2432 Valley Oak Court A&B, Panama City Beach, FL 32408 (MLS# 782721)

2432 Valley Oak Court A&B, Panama City Beach, FL 32408

$475,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,196 Status: Active

Current Price: $475,000 List Date: 5/31/2026 Last Modified: 8/12/2026

Overview

Description

Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you’re just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.

Listing Details MLS# 782721

Contract Info

List Price/SqFt: 216.3

Location

Area: 03 – Bay County – Beach
Street #: 2432
Street Name: Valley Oak Court A&B
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: North Lagoon Oaks
Community/Resort: North Lagoon Oaks
Waterfront: No
Parcel ID: 30167-808-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Heading South on Thomas Drive, turn right onto Summer Oak Drive. Make a right onto Grand Oaks Lane and then make a left on Valley Oak Courtt. Duplex will be on the left.
Legal Description: NORTH LAGOON OAKS 7TH ADD. LOT 2 BLK D ORB 4713 P 2049

General Property Info

Sub-Type: Duplex Multi-Units
Design: Duplex
Apx SqFt(Htd/Cooled): 2196
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
Accessory Dwelling Unit: No
Year Built: 2019
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 75 x 150
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 5054
Last Tax Year: 2024
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you're just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

More Information

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Open: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

Public Water – Connected: Yes
Septic Tank: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Electric Exterior: Fenced Back Yard; Patio Open Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: City Street; Paved Road Parking Features: Driveway; Garage Attached Rooms: Bedroom; Kitchen; Living Room Showing: ShowingTime Utilities: Public Water – Connected; Septic Tank

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	11 x 11	11.00	11.00
Bedroom	First	11 x 13	11.00	13.00
Living Room	First	19 x 13	19.00	13.00
Kitchen	First	11 x 8	11.00	8.00

Listing Office: EXP Realty LLC

Last Updated: August – 12 – 2026

Information deemed reliable but not guaranteed.