2584 Roche Road, Chipley, FL 32428 (MLS# 796398)

2584 Roche Road, Chipley, FL 32428

New Listing

$299,999

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,016 Lot Size (sq. ft.): 380,279 Status: Active

Current Price: $299,999 List Date: 10/08/2026 Last Modified: 10/08/2026

Overview

Description

This beautiful waterfront property offers the perfect blend of privacy, comfort, and convenience. Nestled in a peaceful country setting with easy access from a paved road and private drive, this unique property provides a quiet retreat while remaining just 15 minutes from Vernon and approximately 25 minutes from Chipley. The home is equipped with a 4-ton Rheem heat pump system rated at 14 SEER. The kitchen appliances are approximately four years old, and the roof was replaced in 2019. Upgraded vinyl siding provides a thicker, higher-quality exterior finish and is double wrapped for added efficiency. Additional exterior features include aluminum gutters and vinyl soffits. Inside, the spacious primary bathroom features a luxurious walk-in shower that creates a relaxing, spa-like atmosphere. Covered front and back porches provide the perfect places to unwind, enjoy the peaceful surroundings, and watch the deer and other wildlife that frequently visit the property. One of the most … (Read more)

Listing Details MLS# 796398

Contract Info

List Price/SqFt: 148.81

Location

Area: 10 – Washington County
Street #: 2584
Street Name: Roche
Street Suffix: Road
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1003 – Washington SW
Subdivision: Spring Lakes Estates
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 00000000-00-3297-0003
Elementary School: Vernon Elementary
Middle School: Vernon
High School: Vernon
Directions: Take Hwy 77 north, turn left on 279, turn right on Roche Road, property is on the left.
Legal Description: 16 2 14 5.2 ORB 259 P 484 BEG.60'E, 448.3'S OF SWC OFSE4 OF SW1/4, RUN S.323.17', E.269.35', N.325', W.257.93' TO POB, ALSO PRCL DESC IN ORB 232 P 2198 ORB 238 P 774 ALSO OR 256 P 226, AND ESMT IN ORB 586 P 155. SUBJECT TO ESMT FOR COUNTY RD IN ORB 1037 P 395. (AND) 9 2 14 3.53 OR 1030 P 31 PARCEL DESC IN ORB 1030 P 31 AKA LOT 5 SPRING LAKES EST

General Property Info

Sub-Type: Mobile/Manufactured
Design: Double Wide
Apx SqFt(Htd/Cooled): 2016
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2009
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 760x269x760x385,256x398x419x385,361x158x409x435
Acreage: 8.73
Lot Size (SqFt): 380279
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 100
HOA Frequency: Annually
HOA Annual Amount: 100
Senior Community: No
New Buyer Fee: No
Last Taxes: 1014.82
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City

Remarks & Misc

Remarks: This beautiful waterfront property offers the perfect blend of privacy, comfort, and convenience. Nestled in a peaceful country setting with easy access from a paved road and private drive, this unique property provides a quiet retreat while remaining just 15 minutes from Vernon and approximately 25 minutes from Chipley. The home is equipped with a 4-ton Rheem heat pump system rated at 14 SEER. The kitchen appliances are approximately four years old, and the roof was replaced in 2019. Upgraded vinyl siding provides a thicker, higher-quality exterior finish and is double wrapped for added efficiency. Additional exterior features include aluminum gutters and vinyl soffits. Inside, the spacious primary bathroom features a luxurious walk-in shower that creates a relaxing, spa-like atmosphere. Covered front and back porches provide the perfect places to unwind, enjoy the peaceful surroundings, and watch the deer and other wildlife that frequently visit the property. One of the most impressive features is the setting itself. The property includes three beautiful spring-fed lakes, all stocked with largemouth bass and bream. With the lakes right in your backyard, it feels like having your own private swimming and recreation oasis without the maintenance of a pool. Whether you are looking for a full-time residence, a family retreat, or a peaceful weekend getaway, this one-of-a-kind property offers a rare opportunity to enjoy waterfront living, abundant wildlife, fishing, and the tranquility of the countryside. Schedule your private showing today and experience relaxing country living at its finest. All easurements are approximate and should be verified by buyer.

Den

First: Yes

More Information

Dining Room

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Roof – Gutters: Yes
Roof – Metal: Yes
Siding – Vinyl: Yes
Trim – Aluminum: Yes

Farm Info

Lake/River/Canal: Yes

Other Structures

Pole Barn: Yes

Association Fees Include

Dock: Yes
Fishing: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Dead End: Yes

Lot Access

State Highway: Yes

Parking Features

Garage Detached: Yes

Present Zoning

County: Yes
Horses Allowed: Yes

Rooms

Bedroom: Yes
Den: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Private Well: Yes
Septic Tank: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Heat Pump: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Full Bathroom: First Half Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Heat Pump Heating: Electric Farm Info: Lake/River/Canal Association Fees Include: Dock; Fishing; Water Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Dead End Lot Access: State Highway Primary Bathroom: First Den: First Dining Room: First Laundry: First Parking Features: Garage Detached Other Structures: Pole Barn Rooms: Bedroom; Den; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Utilities: Private Well; Septic Tank Waterfront Type: Lakefront Present Zoning: County; Horses Allowed

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	17.6 x 12.6	17.60	12.60	approximate
Primary Bathroom	First	12.6 x 10	12.60	10.00	approximate
Kitchen	First	12.6 x 14	12.60	14.00	approximate
Living Room	First	12.6 x 24	12.60	24.00	approximate
Laundry	First	12.6 x 7.6	12.60	7.60	approximate
Half Bathroom	First	3.6 x 7.3	3.60	7.30	approximate
Dining Room	First	12.6 x 14.6	12.60	14.60	approximate
Den	First	12.6 x 14.6	12.60	14.60	approximate
Full Bathroom	First	8.9 x 5	8.90	5.00	approximate
Bedroom	First	12.6 x 10.3	12.60	10.30	approximate
Bedroom	First	12.6 x 19	12.60	19.00	approximate

Listing Office: CENTURY 21 Commander Realty

Last Updated: October – 08 – 2026

Information deemed reliable but not guaranteed.