262 Palatka Street, Panama City Beach, FL 32413 (MLS# 784434)

262 Palatka Street, Panama City Beach, FL 32413

$796,910

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,451 Status: Pending

Current Price: $796,910 List Date: 1/30/2026 Last Modified: 1/30/2026

Overview

Description

Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes—a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 4-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2×6 exterior walls, impact-resistant windows, and durable James Hardie siding—offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes. This oversized homesite features woodland views and plenty of room for a pool. The owner's suite provides a relaxing escape, complete with a frameless walk-in shower and built-in seating—bringing spa-like luxury to your daily routine. With our Mortgage comp … (Read more)

Listing Details MLS# 784434

Contract Info

List Price/SqFt: 325.14

Location

Area: 03 – Bay County – Beach
Street #: 262
Street Name: Palatka
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Salt Grass at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-350-044
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From PCB head west on Hwy 98, take a left on Hwy 79. Go approximately 1.9 miles and entrance is on your left. Sales Office is 573 Millbridge Drive, Panama City Beach, FL 32413.
Legal Description: WARD CREEK PH 2B LOT 145 ORB 4970 P 588

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2451
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
Year Built: 2025
Construction Status: To Be Built
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Acreage: 0
Lot Size (SqFt): 0
Lot Dimensions: No

Status Change Info

Under Contract Date: 2026-01-30

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 187
HOA Frequency: Monthly
HOA Annual Amount: 2244
New Buyer Fee: No
Last Taxes: 172
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes—a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 4-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2×6 exterior walls, impact-resistant windows, and durable James Hardie siding—offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes. This oversized homesite features woodland views and plenty of room for a pool. The owner's suite provides a relaxing escape, complete with a frameless walk-in shower and built-in seating—bringing spa-like luxury to your daily routine. With our Mortgage company CTC mortgage ask us about special financing options with rates in the low 3% range. Located in Panama City Beaches newest master planned community, Saltgrass at Ward Creek, offering resident only amenities that includes Lawn care, resort style pool & Pavillion, & pickleball courts. This home offers easy access to Panama City Beach, 30A, Pier Park, & less than 15 minutes from the airport, without the traffic and congestion. Recent announcements to the area include the new TMH/FSU Hospital, West Bay Shopping Center, and a Publix opening in Spring 2026. The Lila delivers luxury, space, and a prime location.

More Information

Great Room

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Water Heater – Tankless: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Wood/Frame: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Ground Keeping: Yes
Pool: Yes
Tennis: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Lot Features

Landscaped: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Walk-In Closet: Yes

Association Amenities

Pool: Yes
Pickle Ball: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Master Bedroom: Yes

Utilities

Other – See Remarks: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Oven – Electric; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Patio Covered Association Fees Include: Ground Keeping; Pool; Tennis Furnished: Unfurnished Interior: Ceiling – Tray Lot Features: Landscaped Lot Access: Paved Road Great Room: First Parking Features: Driveway; Garage Attached Association Amenities: Pickle Ball; Pool Rooms: Bedroom; Great Room; Master Bedroom Utilities: Other – See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	16 x 18.7	16.00	18.70
Great Room	First	23 x 16.2	23.00	16.20
Bedroom	First	12.8 x 11.5	12.80	11.50
Bedroom	First	10.9 x 12.4	10.90	12.40
Bedroom	First

Listing Office: KSH Realty LLC

Last Updated: January – 30 – 2026

Information deemed reliable but not guaranteed.