2601 Highway 20, Youngstown, FL 32466
New Listing
$3,750,000
Property Type:
Residential
Bedrooms:
6
Baths:
8
Square Footage:
7,351
Lot Size (sq. ft.):
7,840,800
Status:
Active
Current Price:
$3,750,000
List Date:
6/09/2026
Last Modified:
6/09/2026
Listing Details MLS# 791064
Contract Info
- List Price/SqFt
- 510.13
Location
- Area
- 04 – Bay County – North
- Street #
- 2601
- Street Name
- Highway 20
- State
- FL
- Zip Code
- 32466
- County
- Bay
- Sub Area
- 0413 – Bay North – Youngstown Area
- Subdivision
- [No Recorded Subdiv]
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- No
- Parcel ID
- 07415-080-000
- Elementary School
- Deane Bozeman
- Middle School
- Deane Bozeman
- High School
- Deane Bozeman
- Directions
- North on Highway 77. East on Highway20. Property on the Left.
- Legal Description
- 3 1S 14W -1.8- 96 COM SE COR TH N 1127.31' TO N R/W SR 20 TH SWLY 375' FOR POB TH SWLY 729.75' N 403.34' SWLY 544.50' S 403.34' SWLY 273.92' N 4371.08' TO N LINE OF SEC TH E 1941.56' S 3206.78' W 29.79' N 250' SWLY 344.97' S 1192.13' TO POB ORB 4622 P 2367
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Ranch
- Apx SqFt(Htd/Cooled)
- 7351
- SqFt Source
- Builders Plans
- Full Baths
- 6
- Half Baths
- 2
- Total Baths
- 8
- # of Stories in Building
- 2
- Year Built
- 2007
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 3
- Lot Dimensions
- 1950 x 4140
- Acreage
- 180
- Lot Size (SqFt)
- 7840800
- Pool
- Yes
- Pool Type
- Private
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 3153.29
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Rare Offering: 180-Acre Private Estate | Equestrian Friendly | Owner Financing Available Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 185 acres, a 60 x 100 outdoor building (6,000 square feet), 7-stall barn with tack room and bathroom, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living. Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2×6 framing for added efficiency and durability. The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors in mathroom, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await. The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home. The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish — the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature. This is more than a home — it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.
Pool Features
- Fenced
- Yes
- Gunite Concrete
- Yes
- Inground
- Yes
- Saltwater
- Yes
More Information
Appliances
- Cooktop – Gas
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Ice Maker
- Yes
- Instant Hot Water
- Yes
- Range – Gas
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Gas
- Yes
- Water Softener – Owned
- Yes
Interior Features
- Ceiling – Crwn Molding
- Yes
- Ceiling – Vaulted
- Yes
- Fireplace
- Yes
- Floor – Hardwood
- Yes
- Kitchen Island
- Yes
- Pantry
- Yes
- Security System
- Yes
- Stairs
- Yes
- Wet Bar
- Yes
Construction/Siding
- Brick Veneer
- Yes
- Concrete
- Yes
- Wood/Frame
- Yes
- Roof – Dimensional Shg
- Yes
- Siding – Stone
- Yes
Exterior
- Balcony
- Yes
- Built-in Barbecue/Grill
- Yes
- Fenced Lot-Part
- Yes
- Fire Pit
- Yes
- Summer Kitchen
- Yes
- Shower
- Yes
- Patio Covered
- Yes
- Porch Open
- Yes
- Sprinkler System
- Yes
- Storm Doors
- Yes
- Storm Windows
- Yes
Farm Info
- Barn – Hay
- Yes
- Barn – Horse
- Yes
- Barn – Livestock
- Yes
- Fenced – Pasture
- Yes
- Lake/River/Canal
- Yes
- Pasture
- Yes
- Pond
- Yes
Other Structures
- Stable(s)
- Yes
- Barn(s)
- Yes
- Outbuilding
- Yes
- Pole Barn
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- Seller Financing
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Smart Home
- Yes
- Smart Thermostat
- Yes
Lot Features
- Agricultural
- Yes
- Landscaped
- Yes
- Pasture
- Yes
Lot Access
- Gated Access
- Yes
- State Highway
- Yes
- Paved Road
- Yes
Parking Features
- Circular Driveway
- Yes
- Garage Attached
- Yes
Present Zoning
- Agriculture
- Yes
- County
- Yes
- Horses Allowed
- Yes
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Garbage
- Yes
- Generator
- Yes
- Internet – Fiber Optic
- Yes
- Phone – Connected
- Yes
- Private Well
- Yes
- Septic Tank
- Yes
Waterview
- Lake
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Lakefront
- Yes
Bedroom
- Basement
- Yes
- First
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
- Fireplace – Gas
- Yes
- Fireplace(s)
- Yes
Security Features
- Panic Alarm
- Yes
- Security Gate
- Yes
- Security System
- Yes
- Security System Owned
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Cooktop – Gas; Dishwasher; Disposal; Ice Maker; Instant Hot Water; Range – Gas; Refrigerator; Washer; Water Heater – Gas; Water Softener – Owned
Bedroom:
Basement; First
Cooling:
Central Air; Electric
Heating:
Central; Electric; Fireplace – Gas; Fireplace(s)
Exterior:
Balcony; Built-in Barbecue/Grill; Fenced Lot-Part; Fire Pit; Summer Kitchen; Shower; Patio Covered; Porch Open; Sprinkler System; Storm Doors; Storm Windows
Farm Info:
Barn – Hay; Barn – Horse; Barn – Livestock; Fenced – Pasture; Lake/River/Canal; Pasture; Pond
Financing:
Cash; Conventional; Seller Financing
Furnished:
Unfurnished
Interior:
Smart Home; Smart Thermostat
Lot Features:
Agricultural; Landscaped; Pasture
Lot Access:
Gated Access; State Highway; Paved Road
Pool Features:
Fenced; Gunite Concrete; Inground; Saltwater
Security Features:
Panic Alarm; Security Gate; Security System; Security System Owned; Smoke Detector(s)
Parking Features:
Circular Driveway; Garage Attached
Other Structures:
Barn(s); Outbuilding; Pole Barn
Rooms:
Bedroom; Primary Bedroom
Sale Type:
As Is
Utilities:
Electricity – Connected; Garbage; Generator; Internet – Fiber Optic; Phone – Connected; Private Well; Septic Tank
Waterfront Type:
Lakefront
Waterview:
Lake
Present Zoning:
Agriculture; County; Horses Allowed; Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Master Bedroom | First | 19 x 19 | 19.00 | 19.00 |
| Bedroom | First | 28 x 16 | 28.00 | 16.00 |
| Bedroom | First | 16 x 14 | 16.00 | 14.00 |
| Bedroom | Basement | 17 x 17 | 17.00 | 17.00 |
| Bedroom | Basement | 14 x 14 | 14.00 | 14.00 |
| Bedroom | Basement | 15 x 17 | 15.00 | 17.00 |
Listing Office:
Think Real Estate
Last Updated: June – 09 – 2026
Information deemed reliable but not guaranteed.