245 Villa Bay Drive, Panama City Beach, FL 32407 (MLS# 796660)

245 Villa Bay Drive, Panama City Beach, FL 32407

New Listing

$350,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,791 Lot Size (sq. ft.): 5,445 Status: Active

Current Price: $350,000 List Date: 10/16/2026 Last Modified: 10/18/2026

Overview

Description

Professional photos coming soon. Coastal Craftsman Gem in Emerald Cove Villas in Panama City Beach, FL! Welcome to your dream home in the highly desirable community of Emerald Cove Villas! This elegant 4-bedroom, 2-bathroom one-story Coastal Craftsman-style home offers spacious, open-concept living. Built in 2020, this newer construction residence combines modern comfort with timeless design. Pride of ownership is very apparent as this home is in pristine condition. In the gourmet kitchen prepare meals in style with stainless steel appliances, a large island, alpha white granite countertops, white subway tile backsplash, and a spacious pantry. Retreat to your own private sanctuary in the luxurious master en suite featuring a double vanity with alpha white granite countertops, walk-in closet, a roomy shower, soaking tub and a water closet. With Smart Home Technology already built in, enjoy the latest in home automation for added convenience and security. This home is located in a cul-de … (Read more) Professional photos coming soon. Coastal Craftsman Gem in Emerald Cove Villas in Panama City Beach, FL! Welcome to your dream home in the highly desirable community of Emerald Cove Villas! This elegant 4-bedroom, 2-bathroom one-story Coastal Craftsman-style home offers spacious, open-concept living. Built in 2020, this newer construction residence combines modern comfort with timeless design. Pride of ownership is very apparent as this home is in pristine condition. In the gourmet kitchen prepare meals in style with stainless steel appliances, a large island, alpha white granite countertops, white subway tile backsplash, and a spacious pantry. Retreat to your own private sanctuary in the luxurious master en suite featuring a double vanity with alpha white granite countertops, walk-in closet, a roomy shower, soaking tub and a water closet. With Smart Home Technology already built in, enjoy the latest in home automation for added convenience and security. This home is located in a cul-de-sac at the end of a dead street with little to no traffic. Relax on the covered front porch or the back patio, perfect for entertaining guests with privacy afforded by the 6′ shadow box privacy fence. Additional custom upgrades include the addition of traverstone pavers extending the covered back patio and a shallow well for lawn irrigation saving you over $1,000 a year in water bills. This home comes with an attached 2-car garage for secure parking and extra storage. Just a short distance west of the Hathaway Bridge and 3 short miles from the World’s Most Beautiful Beaches and even closer to four marinas and several public boat ramps, Gulf Coast State College, FSU Panama City Campus, and the Port of Panama City. Convenient access to shopping, dining, and entertainment options. Street lighting, sidewalks, underground utilities, and a neighborhood dog park make this friendly neighborhood feel like home. This remarkable home blends luxury, convenience, and natural beauty. Don’t miss the opportunity to call this exceptional property your own! Short and long term rentals allowed. Verify measurements if important.

Listing Details MLS# 796660

Contract Info

List Price/SqFt: 195.42

Location

Area: 03 – Bay County – Beach
Street #: 245
Street Name: Villa Bay
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Emerald Cove Villas
Community/Resort: None
Waterfront: No
Parcel ID: 27541-500-194
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling West over the Hathaway Bridge, take the second right on Wildwood Road then left into Emerald Cove Villas on Emerald Cove St, take first left, then next left onto Villa Bay Drive. Home is in the culdesac on the left.
Legal Description: EMERALD COVE VILLAS LOT 97 ORB 4238 P 968

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1791
SqFt Source: An Appraiser
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 2020
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 55.0 ft x 100.0 ft
Acreage: 0.12
Lot Size (SqFt): 5445
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 620
HOA Frequency: Annually
HOA Annual Amount: 620
New Buyer Fee: No
Last Taxes: 3936.63
Last Tax Year: 2025
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.
As Is: Yes

Remarks & Misc

Remarks: Professional photos coming soon. Coastal Craftsman Gem in Emerald Cove Villas in Panama City Beach, FL! Welcome to your dream home in the highly desirable community of Emerald Cove Villas! This elegant 4-bedroom, 2-bathroom one-story Coastal Craftsman-style home offers spacious, open-concept living. Built in 2020, this newer construction residence combines modern comfort with timeless design. Pride of ownership is very apparent as this home is in pristine condition. In the gourmet kitchen prepare meals in style with stainless steel appliances, a large island, alpha white granite countertops, white subway tile backsplash, and a spacious pantry. Retreat to your own private sanctuary in the luxurious master en suite featuring a double vanity with alpha white granite countertops, walk-in closet, a roomy shower, soaking tub and a water closet. With Smart Home Technology already built in, enjoy the latest in home automation for added convenience and security. This home is located in a cul-de-sac at the end of a dead street with little to no traffic. Relax on the covered front porch or the back patio, perfect for entertaining guests with privacy afforded by the 6' shadow box privacy fence. Additional custom upgrades include the addition of traverstone pavers extending the covered back patio and a shallow well for lawn irrigation saving you over $1,000 a year in water bills. This home comes with an attached 2-car garage for secure parking and extra storage. Just a short distance west of the Hathaway Bridge and 3 short miles from the World's Most Beautiful Beaches and even closer to four marinas and several public boat ramps, Gulf Coast State College, FSU Panama City Campus, and the Port of Panama City. Convenient access to shopping, dining, and entertainment options. Street lighting, sidewalks, underground utilities, and a neighborhood dog park make this friendly neighborhood feel like home. This remarkable home blends luxury, convenience, and natural beauty. Don't miss the opportunity to call this exceptional property your own! Short and long term rentals allowed. Verify measurements if important.

Dining Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Privacy: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Ground Keeping: Yes
Other – See Remarks: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes
Floor – Carpet: Yes
Smart Home: Yes
Smart Thermostat: Yes

Living Room

First: Yes

Lot Features

Cul-De-Sac: Yes
Dead End: Yes
Interior Lot: Yes
Landscaped: Yes
Near Public Boat Ramp: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Association Amenities

Dog Park: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Fenced Privacy; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; Ground Keeping; Other – See Remarks Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet; Smart Home; Smart Thermostat Living Room: First Lot Features: Cul-De-Sac; Dead End; Interior Lot; Landscaped; Near Public Boat Ramp; Sidewalk; Subdivision – Recorded; Survey Available; Within 1/2 Mile to Water Lot Access: Paved Road Dining Room: First Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Dog Park; Sidewalks Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	15 x 11	15.00	11.00
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	13 x 12	13.00	12.00
Living Room	First	16 x 15	16.00	15.00
Dining Room	First	11 x 11	11.00	11.00

Listing Office: Keller Williams Success Realty

Last Updated: October – 18 – 2026

Information deemed reliable but not guaranteed.