245 Oxford Avenue, Panama City Beach, FL 32413 (MLS# 790604)

245 Oxford Avenue, Panama City Beach, FL 32413

New Listing

$609,500

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,300 Lot Size (sq. ft.): 10,498 Status: Pending

Current Price: $609,500 List Date: 5/31/2026 Last Modified: 6/05/2026

Overview

Description

This beautifully upgraded 3-bedroom, 2-bath home in one of Panama City Beach's most sought-after neighborhoods checks every box. Sitting on a generous lot with a private saltwater pool, this home was built for Florida living at its finest. Inside, you'll find custom cabinetry, granite countertops, stainless appliances, and updated flooring throughout the home. The open floor plan flows effortlessly to the outdoor living space, where the saltwater pool and lush backyard create a private retreat you'll never want to leave. The spacious primary suite features a jetted tub, separate shower, walk-in closet, and a layout designed for comfort and privacy. But the real story here is the location. Palmetto Trace sits directly across from Pier Park and Top Golf, walking distance to Panama City Beach's only dog-friendly beach, and minutes from Frank Brown Park, Aaron Bessant Park, and the Russell-Fields City Pier. With ECP airport just 15-17 minutes away and the incoming Tallahassee Memorial He … (Read more)

Listing Details MLS# 790604

Contract Info

List Price/SqFt: 265

Location

Area: 03 – Bay County – Beach
Street #: 245
Street Name: Oxford
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Palmetto Trace Phase 2
Community/Resort: None
Waterfront: No
Parcel ID: 32738-786-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From the Front entrance of Palmetto Trace Neighborhood located across the street From Pier Park. From Back Beach Road, turn into Cambridge Blvd. Take your 1st Left onto Biltmore Pl., then your 1st Right onto Oxford Ave. Follow Oxford Ave until it bends to the left and the house will be to your left. The Mailbox have the address number on them.
Legal Description: PALMETTO TRACE PHASE 2 37C LOT 86 ORB 3844 P 480

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2300
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2003
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 70 x 150
Acreage: 0.24
Lot Size (SqFt): 10498
Pool: Yes
Pool Type: Private

Status Change Info

Under Contract Date: 2026-06-04

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 249
HOA Frequency: Quarterly
HOA Annual Amount: 996
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4713
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bch
Condo Doc: No

Remarks & Misc

Remarks: This beautifully upgraded 3-bedroom, 2-bath home in one of Panama City Beach's most sought-after neighborhoods checks every box. Sitting on a generous lot with a private saltwater pool, this home was built for Florida living at its finest. Inside, you'll find custom cabinetry, granite countertops, stainless appliances, and updated flooring throughout the home. The open floor plan flows effortlessly to the outdoor living space, where the saltwater pool and lush backyard create a private retreat you'll never want to leave. The spacious primary suite features a jetted tub, separate shower, walk-in closet, and a layout designed for comfort and privacy. But the real story here is the location. Palmetto Trace sits directly across from Pier Park and Top Golf, walking distance to Panama City Beach's only dog-friendly beach, and minutes from Frank Brown Park, Aaron Bessant Park, and the Russell-Fields City Pier. With ECP airport just 15-17 minutes away and the incoming Tallahassee Memorial Healthcare facility just minutes away-, this neighborhood is only going to grow in demand. Two community pools, oak-lined streets, underground utilities, golf cart-friendly access, and a low HOA make this community as livable as it gets. Whether you're planting roots, seeking a second home, or looking for a high-demand long-term rental market, this is your opportunity to own in PCB before the next wave hits.

More Information

Bonus Room

First: Yes

Dining Room

First: Yes

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Inground: Yes
Saltwater: Yes

Sun Room

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Vaulted: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes

Construction/Siding

Concrete: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Stucco: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Patio Enclosed: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Management: Yes
Pool: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Interior

Smart Thermostat: Yes

Kitchen

First: Yes

Lot Features

Landscaped: Yes
Sidewalk: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBath Whirlpool: Yes
MBed First Floor: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Kitchen: Yes
Master Bedroom: Yes
Sun Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Wall Unit(s): Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Wall Unit(s) Heating: Central; Electric; Heat Pump Exterior: Deck Open; Fenced Back Yard; Patio Enclosed; Sprinkler System Association Fees Include: Accounting; Management; Pool; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Smart Thermostat Kitchen: First Lot Features: Landscaped; Sidewalk Bonus Room: First Dining Room: First Pool Features: Fenced; Gunite Concrete; Inground; Saltwater Sun Room: First Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Pool; Sidewalks Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Master Bedroom; Sun Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Kitchen	First	14 x 14	14.00	14.00	Island Seats 6
Dining Room	First	13 x 13	13.00	13.00
Sun Room	First	27 x 16	27.00	16.00
Master Bedroom	First	17 x 16	17.00	16.00
Bedroom	First				2nd
Bedroom	First				3rd
Bonus Room	First

Listing Office: Counts Real Estate Group Inc

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.