2319 Discovery Loop, Panama City, FL 32405 (MLS# 790603)

2319 Discovery Loop, Panama City, FL 32405

$350,000

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,646 Lot Size (sq. ft.): 3,000 Status: Active

Current Price: $350,000 List Date: 5/31/2026 Last Modified: 5/31/2026

Overview

Description

One of the lowest-priced opportunities currently available in SweetBay, this 2024-built Harris Doyle home offers 3 bedrooms, 3.5 bathrooms, and 1,646 square feet of low-maintenance living in one of Panama City's most valuable communities. Designed with flexibility in mind, each bedroom features its own private full bathroom and walk-in closet, making this floor plan ideal for investors, multigenerational living, or families. The open-concept main living area flows seamlessly into the kitchen and dining space, while a private balcony provides the perfect spot to enjoy your morning coffee or unwind in the evening. Built in 2024, you'll enjoy the benefits of newer construction without the wait, along with modern finishes and energy-efficient features throughout. Located in SweetBay's Cottage Phase, residents enjoy the convenience of exterior maintenance included through the HOA, creating a true lock-and-leave lifestyle that's perfect for busy families, second-home owners, or investo … (Read more)

Listing Details MLS# 790603

Contract Info

List Price/SqFt: 212.64

Location

Area: 02 – Bay County – Central
Street #: 2319
Street Name: Discovery
Street Suffix: Loop
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Sweetbay
Community/Resort: None
Waterfront: No
Parcel ID: 11731-500-185
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: Heading East on Hwy 390, Take a left onto Promenade St, Take a right onto SweetBay Ave, Take a left on Discovery Loop, Home will be on your left.
Legal Description: SWEETBAY PHASE 1D NORTH A LOT 523 ORB 4678 P 1325

General Property Info

Sub-Type: Attached Single Unit
Design: Duplex
Apx SqFt(Htd/Cooled): 1646
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2024
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Lot Dimensions: 30'x100'
Acreage: 0.07
Lot Size (SqFt): 3000
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 771
HOA Frequency: Quarterly
HOA Annual Amount: 3084
New Buyer Fee: Yes
New Buyer Fee Amt: 1591
New Buyer Fee Paid: $
Last Taxes: 5677
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City

Remarks & Misc

Remarks: One of the lowest-priced opportunities currently available in SweetBay, this 2024-built Harris Doyle home offers 3 bedrooms, 3.5 bathrooms, and 1,646 square feet of low-maintenance living in one of Panama City's most valuable communities. Designed with flexibility in mind, each bedroom features its own private full bathroom and walk-in closet, making this floor plan ideal for investors, multigenerational living, or families. The open-concept main living area flows seamlessly into the kitchen and dining space, while a private balcony provides the perfect spot to enjoy your morning coffee or unwind in the evening. Built in 2024, you'll enjoy the benefits of newer construction without the wait, along with modern finishes and energy-efficient features throughout. Located in SweetBay's Cottage Phase, residents enjoy the convenience of exterior maintenance included through the HOA, creating a true lock-and-leave lifestyle that's perfect for busy families, second-home owners, or investors. This home also offers the added benefit of on-street parking directly in front of the property and a prime location within the neighborhood, providing easy access to SweetBay's resort-style pools, parks, walking trails, community dock, North Bay access, and golf-cart-friendly streets. Whether you're searching for a primary residence, vacation home, or investment opportunity, this nearly new home delivers an exceptional combination of location, functionality, low-maintenance ownership, and value in one of Panama City's premier waterfront communities.

Balcony

Second: Yes

More Information

Covered Porch

First: Yes

Great Room

First: Yes

Appliances

Disposal: Yes
Ice Maker: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Split Bedroom: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Hurricane Fabric: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes
Repairs/Maintenance: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Curb & Gutter: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Alley: Yes
City Street: Yes
Paved Road: Yes

Parking Features

Alley Access: Yes
Carport Detached: Yes
Street: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes
Sidewalks: Yes
Trail(s): Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Covered Porch: Yes
Great Room: Yes
Kitchen: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes
Second: Yes

Bedroom

Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Electric: Yes
Heat Pump: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Disposal; Ice Maker; Microwave; Range – Electric; Refrigerator; Water Heater – Gas; Water Heater – Tankless Master Bedroom: First; Second Bedroom: Second Cooling: Central Air; Electric Heating: Electric; Heat Pump Exterior: Balcony; Double Pane Windows; Hurricane Fabric; Porch Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Dock; Dumpster; Fishing; Irrigation; Ground Keeping; Repairs/Maintenance; Management; Master Association; Pavilion/Gazebo; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Kitchen: First Lot Features: Covenants & Rescrictions; Curb & Gutter; Sidewalk; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: Alley; City Street; Paved Road Balcony: Second Covered Porch: First Great Room: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Alley Access; Carport Detached; Street; Paved Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Boardwalk; Dock; Dumpster; Fishing; Pavilion/Gazebo; Playground; Pool; Retail Shops; Sidewalks; Trail(s); Waterfront; Other – See Remarks Rooms: Balcony; Bedroom; Covered Porch; Great Room; Kitchen; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	11.5 x 11.6	11.50	11.60	approximate
Master Bedroom	Second	13.1 x 11.6	13.10	11.60	approximate
Bedroom	Second	12.6 x 11.6	12.60	11.60	approximate
Great Room	First	18.9 x 13.1	18.90	13.10	approximate
Kitchen	First	13.1 x 12.9	13.10	12.90	approximate
Balcony	Second	15 x 8	15.00	8.00	approximate
Covered Porch	First	15 x 8	15.00	8.00	approximate

Listing Office: SweetBay Realty

Last Updated: May – 31 – 2026

Information deemed reliable but not guaranteed.