in closet shelving, and plantation shutters are among numerous thoughtful touches. The living room is warm and inviting with built-in cabinets and an electric fireplace, setting the scene for both social gatherings and peaceful nights. This area seamlessly connects to a gourmet kitchen outfitted with custom cabinetry, granite countertops, a stylish backsplash, a center island with breakfast bar, and a generous walk-in pantry. There are spaces for casual breakfasts and formal dining, plus a cozy den with another electric fireplace and shelving–a perfect retreat for quiet evenings. The master suite is designed as a tranquil oasis overlooking the backyard, pool, and screened lanai; it includes a sitting area, a luxurious bathroom with dual vanities, a dressing table, a floor to ceiling tiled walk-in shower with double shower heads, a whirlpool tub, and two large walk-in closets with custom shelving. Three generously sized guest bedrooms are included–one currently functions as an office with built-in desk and cabinetry–and there are two additional full guest baths. Outdoors, enjoy your own private resort, complete with a screened lanai, saltwater pool, expansive deck, storage building, firepit, and beautifully landscaped large lot–ideal for relaxing or entertaining after a day at the beach. Recent pool updates include: Resurfaced 2025, Sand Filter 2025 and Pump Motor 2024. This property features a roomy three-car garage, providing ample space for vehicles as well as a golf cart. With Public Beach Access #60 only 0.6 miles away, you can easily reach the Gulf by driving your golf cart or walking. The home blends coastal elegance with modern luxury and quality craftsmanship, is move-in ready, and can be sold furnished (with some exclusions depending on the offer). This home is close to Pier Park, restaurants, shopping, local attractions, and the famous 30A corridor. Schedule a showing today–your dream home in Panama City Beach could be waiting for you. Please note that all information is approximate; buyers are encouraged to verify any important details.

More Information MLS# 784670

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: No New Buyer Fee: No Last Taxes: 4158 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes Condo Doc: No

Contract Info

List Price/SqFt: 359.95 Status: Pending List Date: 2026-02-04 List Price: $949,900 Current Price: $949,900

Location

Sub Area: 0324 – Beach – West Central Community/Resort: Gulf Vista Waterfront: No Elementary School: West Bay Middle School: Surfside High School: Arnold Directions: From Panama City Beach Parkway at the West End of Panama City Beach turn South onto Downing St. Home is on the corner of Downing & Nancy on the Right. Area: 03 – Bay County – Beach Street #: 227 Street Name: Nancy Street Suffix: Avenue State: FL Zip Code: 32413 County: Bay Subdivision: Gulf Vista Parcel ID: 35370-046-000 Legal Description: GULF VISTA LOT 12 BLK B ORB 3452 P 530

General Property Info

Acreage: 0.37 Design: Beach House Lot Size (SqFt): 16117 Apx SqFt(Htd/Cooled): 2639 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Lot Dimensions: 179.9x90x154.93×39.24×65.03 New Construction: No Garage Y/N: Yes Garage Spaces: 3 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 3 Year Built: 2014

Remarks & Misc

Remarks: This exquisite residence is situated in Gulf Vista on Panama City Beach’s West End. Built in 2014, the meticulously maintained single-story custom home offers 4 bedrooms, 3 bathrooms, and a spacious 2,639 sq. ft. of well-planned indoor and outdoor living space–combining luxury, quality craftsmanship, and relaxed coastal style. Inside, an impressive open-concept layout welcomes you, showcasing features such as 10-foot ceilings, 8-foot solid doors, wood-grain plank tile floors throughout main areas, crown molding, bull-nose rounded corners, custom cabinetry and granite surfaces, built-in closet shelving, and plantation shutters are among numerous thoughtful touches. The living room is warm and inviting with built-in cabinets and an electric fireplace, setting the scene for both social gatherings and peaceful nights. This area seamlessly connects to a gourmet kitchen outfitted with custom cabinetry, granite countertops, a stylish backsplash, a center island with breakfast bar, and a generous walk-in pantry. There are spaces for casual breakfasts and formal dining, plus a cozy den with another electric fireplace and shelving–a perfect retreat for quiet evenings. The master suite is designed as a tranquil oasis overlooking the backyard, pool, and screened lanai; it includes a sitting area, a luxurious bathroom with dual vanities, a dressing table, a floor to ceiling tiled walk-in shower with double shower heads, a whirlpool tub, and two large walk-in closets with custom shelving. Three generously sized guest bedrooms are included–one currently functions as an office with built-in desk and cabinetry–and there are two additional full guest baths. Outdoors, enjoy your own private resort, complete with a screened lanai, saltwater pool, expansive deck, storage building, firepit, and beautifully landscaped large lot–ideal for relaxing or entertaining after a day at the beach. Recent pool updates include: Resurfaced 2025, Sand Filter 2025 and Pump Motor 2024. This property features a roomy three-car garage, providing ample space for vehicles as well as a golf cart. With Public Beach Access #60 only 0.6 miles away, you can easily reach the Gulf by driving your golf cart or walking. The home blends coastal elegance with modern luxury and quality craftsmanship, is move-in ready, and can be sold furnished (with some exclusions depending on the offer). This home is close to Pier Park, restaurants, shopping, local attractions, and the famous 30A corridor. Schedule a showing today–your dream home in Panama City Beach could be waiting for you. Please note that all information is approximate; buyers are encouraged to verify any important details.

