2605 Mystic Lane PO21, Panama City Beach, FL 32408

$359,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,322 Status: Active
Current Price: $359,000 List Date: 2/06/2026 Last Modified: 5/30/2026

Overview

Description

Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher, ice maker and wine chiller at the wet bar. Water system added and HVAC replaced in 2020. The laundry/pantry door leads to the back-side parking and elevator. There is also extra storage for this unit conveniently located on the top floor. From the hardwood floors to the trey ceilings and crown molding throughout, you'll want to call this house your home. Enjoy the bay view lounging at the pool or enjoy a walk along one of the largest private piers in the area. Club house includes theater, meeting room, kitchen, fitness center and outdoor kitchen. HOA management office is also located in the Club House. Come see this one-of-a-kind com

Listing Details MLS# 784806

Contract Info

List Price/SqFt
271.56

Location

Area
03 – Bay County – Beach
Street #
2605
Street Name
Mystic
Street Suffix
Lane
Unit #
PO21
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Waterhaven
Community/Resort
None
Waterfront
No
Parcel ID
40000-050-019
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
On Thomas Dr turn between Publix and Winn Dixie, stay left on Magnolia Beach Rd as road turns . Left into Waterhaven. Use gate code to get in and once inside gate, stay straight and condo on your right. First floor on the left.
Legal Description
WATERHAVEN UNIT P021 TYPE E5 2BR 2B ORB 2904 P 186 1322 SF ORB 4399 P 911

General Property Info

Sub-Type
Condominium
Floor Number
Yes
Design
Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled)
1322
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
3
Year Built
2007
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

Homestead
No
HOA Fee
Yes
HOA Amount
2183
HOA Frequency
Quarterly
HOA Annual Amount
8732
New Buyer Fee
No
Last Taxes
4022
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher, ice maker and wine chiller at the wet bar. Water system added and HVAC replaced in 2020. The laundry/pantry door leads to the back-side parking and elevator. There is also extra storage for this unit conveniently located on the top floor. From the hardwood floors to the trey ceilings and crown molding throughout, you'll want to call this house your home. Enjoy the bay view lounging at the pool or enjoy a walk along one of the largest private piers in the area. Club house includes theater, meeting room, kitchen, fitness center and outdoor kitchen. HOA management office is also located in the Club House. Come see this one-of-a-kind community.

Dining Room

First
Yes

More Information

Pool Features

Heated – Gas
Yes
Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Ice Maker
Yes
Microwave
Yes
Oven – Gas
Yes
Range – Gas
Yes
Range Hood
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes
Water Purifier – Owned
Yes
Wine Cooler
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Crwn Molding
Yes
Floor – Hardwood
Yes
Floor – Tile
Yes
Lighting – Recessed
Yes
Wet Bar
Yes

Construction/Siding

Wood/Frame
Yes
Roof – Metal
Yes
Siding – Hardie Board
Yes
Trim – Hardie Board
Yes

Exterior

Columns
Yes
Porch Covered
Yes

Other Structures

Other
Yes

Association Fees Include

Accounting
Yes
Community Room
Yes
Conference Center
Yes
Exercise Room
Yes
Gated Community
Yes
Insurance
Yes
Management
Yes
Master Association
Yes
Pest Control
Yes
Pool
Yes
Sewer
Yes
Theater
Yes
Trash Disposal
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Unfurnished
Yes

Interior

Ceiling – Tray
Yes
Floor – Carpet
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Covenants & Rescrictions
Yes

Lot Access

Gated Access
Yes
Paved Road
Yes

Parking Features

Gated
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes
MBath Walk-In Closet
Yes
MBed First Floor
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Boat Launch
Yes
Community Room
Yes
Conference Center
Yes
Dumpster
Yes
Exercise Room
Yes
Fishing
Yes
Gated Community
Yes
Pool
Yes
Separate Storage
Yes
Theater
Yes
Waterfront
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Utilities

Cable – Available
Yes
Electricity – Availabile
Yes
Garbage
Yes
Natural Gas – Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes
Other – See Remarks
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Security Features

Gated Community
Yes
Security Gate
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Electric; Water Purifier – Owned; Wine Cooler Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Columns; Porch Covered Association Fees Include: Accounting; Community Room; Exercise Room; Gated Community; Insurance; Management; Master Association; Conference Center; Pest Control; Pool; Sewer; Theater; Trash Disposal; Water Financing: Cash; Conventional Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions Lot Access: Gated Access; Paved Road Dining Room: First Pool Features: Heated – Gas; Inground Security Features: Gated Community; Security Gate; Smoke Detector(s) Parking Features: Gated Other Structures: Other Association Amenities: BBQ Pit/Grill; Beach; Boat Launch; Community Room; Dumpster; Fishing; Exercise Room; Gated Community; Conference Center; Pool; Separate Storage; Theater; Waterfront Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is; Other – See Remarks Utilities: Cable – Available; Electricity – Availabile; Garbage; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width Remarks
Master Bedroom First 14 x 13 14.00 13.00 Approximate
Living Room First 18 x 12.5 18.00 12.50 Approximate
Kitchen First 13 x 12 13.00 12.00 Approximate
Bedroom First 13 x 11.5 13.00 11.50 Approximate
Dining Room First 13 x 12.5 13.00 12.50 Approximate
Listing Office: Anchor Realty Florida
Last Updated: May – 30 – 2026
Information deemed reliable but not guaranteed.