239 Saint Katherine Boulevard, Panama City Beach, FL 32407 (MLS# 789038)

239 Saint Katherine Boulevard, Panama City Beach, FL 32407

$299,000

239 St Katherine Blvd, Panama City Beach

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,260 Status: Active

Current Price: $299,000 List Date: 4/28/2026 Last Modified: 6/01/2026

Overview

Description

WATERFRONT… walk to the beach, fully furnished… and a golf cart INCLUDED. Yes, you read that right. This canal-front townhome offers peaceful water views where you can watch turtles swim and birds catch fish right from your back patio. Search on YouTube ''For Sale Waterfront Vacation Home in Gulf Highlands Beach Resort'' for video tour. It's a larger floor plan with a glass-back design, giving you great views from the main living area and the primary bedroom. Located in a prime spot directly across from a heated pool (seasonal) and just a short walk to the sand, with two convenient beach accesses nearby–the private community access on the west side and public beach access #38 on the east. Inside, the unit shows great and has been well taken care of. Features include granite countertops in the kitchen and a tiled walk-in shower in the primary bathroom. The large window in the primary bedroom overlooking the canal is a standout feature. Sold fully furnished and ready to enjoy or re … (Read more)

Listing Details MLS# 789038

Contract Info

List Price/SqFt: 237.3

Location

Area: 03 – Bay County – Beach
Street #: 239
Street Name: Saint Katherine
Street Suffix: Boulevard
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Gulf Highlands Beach Resort
Community/Resort: Gulf Highlands Beach Resort/Condos
Waterfront: Yes
Gulf Access: No
Parcel ID: 34797-907-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands
Legal Description: GULF HIGHLANDS BEACH RESORT UNREC LOT 7 BLK O ORB 4107 P 739

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1260
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 1992
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Lot Dimensions: 30×85
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1121.78
HOA Frequency: Quarterly
HOA Annual Amount: 4487.12
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 3864
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: WATERFRONT… walk to the beach, fully furnished… and a golf cart INCLUDED. Yes, you read that right. This canal-front townhome offers peaceful water views where you can watch turtles swim and birds catch fish right from your back patio. Search on YouTube ''For Sale Waterfront Vacation Home in Gulf Highlands Beach Resort'' for video tour. It's a larger floor plan with a glass-back design, giving you great views from the main living area and the primary bedroom. Located in a prime spot directly across from a heated pool (seasonal) and just a short walk to the sand, with two convenient beach accesses nearby–the private community access on the west side and public beach access #38 on the east. Inside, the unit shows great and has been well taken care of. Features include granite countertops in the kitchen and a tiled walk-in shower in the primary bathroom. The large window in the primary bedroom overlooking the canal is a standout feature. Sold fully furnished and ready to enjoy or rent right away. Additional highlights: Short-term rentals allowed with strong GRI potential, VA & FHA approved, Low HOA, 2 assigned parking spaces right in front, Golf cart included. The community amenities are hard to beat and included in the HOA ($1,121.84 per quarter, not monthly): 11 pools (5 heated), private beach house with beachfront pool and snack bar, tennis, pickleball, shuffleboard, fitness center, 18-hole mini golf, playgrounds, conference center, plus internet, lawn care, trash, pest control, and termite bond. Golf carts are welcome, making it easy to get around the community or head to the beach. Whether you're looking for a full-time home, beach getaway, or investment property, this one checks all the boxes.

Pool Features

Heated – Gas: Yes

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes

Association Fees Include

Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Mini Golf: Yes
Pest Control: Yes
Playground: Yes
Pool: Yes
Trash Disposal: Yes
Irrigation: Yes
Termite Bond: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Living Room

First: Yes

Lot Features

Flood Insurance Req: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Assigned: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Mini Golf: Yes
Playground: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Pickle Ball: Yes
Shuffleboard Court: Yes

Rooms

Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Master Bedroom

Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Natural Gas: Yes

Security Features

Gated with Guard: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Gas; Refrigerator; Washer; Water Heater – Gas Master Bedroom: Second Cooling: Central Air; Electric Heating: Central; Natural Gas Association Fees Include: Business Center; Community Room; Exercise Room; Gated Community; Internet-WiFi; Irrigation; Ground Keeping; Management; Mini Golf; Pest Control; Playground; Pool; Termite Bond; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Furnished Living Room: First Lot Features: Flood Insurance Req; Within 1/2 Mile to Water Pool Features: Heated – Gas Security Features: Gated with Guard Parking Features: Assigned Association Amenities: Community Room; Exercise Room; Gated Community; Mini Golf; Pickle Ball; Playground; Pool; Security-24 hour; Shuffleboard Court; Tennis; Waterfront Rooms: Living Room; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterview: Canal Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	16 x 13	16.00	13.00
Living Room	First	17 x 13	17.00	13.00

Listing Office: Dalton Wade Inc

Last Updated: June – 01 – 2026

Information deemed reliable but not guaranteed.