2603 Mystic Lane PO46, Panama City, FL 32408 (MLS# 792376)

2603 Mystic Lane PO46, Panama City, FL 32408

New Listing

$375,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,840 Status: Active

Current Price: $375,000 List Date: 7/08/2026 Last Modified: 7/08/2026

Overview

Description

Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two addit … (Read more) Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef’s kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home’s recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you’ve been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won’t want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

Listing Details MLS# 792376

Contract Info

List Price/SqFt: 203.8

Location

Area: 03 – Bay County – Beach
Street #: 2603
Street Name: Mystic
Street Suffix: Lane
Unit #: PO46
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Waterhaven
Community/Resort: None
Waterfront: No
Parcel ID: 40000-050-036
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Turn onto Magnolia Beach Road (near Bay Point). Continue and follow signs/roads into the Bay Point community area. Turn onto Delwood Beach Rd / follow local roads toward Mystic Lane. Arrive at 2603 Mystic Ln PO46, Panama City Beach, FL 32408. GPS is also accurate
Legal Description: Unit PO46 of Waterhaven f/k/a Magnolia Plantation of St. Andrews Bay, a condominium according to the Declaration of Condominium thereof as recorded in Offical Records Book 2904, Page 186, of the Public Records of Bay County, Florida together with an undivided interest in common elements appurtenant thereto.

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1840
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 3
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Assigned Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2964
HOA Frequency: Quarterly
HOA Annual Amount: 11856
New Buyer Fee: No
Last Taxes: 3512
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you've been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won't want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

Dining Room

First: Yes

More Information

Loft

Second: Yes

Pool Features

Fenced: Yes
Inground: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Gas: Yes
Wine Refrigerator: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Hardwood: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Skylight(s): Yes
Wet Bar: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Patio Covered: Yes

Waterfront Feature

Boat Launch: Yes
Dock: Yes
Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Boat Launch: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Dumpster: Yes
Exercise Room: Yes
Fishing: Yes
Gas: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Picnic Area: Yes
Pool: Yes
Theater: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Ceiling – Tray: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Alley Access: Yes
Gated: Yes
Gravel: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Boat Launch: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Dumpster: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Theater: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Loft: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Security Features

Gated Community: Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Dryer; Microwave; Oven – Gas; Refrigerator; Washer; Water Heater – Gas; Wine Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Covered; Patio Covered Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Boat Launch; Community Room; Dock; Dumpster; Fishing; Exercise Room; Gas; Gated Community; Insurance; Ground Keeping; Conference Center; Picnic Area; Pool; Theater Financing: Cash; Conventional; FHA Furnished: Unfurnished Interior: Bonus Room; Ceiling – Tray; Floor – Carpet Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road; Private Road Dining Room: First Loft: Second Pool Features: Fenced; Inground Security Features: Gated Community Parking Features: Alley Access; Gated; Gravel; Paved Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Boat Launch; Business Center; Community Room; Dock; Dumpster; Fishing; Exercise Room; Gated Community; Conference Center; Picnic Area; Pool; Sidewalks; Theater Rooms: Bedroom; Dining Room; Kitchen; Living Room; Loft; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Boat Launch; Dock; Shore – Beach Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16.8 x 13.5	16.80	13.50
Bedroom	First	12.3 x 11.5	12.30	11.50
Bedroom	First	12.6 x 11.3	12.60	11.30
Loft	Second	12 x 10.6	12.00	10.60
Living Room	First	19.8 x 15.7	19.80	15.70
Dining Room	First	12 x 10.6	12.00	10.60
Kitchen	First	12 x 10	12.00	10.00

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: July – 08 – 2026

Information deemed reliable but not guaranteed.