245 N Wells Street, Panama City Beach, FL 32413 (MLS# 796134)

245 N Wells Street, Panama City Beach, FL 32413

New Listing

$615,000

Virtual Tour

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10-web-or-mls-PANHANDLE - 245 N WELLS ST

11-web-or-mls-PANHANDLE - 245 N WELLS ST

12-web-or-mls-PANHANDLE - 245 N WELLS ST

13-web-or-mls-PANHANDLE - 245 N WELLS ST

14-web-or-mls-PANHANDLE - 245 N WELLS ST

15-web-or-mls-PANHANDLE - 245 N WELLS ST

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,925 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $615,000 List Date: 10/01/2026 Last Modified: 10/02/2026

Overview

Description

Welcome to Laguna Haven, a secluded gated community on the desirable west end of Panama City Beach, conveniently located north of US-98 and less than one mile from the beach. This beautifully appointed Florence floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage–and is being offered fully furnished with elegant, modern coastal furnishings, creating a turnkey opportunity for a primary residence, second home, or investment property. Thoughtfully furnished and currently arranged to sleep up to 12, this home provides a flexible, guest-ready layout for personal enjoyment or vacation-rental use. Inside, the home features wood-look porcelain tile flooring, soaring ceilings, crown molding, bullnose corners, recessed lighting, and a designer lighting package that create a polished yet relaxed coastal feel. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen showcases Samsung fingerprint-resistant stainless-steel appliances, soft-cl … (Read more) Welcome to Laguna Haven, a secluded gated community on the desirable west end of Panama City Beach, conveniently located north of US-98 and less than one mile from the beach. This beautifully appointed Florence floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage–and is being offered fully furnished with elegant, modern coastal furnishings, creating a turnkey opportunity for a primary residence, second home, or investment property. Thoughtfully furnished and currently arranged to sleep up to 12, this home provides a flexible, guest-ready layout for personal enjoyment or vacation-rental use. Inside, the home features wood-look porcelain tile flooring, soaring ceilings, crown molding, bullnose corners, recessed lighting, and a designer lighting package that create a polished yet relaxed coastal feel. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen showcases Samsung fingerprint-resistant stainless-steel appliances, soft-close Shaker cabinetry, a walk-in pantry, under-mount sink, Calacatta Bravos quartz countertops, and a stylish backsplash. The furnishings and décor complement the home’s updated finishes, creating an inviting, elevated beach-inspired atmosphere from the moment you enter. The primary suite offers tray ceilings and recessed LED lighting, while the ensuite bath includes dual sinks, Shaker-style vanity cabinetry, designer fixtures, and a custom-tiled walk-in shower with glass enclosure. Three additional bedrooms provide flexible space for guests, family, a home office, or rental accommodations. Both baths carry through the home’s quality finishes with porcelain tile, designer fixtures, and modern cabinetry. Step outside to enjoy an added back deck overlooking the pond, offering a peaceful setting for morning coffee, evening gatherings, or simply taking in the water views. Aluminum fencing defines the backyard while preserving the open pond view. A security system with cameras adds peace of mind. The fully landscaped yard includes a built-in sprinkler system with a separate irrigation meter. The spacious laundry room and attached two-car garage provide excellent storage and everyday convenience. Laguna Haven residents enjoy HOA-provided front-yard and common-area landscaping only, along with trash pickup, community lighting, fountain, and gate maintenance. Backyard landscaping and maintenance are the owner’s responsibility. Public water and sewer are available. With nearby schools, shopping, restaurants, entertainment along Panama City Beach Parkway and 30A, beach proximity, and short-term rentals permitted, this furnished home is ready to enjoy or rent from day one.

Listing Details MLS# 796134

Contract Info

List Price/SqFt: 319.48

Location

Area: 03 – Bay County – Beach
Street #: 245
Street Direction: N
Street Name: Wells
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Laguna Haven
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 38319-150-160
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: US-98 West to N Wells St.
Legal Description: LAGUNA HAVEN LOT 16 ORB 4694 P 1847

