232 White Sandy Drive, Panama City Beach, FL 32407 (MLS# 775355)

232 White Sandy Drive, Panama City Beach, FL 32407

$310,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,188 Status: Active

Current Price: $310,000 List Date: 6/24/2025 Last Modified: 6/27/2026

Overview

Description

Experience effortless coastal living in this beautifully maintained and fully furnished 2-bedroom, 1.5-bath townhome located in the highly sought-after neighborhood of Gulf Highlands! This beautifully fully furnished 2-bed, 1.5-bath townhome in the Gulf Highlands Beach Resort offers 1,188 sq ft of turnkey coastal living. Located in a gated community less than .5 a mile from the beach! Enjoy resort-style amenities like 11 pools (including a beachfront pool), tennis and pickleball courts, an 18-hole mini golf course, a private beach access, and a beachfront clubhouse. The home features an open-concept layout, full kitchen, upstairs bedroom suites, and in-unit laundry. Ideal for full-time living, a vacation home, or rental income. Long term rental established and already managed!

Listing Details MLS# 775355

Contract Info

List Price/SqFt: 260.94

Location

Area: 03 – Bay County – Beach
Street #: 232
Street Name: White Sandy
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Gulf Highlands
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34797-261-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Please use GPS.
Legal Description: GULD HIGHLANDS BEACH RESORT UNREC LOT 61 BLK I ORB 2822 P 711

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1188
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
# of Stories in Building: 2
Year Built: 1991
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 18×82
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 4385
HOA Frequency: Annually
HOA Annual Amount: 4385
Is Subject Leased: Yes
Rent/Mo: 1750
Lease Expiration Dt: 2026-09-30
New Buyer Fee: Yes
Last Taxes: 2830
Last Tax Year: 2024
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Experience effortless coastal living in this beautifully maintained and fully furnished 2-bedroom, 1.5-bath townhome located in the highly sought-after neighborhood of Gulf Highlands! This beautifully fully furnished 2-bed, 1.5-bath townhome in the Gulf Highlands Beach Resort offers 1,188 sq ft of turnkey coastal living. Located in a gated community less than .5 a mile from the beach! Enjoy resort-style amenities like 11 pools (including a beachfront pool), tennis and pickleball courts, an 18-hole mini golf course, a private beach access, and a beachfront clubhouse. The home features an open-concept layout, full kitchen, upstairs bedroom suites, and in-unit laundry. Ideal for full-time living, a vacation home, or rental income. Long term rental established and already managed!

Dining Room

First: Yes

More Information

Library

Second: Yes

Pool Features

Other – See Remarks: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Washer: Yes
Water Heater – Gas: Yes

Interior Features

Breakfast Bar: Yes
Floor – Laminate: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes

Existing Leases

0 – 6 Months: Yes

Exterior

Patio Open: Yes
Sprinkler System: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Fishing: Yes
Pest Control: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Flood Insurance Req: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Assigned: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Gated Community: Yes
Mini Golf: Yes
Playground: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Pickle Ball: Yes
Shuffleboard Court: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Library: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Natural Gas: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Security Gate: Yes
Security Guard: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Washer; Water Heater – Gas Full Bathroom: Second Half Bathroom: First Primary Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Natural Gas Existing Leases: 0 – 6 Months Exterior: Patio Open; Sprinkler System Association Fees Include: BBQ Pit/Grill; Beach; Community Room; Fishing; Pest Control; Picnic Area; Playground; Pool; Security; Tennis Financing: Cash; Conventional; FHA Furnished: Furnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Flood Insurance Req; Sidewalk; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Dining Room: First Library: Second Pool Features: Other – See Remarks Security Features: Security Gate; Security Guard Parking Features: Assigned Association Amenities: BBQ Pit/Grill; Community Room; Gated Community; Mini Golf; Pickle Ball; Playground; Pool; Security-24 hour; Shuffleboard Court; Sidewalks; Tennis; Waterfront Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Library; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterview: Canal Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	Second	15 x 11	15.00	11.00	all measurements are approximant.
Primary Bedroom	Second	16 x 11	16.00	11.00
Kitchen	First	10 x 9	10.00	9.00
Dining Room	First	13 x 9	13.00	9.00
Living Room	First	18 x 14	18.00	14.00
Half Bathroom	First	6 x 3	6.00	3.00
Library	Second	6 x 3	6.00	3.00
Full Bathroom	Second	8 x 4	8.00	4.00
Full Bathroom	Second	8 x 4	8.00	4.00

Listing Office: Full Heart Rentals

Last Updated: June – 27 – 2026

Information deemed reliable but not guaranteed.