232 San Vincente Street A/B, Panama City Beach, FL 32413 (MLS# 772926)

232 San Vincente Street A/B, Panama City Beach, FL 32413

$1,490,000

73-web-or-mls-232 San Vincente St Unit B

59-web-or-mls-Living Room and Dining Are

4-web-or-mls-232 San Vincente St Unit A-

66-web-or-mls-232 San Vincente St Unit B

64-web-or-mls-232 San Vincente St Unit B

58-web-or-mls-232 San Vincente St Unit B

81-web-or-mls-232 San Vincente St Unit B

82-web-or-mls-232 San Vincente St Unit B

83-web-or-mls-232 San Vincente St Unit B

84-web-or-mls-232 San Vincente St Unit B

Property Type: Residential Bedrooms: 8 Baths: 10 Square Footage: 4,735 Lot Size (sq. ft.): 6,578 Status: Sold

Current Price: $1,490,000 List Date: 5/02/2025 Last Modified: 10/20/2025

Overview

Description

**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Brand-New Custom-Built Duplex – No HOA, Prime Location, High Rental Potential! Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants—no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers. Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower—perfect for entertaining or unwinding in style. Built for efficiency and durability, the home includes: • Hurricane-impact windows and doors • Spray foam roof-deck insulation • Tankless gas water heater • Dual A/C units per side • Taexx in-wall pest control system • 1-year builder's warranty + tra … (Read more)

Listing Details MLS# 772926

Contract Info

List Price/SqFt: 336.85

Location

Area: 03 – Bay County – Beach
Street #: 232
Street Name: San Vincente
Street Suffix: Street
Unit #: A/B
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: El Centro Beach
Community/Resort: None
Waterfront: No
Parcel ID: 33366-000-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Head south on S Arnold Rd/HWY 79, take a right on Inca St then take a left on San Vincente St. Duplex will be on your right.
Legal Description: Lot 6, Block 1, El Centro Beach, according to the Plat thereof, recorded in Plat Book 9, Page(s) 8, of the Public Records of Bay County, Florida.

General Property Info

Sub-Type: Duplex Multi-Units
Design: Duplex
Apx SqFt(Htd/Cooled): 4735
SqFt Source: Builders Plans
Full Baths: 8
Half Baths: 2
Total Baths: 10
# of Stories in Building: 2
# of Units in Bldg: 2
Year Built: 2025
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 8
Lot Dimensions: 60×110
Acreage: 0.15
Lot Size (SqFt): 6578
Pool: Yes
Pool Type: Private

Status Change Info

Under Contract Date: 2025-08-14
Sold Date: 2025-10-20
Sold Price/SqFt: 314.68
Sold Price/Acre: 9933333.33

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 1477
Last Tax Year: 2024
Lot: 6
Block: Yes
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.
As Is: Yes
Section: 19
Township: 3s
Range: 16w
Condo Doc: No

Remarks & Misc

Remarks: **CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Brand-New Custom-Built Duplex – No HOA, Prime Location, High Rental Potential! Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants—no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers. Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower—perfect for entertaining or unwinding in style. Built for efficiency and durability, the home includes: • Hurricane-impact windows and doors • Spray foam roof-deck insulation • Tankless gas water heater • Dual A/C units per side • Taexx in-wall pest control system • 1-year builder's warranty + transferable 1-year termite bond With high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together—offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living. This is more than a home—it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity! **All measurements are approximate and should be varied if important.**

More Information

Dining Room

First: Yes

Family Room

First: Yes

Office

First: Yes

Owner's Closet

Second: Yes

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Inground: Yes
Indoor: Yes
Saltwater: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Pantry: Yes
Split Bedroom: Yes
Stairs: Yes
Window – Treatment Some: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Lot-All: Yes
Fenced Privacy: Yes
Shower: Yes
Patio Covered: Yes
Sprinkler System: Yes
Storm Doors: Yes
Storm Windows: Yes

Other Structures

Pergola: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Multi-Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Half Bathroom: Yes
Kitchen: Yes
Master Bedroom: Yes
Office: Yes
Owner's Closet: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Natural Gas – Available: Yes
Natural Gas – Connected: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Half Bathroom

First: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Multi Units: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Range Hood; Water Heater – Gas; Water Heater – Tankless Half Bathroom: First Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units Heating: Central; Electric Exterior: Double Pane Windows; Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Shower; Patio Covered; Sprinkler System; Storm Doors; Storm Windows Financing: Cash; Conventional Furnished: Unfurnished Kitchen: First Lot Features: Landscaped; Near Beach Access; Survey Available; Within 1/2 Mile to Water Lot Access: Paved Road Dining Room: First Family Room: First Owner's Closet: Second Office: First Pool Features: Fenced; Gunite Concrete; Inground; Indoor; Saltwater Security Features: Smoke Detector(s) Parking Features: Driveway; Paved Other Structures: Pergola Rooms: Bedroom; Dining Room; Family Room; Half Bathroom; Kitchen; Master Bedroom; Office; Owner's Closet Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Natural Gas – Available; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Dining Room	First	12.5 x 13.6	12.50	13.60	unit A
Dining Room	First	12.5 x 13.6	12.50	13.60	unit B
Family Room	First	12.5 x 22.5	12.50	22.50	unit A
Family Room	First	12.5 x 22.5	12.50	22.50	unit B
Kitchen	First	15.5 x 10	15.50	10.00	unit A
Kitchen	First	15.5 x 10	15.50	10.00	unit B
Bedroom	First	12.5 x 12.5	12.50	12.50	unit A
Bedroom	First	12.5 x 12.5	12.50	12.50	unit B
Bedroom	Second	12.11 x 12.11	12.11	12.11	unit A
Bedroom	Second	12.11 x 12.11	12.11	12.11	unit B
Bedroom	Second	9 x 14.6	9.00	14.60	unit A
Bedroom	Second	9 x 14.6	9.00	14.60	unit B
Office	First	3.2 x 6.5	3.20	6.50	unit A
Office	First	3.2 x 6.5	3.20	6.50	unit B
Half Bathroom	First	5.7 x 5.11	5.70	5.11	unit A
Half Bathroom	First	5.7 x 5.11	5.70	5.11	unit B
Master Bedroom	Second	13.3 x 13	13.30	13.00	unit A
Master Bedroom	Second	13.3 x 13	13.30	13.00	unit B
Owner's Closet	Second	6.8 x 8.11	6.80	8.11	unit A
Owner's Closet	Second	6.8 x 8.11	6.80	8.11	unit B

Listing Office: Keller Williams Success Realty

Last Updated: October – 20 – 2025

Information deemed reliable but not guaranteed.