238 N James Avenue, Panama City, FL 32401 (MLS# 757084)

238 N James Avenue, Panama City, FL 32401

$230,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,170 Lot Size (sq. ft.): 6,970 Status: Sold

Current Price: $230,000 List Date: 12/27/2024 Last Modified: 8/04/2026

Overview

Description

**SELLER WILL FINANCE WITH $20,000 DOWN, 30 YEAR AMORTIZATION, 6% INTEREST RATE, AND A 12 YEAR BALLOON*** With interest rates hovering at 20 year highs, an affordable home is becoming harder to find…until now. This 3 bedroom, 2 bathroom open concept new construction home home has been built to very high standards. Upgrades include but are not limited to: Quartz and cultured marble countertops throughout, stainless steel appliances, deep basin kitchen sink, kitchen island, LVP flooring, Rinnai tankless water heater, and sooo much more. The dining room is next to the kitchen and opens up to a spacious living room. The large laundry room has access to both the side and VERY spacious backyard. Seller will consider owner financing. Rarely do homes go on the market of this caliber at this price, so move fast before this beauty gets away!! All information is approximate and should be verified by buyers if important.

Listing Details MLS# 757084

Contract Info

List Price/SqFt: 196.58

Location

Area: 02 – Bay County – Central
Street #: 238
Street Direction: N
Street Name: James
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Keiths Bay Harbor Add
Community/Resort: None
Waterfront: No
Parcel ID: 24076-010-000
Elementary School: Cherry Street
Middle School: Rutherford Middle
High School: Rutherford
Directions: Bus 98 to north on East Ave. Left on 3rd, right on James, home will be on the left
Legal Description: KEITHS BAY HARBOR ADD LOT 21 BLK 2 ORB 4166 P 622 MAP 118C3

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 1170
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Year Built: 2024
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: No
Lot Dimensions: 50×140
Acreage: 0.16
Lot Size (SqFt): 6970
Pool: No

Status Change Info

Under Contract Date: 2024-12-16
Sold Date: 2025-01-03
Sold Price/SqFt: 196.58
Sold Price/Acre: 1437500

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 394
Last Tax Year: 2023
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: **SELLER WILL FINANCE WITH $20,000 DOWN, 30 YEAR AMORTIZATION, 6% INTEREST RATE, AND A 12 YEAR BALLOON*** With interest rates hovering at 20 year highs, an affordable home is becoming harder to find…until now. This 3 bedroom, 2 bathroom open concept new construction home home has been built to very high standards. Upgrades include but are not limited to: Quartz and cultured marble countertops throughout, stainless steel appliances, deep basin kitchen sink, kitchen island, LVP flooring, Rinnai tankless water heater, and sooo much more. The dining room is next to the kitchen and opens up to a spacious living room. The large laundry room has access to both the side and VERY spacious backyard. Seller will consider owner financing. Rarely do homes go on the market of this caliber at this price, so move fast before this beauty gets away!! All information is approximate and should be verified by buyers if important.

More Information

Dining Room

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

Interior Features

Washer/Dryer Hookup: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes
Trim – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Features

Interior Lot: Yes
Landscaped: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Water Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Tile: Yes
MBath Walk-In Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Double Pane Windows; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Living Room: First Lot Features: Interior Lot; Landscaped Lot Access: City Street; Paved Road Primary Bathroom: First Dining Room: First Laundry: First Security Features: Smoke Detector(s) Parking Features: Driveway; Paved Rooms: Bedroom; Dining Room; Laundry; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Water Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	12 x 14	12.00	14.00
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	11 x 10	11.00	10.00
Living Room	First	12 x 16	12.00	16.00
Dining Room	First	12 x 8	12.00	8.00
Laundry	First	8 x 8	8.00	8.00
Primary Bathroom	First	12 x 6	12.00	6.00

Listing Office: RE/MAX SELECT Partners

Last Updated: August – 04 – 2026

Information deemed reliable but not guaranteed.