Breakfast Room

First: 1

Den

First: 1

Dining Room

First: 1

Garage

First: 1

Laundry

First: 1

Master Bathroom

First: 1

Pantry

First: 1

Pool Features

Fenced: 1 Gunite Concrete: 1 Inground: 1 Saltwater: 1

Screened Porch

First: 1

Appliances

Cooktop – Electric: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Ice Maker: 1 Microwave: 1 Oven – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Bookcases: 1 Breakfast Bar: 1 Ceiling – Crwn Molding: 1 Ceiling – Raised: 1 Fireplace: 1 Floor – Tile: 1 Kitchen Island: 1 Pantry: 1 Plantation Shutters: 1 Split Bedroom: 1 Window – Treatment All: 1

Construction/Siding

Foundation – Slab on Grade: 1 Wood/Frame: 1 Siding – Stucco: 1

Exterior

Fenced Back Yard: 1 Porch Screened: 1 Sprinkler System: 1

Other Structures

Shed(s): 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Negotiable: 1

Interior

Bonus Room: 1 Floor – Carpet: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Corner Lot: 1 Covenants & Rescrictions: 1 Near Beach Access: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1 Paved Road: 1

Parking Features

Driveway: 1 Garage Attached: 1 Garage Door Opener: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Sitting Area: 1 MBed Walk-in Closet: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Breakfast Room: 1 Den: 1 Dining Room: 1 Full Bathroom: 1 Garage: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Pantry: 1 Screened Porch: 1

Utilities

TV Cable: 1 Electricity – Availabile: 1 Public Water – Connected: 1 Septic Tank: 1

Sale Type

As Is: 1

Full Bathroom

First: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace – Electric: 1

Status Change Info

Under Contract Date: 2026-02-07

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Electric Exterior: Fenced Back Yard; Porch Screened; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Bonus Room; Floor – Carpet Kitchen: First Living Room: First Lot Features: Corner Lot; Covenants & Rescrictions; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Breakfast Room: First Master Bathroom: First Den: First Dining Room: First Garage: First Laundry: First Pool Features: Fenced; Gunite Concrete; Inground; Saltwater Pantry: First Screened Porch: First Parking Features: Driveway; Garage Attached; Garage Door Opener Other Structures: Shed(s) Rooms: Bedroom; Breakfast Room; Den; Dining Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Pantry; Screened Porch Sale Type: As Is Utilities: TV Cable; Electricity – Availabile; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Living Room Level: First Dimensions: 16.25 x 18.75 Length: 16.25 Width: 18.75 Dimensions: 16.25 x 18.75 Kitchen Level: First Dimensions: 14.9 x 14.5 Length: 14.90 Width: 14.50 Dimensions: 14.9 x 14.5 Remarks: Large Island with Breakfast Bar Pantry Level: First Dimensions: 4.08 x 4.42 Length: 4.08 Width: 4.42 Dimensions: 4.08 x 4.42 Breakfast Room Level: First Dimensions: 10.33 x 11.58 Length: 10.33 Width: 11.58 Dimensions: 10.33 x 11.58 Dining Room Level: First Dimensions: 15.75 x 17.42 Length: 15.75 Width: 17.42 Dimensions: 15.75 x 17.42 Den Level: First Dimensions: 11.75 x 14.33 Length: 11.75 Width: 14.33 Dimensions: 11.75 x 14.33 Remarks: Cozy den with electric fireplace Master Bedroom Level: First Dimensions: 13 x 25.58 Length: 13.00 Width: 25.58 Dimensions: 13 x 25.58 Remarks: Sitting Area that overlooks the Lanai and Pool Master Bathroom Level: First Dimensions: 19.17 x 21.75 Length: 19.17 Width: 21.75 Dimensions: 19.17 x 21.75 Remarks: Floor to Ceiling tile in walk in shower and separate whirlpool tub Bedroom Level: First Dimensions: 13 x 11.25 Length: 13.00 Width: 11.25 Dimensions: 13 x 11.25 Bedroom Level: First Dimensions: 11.58 x 9.83 Length: 11.58 Width: 9.83 Dimensions: 11.58 x 9.83 Remarks: Custom Built in Desk and Bookshelves Full Bathroom Level: First Dimensions: 9.5 x 4.9 Length: 9.50 Width: 4.90 Dimensions: 9.5 x 4.9 Bedroom Level: First Dimensions: 11.58 x 11.83 Length: 11.58 Width: 11.83 Dimensions: 11.58 x 11.83 Full Bathroom Level: First Dimensions: 8.42 x 5 Length: 8.42 Width: 5.00 Dimensions: 8.42 x 5 Laundry Level: First Dimensions: 12.33 x 6 Length: 12.33 Width: 6.00 Dimensions: 12.33 x 6 Screened Porch Level: First Dimensions: 29.67 x 22 Length: 29.67 Width: 22.00 Dimensions: 29.67 x 22 Garage Level: First Dimensions: 28.08 x 30.08 Length: 28.08 Width: 30.08 Dimensions: 28.08 x 30.08 Remarks: Three Car Garage
Listing Office: Lifes A Beach Real Estate, LLC
Last Updated: February – 24 – 2026
Information deemed reliable but not guaranteed.