2400 W Beach Drive, Panama City, FL 32401 (MLS# 793702)

2400 W Beach Drive, Panama City, FL 32401

New Listing

$799,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,709 Lot Size (sq. ft.): 10,890 Status: Active

Current Price: $799,000 List Date: 8/07/2026 Last Modified: 8/07/2026

Overview

Description

Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a q … (Read more) Experience the best of waterfront living on one of Panama City’s most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you’ll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you’re hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit — giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you’ll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida’s Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock — a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you’re searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County’s most sought-after locations. Don’t miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you’ll be proud to call home.

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Listing Details MLS# 793702

Contract Info

List Price/SqFt: 467.52

Location

Area: 02 – Bay County – Central
Street #: 2400
Street Direction: W
Street Name: Beach
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Gwaltney Estates
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30141-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Head west on US-98 W (15th Street). Turn left (south) onto Frankford Avenue. Continue straight until you reach W Beach Drive. Turn right onto W Beach Drive. Continue a short distance–the home will be on your right, directly across from St. Andrews Bay.
Legal Description: GWALTNEY ESTATE PLAT BEG 174'E OF SW COR OF BLK 12 TH N 95' E 90' TH S TO SE COR OF BLK 12 TH WLY TO POB BLK 12 *AND* COM AT SW COR BLK 12 E ALG N R/W W BEACH DR 174' S 75.43' TO PT ON SLY R/W BEACH DR FOR POB TH CONT S 23' NWLY & WLY ALG SEAWALL 28' N 14.87' TO SLY R/W W BEACH DR ELY 27.15' TO POB ORB 3461 P 1954

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1709
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1917
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 28.0 ft x 80.0 ft
Acreage: 0.26
Lot Size (SqFt): 10890
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 4619.98
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit — giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock — a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

Dining Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Lighting – Recessed: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Vinyl: Yes

Exterior

Deck Open: Yes
Fenced Lot-Part: Yes
Porch Covered: Yes

Waterfront Feature

Boat Slip: Yes
Dock: Yes
Bulkhead/Seawall: Yes

Other Structures

Shed(s): Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Parking Features

Carport Detached: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Full Bathroom

First: Yes

Waterfront Type

Bay/Harbor: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Electric Exterior: Deck Open; Fenced Lot-Part; Porch Covered Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: City Street Primary Bathroom: First Dining Room: First Parking Features: Carport Detached Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Bay

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	15 x 15	15.00	15.00
Bedroom	First	15 x 12	15.00	12.00
Bedroom	First	11 x 10	11.00	10.00
Living Room	First	15 x 13	15.00	13.00
Dining Room	First	9 x 13	9.00	13.00
Kitchen	First	11 x 11	11.00	11.00
Primary Bathroom	First	9 x 6	9.00	6.00
Full Bathroom	First	9 x 5	9.00	5.00

Listing Office: Think Real Estate

Last Updated: August – 07 – 2026

Information deemed reliable but not guaranteed.