233 Palatka Street, Panama City Beach, FL 32413 (MLS# 789554)

233 Palatka Street, Panama City Beach, FL 32413

$654,900

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,201 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $654,900 List Date: 5/07/2026 Last Modified: 7/23/2026

Overview

Description

New construction home in Salt Grass, just minutes from Panama City Beach. Located on a premium homesite with wooded preserve views, thishome offers privacy, style, and easy coastal living less than three miles from the beach. Inside, enjoy an open, light-filled layout with 10-foot ceilings, 8-footdoors, and modern finishes throughout. The durable Hardie® board exterior, paver driveway, and included lawn maintenance make this home as low-maintenance as it is attractive. Perfectly positioned just one mile from the new FSU Health Hospital, this home is ideal as a primary residence, beachgetaway, or investment opportunity. Quiet, tucked away, and close to everything–this one checks all the boxes. Lawncare included in HOA. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Actual home may differ from photos.

Listing Details MLS# 789554

Contract Info

List Price/SqFt: 297.55

Location

Area: 03 – Bay County – Beach
Street #: 233
Street Name: Palatka
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Salt Grass at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-350-130
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 (PCB Pkwy), head north 1.8 miles; Saltgrass on the left. Turn left after entering community; model homes on the right.
Legal Description: WARD CREEK PH 2B LOT 188

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 2201
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2026
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 50×140
Acreage: 0.16
Lot Size (SqFt): 6970
Pool: No
Half Baths: 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 187
HOA Frequency: Monthly
HOA Annual Amount: 2244
New Buyer Fee: Yes
New Buyer Fee Amt: 560
New Buyer Fee Paid: $
Last Taxes: 0
Last Tax Year: 2026
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: New construction home in Salt Grass, just minutes from Panama City Beach. Located on a premium homesite with wooded preserve views, thishome offers privacy, style, and easy coastal living less than three miles from the beach. Inside, enjoy an open, light-filled layout with 10-foot ceilings, 8-footdoors, and modern finishes throughout. The durable Hardie® board exterior, paver driveway, and included lawn maintenance make this home as low-maintenance as it is attractive. Perfectly positioned just one mile from the new FSU Health Hospital, this home is ideal as a primary residence, beachgetaway, or investment opportunity. Quiet, tucked away, and close to everything–this one checks all the boxes. Lawncare included in HOA. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Actual home may differ from photos.

Den

First: Yes

More Information

Great Room

First: Yes

Other

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes

Interior Features

Breakfast Bar: Yes
Floor – Hardwood: Yes
Pantry: Yes

Construction/Siding

Block: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Recreational Faclty: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Kitchen

First: Yes

Lot Features

Interior Lot: Yes
Wooded: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes
Pickle Ball: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Den: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Natural Gas – Available: Yes
Sewer Available: Yes
Public Water – Available: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes
See Remarks: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Patio Covered Association Fees Include: Recreational Faclty Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Lot Features: Interior Lot; Wooded Den: First Great Room: First Other: First Security Features: Smoke Detector(s) Association Amenities: Pickle Ball; Pool; Other – See Remarks Rooms: Bedroom; Den; Great Room; Kitchen; Primary Bedroom; Other Showing: ShowingTime Utilities: Cable – Available; Natural Gas – Available; Sewer Available; Public Water – Available; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Great Room	First	23 x 16.2	23.00	16.20	Tray Ceiling
Kitchen	First	16.1 x 11.9	16.10	11.90	Gourmet Kitchen Layout, Quartz Countertop,
Primary Bedroom	First	16 x 18.7	16.00	18.70	Walk-in Closet
Bedroom	First	12.8 x 11.5	12.80	11.50
Bedroom	First	10.9 x 12.4	10.90	12.40
Den	First	12.6 x 10	12.60	10.00	Flex Room
Other	First	23.4 x 14	23.40	14.00	Oversize Lanai

Listing Office: Maltbie Realty Group

Last Updated: July – 23 – 2026

Information deemed reliable but not guaranteed.