262 Palatka Street, Panama City Beach, FL 32413

$796,910
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,451 Status: Pending
Current Price: $796,910 List Date: 1/30/2026 Last Modified: 1/30/2026

Description

Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes—a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 4-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2×6 exterior walls, impact-resistant windows, and durable James Hardie siding—offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes. This oversized homesite features woodland views and plenty of room for a pool. The owner’s suite provides a relaxing escape, complete with a frameless walk-in shower and built-in seating—bringing spa-like luxury to your daily routine. With our Mortgage company CTC mortgage ask us about special financing options with rates in the low 3% range. Located in Panama City Beaches newest master planned community, Saltgrass at Ward Creek, offering resident only amenities that includes Lawn care, resort style pool & Pavillion, & pickleball courts. This home offers easy access to Panama City Beach, 30A, Pier Park, & less than 15 minutes from the airport, without the traffic and congestion. Recent announcements to the area include the new TMH/FSU Hospital, West Bay Shopping Center, and a Publix opening in Spring 2026. The Lila delivers luxury, space, and a prime location.

More Information MLS# 784434

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 187 HOA Frequency: Monthly HOA Annual Amount: 2244 New Buyer Fee: No Last Taxes: 172 Last Tax Year: 2025 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 325.14 Status: Pending List Date: 2026-01-30 List Price: $796,910 Current Price: $796,910

Location

Sub Area: 0322 – Beach – North West Community/Resort: None Waterfront: No Elementary School: West Bay Middle School: Surfside High School: Arnold Directions: From PCB head west on Hwy 98, take a left on Hwy 79. Go approximately 1.9 miles and entrance is on your left. Sales Office is 573 Millbridge Drive, Panama City Beach, FL 32413. Area: 03 – Bay County – Beach Street #: 262 Street Name: Palatka Street Suffix: Street State: FL Zip Code: 32413 County: Bay Subdivision: Salt Grass at Ward Creek Parcel ID: 32717-350-044 Legal Description: WARD CREEK PH 2B LOT 145 ORB 4970 P 588

General Property Info

Acreage: 0 Design: Traditional Lot Size (SqFt): 0 Apx SqFt(Htd/Cooled): 2451 Construction Status: To Be Built SqFt Source: Builders Plans Lot Dimensions: 0 New Construction: Yes Garage Y/N: Yes Garage Spaces: 2 Pool: No Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 3 Year Built: 2025

Remarks & Misc

Remarks: Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes—a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 4-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2×6 exterior walls, impact-resistant windows, and durable James Hardie siding—offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes. This oversized homesite features woodland views and plenty of room for a pool. The owner’s suite provides a relaxing escape, complete with a frameless walk-in shower and built-in seating—bringing spa-like luxury to your daily routine. With our Mortgage company CTC mortgage ask us about special financing options with rates in the low 3% range. Located in Panama City Beaches newest master planned community, Saltgrass at Ward Creek, offering resident only amenities that includes Lawn care, resort style pool & Pavillion, & pickleball courts. This home offers easy access to Panama City Beach, 30A, Pier Park, & less than 15 minutes from the airport, without the traffic and congestion. Recent announcements to the area include the new TMH/FSU Hospital, West Bay Shopping Center, and a Publix opening in Spring 2026. The Lila delivers luxury, space, and a prime location.

Great Room

First: 1

Appliances

Cooktop – Gas: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Oven – Electric: 1 Water Heater – Tankless: 1

Interior Features

Floor – Vinyl Plank: 1 Kitchen Island: 1 Pantry: 1 Split Bedroom: 1

Construction/Siding

Wood/Frame: 1

Exterior

Patio Covered: 1

Association Fees Include

Ground Keeping: 1 Pool: 1 Tennis: 1

Furnished

Unfurnished: 1

Interior

Ceiling – Tray: 1

Lot Features

Landscaped: 1

Lot Access

Paved Road: 1

Parking Features

Driveway: 1 Garage Attached: 1

Mstr Bath / Mstr Bdrm

MBath Walk-In Closet: 1

Association Amenities

Pool: 1 Pickle Ball: 1

Rooms

Bedroom: 1 Great Room: 1 Master Bedroom: 1

Utilities

Other – See Remarks: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Central Air: 1

Heating

Central: 1

Status Change Info

Under Contract Date: 2026-01-30

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Oven – Electric; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Patio Covered Association Fees Include: Ground Keeping; Pool; Tennis Furnished: Unfurnished Interior: Ceiling – Tray Lot Features: Landscaped Lot Access: Paved Road Great Room: First Parking Features: Driveway; Garage Attached Association Amenities: Pickle Ball; Pool Rooms: Bedroom; Great Room; Master Bedroom Utilities: Other – See Remarks

Room Information

Master Bedroom Level: First Dimensions: 16 x 18.7 Length: 16.00 Width: 18.70 Dimensions: 16 x 18.7 Great Room Level: First Dimensions: 23 x 16.2 Length: 23.00 Width: 16.20 Dimensions: 23 x 16.2 Bedroom Level: First Dimensions: 12.8 x 11.5 Length: 12.80 Width: 11.50 Dimensions: 12.8 x 11.5 Bedroom Level: First Dimensions: 10.9 x 12.4 Length: 10.90 Width: 12.40 Dimensions: 10.9 x 12.4 Bedroom Level: First
Listing Office: KSH Realty LLC
Last Updated: January – 30 – 2026
Information deemed reliable but not guaranteed.