2604 Mystic Lane PO13, Panama City, FL 32408

$365,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,608 Status: Active
Current Price: $365,000 List Date: 6/17/2026 Last Modified: 7/22/2026

Overview

Description

Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven–a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest priv

Listing Details MLS# 791498

Contract Info

List Price/SqFt
226.99

Location

Area
03 – Bay County – Beach
Street #
2604
Street Name
Mystic
Street Suffix
Lane
Unit #
PO13
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Waterhaven
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-050-015
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
Driving South on Navy Blvd., turn left on Magnolia Beach Road between Publix and Aldi. Stay left on Magnolia Beach Road at the Y. Continue straight- Waterhaven will be on the left with a gate to enter.
Legal Description
WATERHAVEN UNIT P013 TYPE F9 3BR 2.5B ORB 2904 P 186 1608 SF ORB 4069 P 1881

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled)
1608
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
Year Built
2007
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Pool
Yes
Pool Type
Community
Lot Dimensions
No

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
2827.66
HOA Frequency
Quarterly
HOA Annual Amount
11310.64
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven–a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home–it's a lifestyle.

Dining Room

First
Yes

More Information

Pool Features

Fenced
Yes
Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range – Gas
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Coffered
Yes
Ceiling – Crwn Molding
Yes
Elevator
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Wet Bar
Yes

Construction/Siding

Brick Veneer
Yes
Siding – Hardie Board
Yes

Exterior

Balcony
Yes
Columns
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Community Room
Yes
Dock
Yes
Dumpster
Yes
Exercise Room
Yes
Fishing
Yes
Gated Community
Yes
Ground Keeping
Yes
Picnic Area
Yes
Pool
Yes
Recreational Faclty
Yes
Repairs/Maintenance
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes

Living Room

First
Yes

Lot Features

Covenants & Rescrictions
Yes
Dead End
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes
Private Road
Yes

Association Amenities

Beach
Yes
Boat Launch
Yes
Community Room
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Fishing
Yes
Gated Community
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Living Room
Yes
Primary Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterfront Type

Bay/Harbor
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Electric
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Separate Shwr
Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Gas Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Balcony; Columns Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Dock; Dumpster; Fishing; Exercise Room; Gated Community; Ground Keeping; Repairs/Maintenance; Picnic Area; Pool; Recreational Faclty Furnished: Unfurnished Interior: Floor – Carpet Living Room: First Lot Features: Covenants & Rescrictions; Dead End; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Dining Room: First Pool Features: Fenced; Inground Association Amenities: Beach; Boat Launch; Community Room; Dumpster; Elevators; Fishing; Exercise Room; Gated Community Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor

Room Information

Room Name Level Dimensions Length Width
Primary Bedroom First 16 x 13 16.00 13.00
Bedroom First 12 x 11 12.00 11.00
Bedroom First 12 x 11 12.00 11.00
Living Room First 19 x 15 19.00 15.00
Dining Room First 12 x 10 12.00 10.00
Listing Office: Think Real Estate
Last Updated: July – 22 – 2026
Information deemed reliable but not guaranteed.