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1925
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2023
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 50.0 ft x 110.0 ft
Acreage: 0.13
Lot Size (SqFt): 5227
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 490
HOA Frequency: Quarterly
HOA Annual Amount: 1960
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
Last Taxes: 5287.1
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Welcome to Laguna Haven, a secluded gated community on the desirable west end of Panama City Beach, conveniently located north of US-98 and less than one mile from the beach. This beautifully appointed Florence floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage–and is being offered fully furnished with elegant, modern coastal furnishings, creating a turnkey opportunity for a primary residence, second home, or investment property. Thoughtfully furnished and currently arranged to sleep up to 12, this home provides a flexible, guest-ready layout for personal enjoyment or vacation-rental use. Inside, the home features wood-look porcelain tile flooring, soaring ceilings, crown molding, bullnose corners, recessed lighting, and a designer lighting package that create a polished yet relaxed coastal feel. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen showcases Samsung fingerprint-resistant stainless-steel appliances, soft-close Shaker cabinetry, a walk-in pantry, under-mount sink, Calacatta Bravos quartz countertops, and a stylish backsplash. The furnishings and décor complement the home's updated finishes, creating an inviting, elevated beach-inspired atmosphere from the moment you enter. The primary suite offers tray ceilings and recessed LED lighting, while the ensuite bath includes dual sinks, Shaker-style vanity cabinetry, designer fixtures, and a custom-tiled walk-in shower with glass enclosure. Three additional bedrooms provide flexible space for guests, family, a home office, or rental accommodations. Both baths carry through the home's quality finishes with porcelain tile, designer fixtures, and modern cabinetry. Step outside to enjoy an added back deck overlooking the pond, offering a peaceful setting for morning coffee, evening gatherings, or simply taking in the water views. Aluminum fencing defines the backyard while preserving the open pond view. A security system with cameras adds peace of mind. The fully landscaped yard includes a built-in sprinkler system with a separate irrigation meter. The spacious laundry room and attached two-car garage provide excellent storage and everyday convenience. Laguna Haven residents enjoy HOA-provided front-yard and common-area landscaping only, along with trash pickup, community lighting, fountain, and gate maintenance. Backyard landscaping and maintenance are the owner's responsibility. Public water and sewer are available. With nearby schools, shopping, restaurants, entertainment along Panama City Beach Parkway and 30A, beach proximity, and short-term rentals permitted, this furnished home is ready to enjoy or rent from day one.

Deck/Patio

First: Yes

More Information

Dining Room

First: Yes

Foyer

First: Yes

Garage

First: Yes

Great Room

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Coffered: Yes
Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Pantry: Yes
Security System: Yes
Split Bedroom: Yes
Window – Treatment Some: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Deck Open: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Patio Enclosed: Yes
Sprinkler System: Yes

Association Fees Include

Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Kitchen

First: Yes

Lot Features

Cleared: Yes
Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Retention Pond: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Gated Community: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Deck/Patio: Yes
Dining Room: Yes
Foyer: Yes
Full Bathroom: Yes
Garage: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes
Security System: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Other – See Remarks: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Other: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Deck Open; Double Pane Windows; Fenced Back Yard; Patio Enclosed; Sprinkler System Association Fees Include: Gated Community; Ground Keeping; Management; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Smart Thermostat Kitchen: First Lot Features: Cleared; Covenants & Rescrictions; Landscaped; Retention Pond; Sidewalk; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Primary Bathroom: First Dining Room: First Foyer: First Great Room: First Garage: First Laundry: First Security Features: Security System; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Gated Community; Sidewalks Rooms: Bedroom; Deck/Patio; Dining Room; Foyer; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: Security System; ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Other Waterview: Other – See Remarks Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Foyer	First	5.1 x 21.1	5.10	21.10
Bedroom	First	12 x 13.4	12.00	13.40
Bedroom	First	11 x 13.4	11.00	13.40
Full Bathroom	First	5.3 x 9.3	5.30	9.30
Bedroom	First	11.7 x 12.2	11.70	12.20
Laundry	First	6.9 x 9	6.90	9.00
Garage	First	19.4 x 20.7	19.40	20.70
Great Room	First	16.5 x 22.5	16.50	22.50
Kitchen	First	9.2 x 14.6	9.20	14.60
Dining Room	First	11 x 17	11.00	17.00
Primary Bedroom	First	13.4 x 15	13.40	15.00
Primary Bathroom	First	8.7 x 9	8.70	9.00
Deck/Patio	First	8.8 x 14	8.80	14.00

Listing Office: Coldwell Banker Realty

Last Updated: October – 02 – 2026

Information deemed reliable but not guaranteed.