263 Lullwater Drive, Panama City Beach, FL 32413
$990,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,419
Lot Size (sq. ft.):
28,750
Status:
Active
Current Price:
$990,000
List Date:
12/16/2025
Last Modified:
2/02/2026
Description
4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage.
This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted.
The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar.
Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected.
Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage.
Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.
More Information MLS# 782720
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5847
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 409.26
Status: Active
List Date: 2025-12-01
List Price: $990,000
Current Price: $990,000
Location
Sub Area: 0320 – Beach – Middle Central
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: 79 South, left on Panama City Beach Parkway (Hwy 98), right on Lullwater Dr.
Area: 03 – Bay County – Beach
Street #: 263
Street Name: Lullwater
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: El Centro Beach
Parcel ID: 33636-000-000
Legal Description: EL CENTRO BEACH MAP-29B4 LOTS 5 & 6 BLK 33 ORB 436 P 312 ORB 4477 P 615
General Property Info
Acreage: 0.66
Design: Ranch
Lot Size (SqFt): 28750
Apx SqFt(Htd/Cooled): 2419
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Pre-Const Flip: No
Lot Dimensions: 143 x 240 x 156 x 188
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 8
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 1967
Remarks & Misc
Remarks: 4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage.
This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted.
The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar.
Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected.
Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage.
Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.
Courtyard
First: 1
Covered Porch
First: 1
Dining Room
First: 1
Foyer
First: 1
Garage
First: 1
Master Bathroom
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven – Gas: 1
Range – Gas: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater – Tankless: 1
Wine Refrigerator: 1
Interior Features
Breakfast Bar: 1
Ceiling – Beamed: 1
Ceiling – Crwn Molding: 1
Ceiling – Raised: 1
Ceiling – Vaulted: 1
Fireplace: 1
Floor – Tile: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Wet Bar: 1
Window – Treatment All: 1
Construction/Siding
Brick: 1
Foundation – Slab on Grade: 1
Wood/Frame: 1
Roof – Metal: 1
Exterior
Fenced Back Yard: 1
Fenced Chain Link: 1
Shower: 1
Patio Covered: 1
Patio Open: 1
Porch Covered: 1
Porch Open: 1
Sprinkler System: 1
Storm Doors: 1
Storm Windows: 1
Waterfront Feature
Dock: 1
Waterfront Feet: 150
Other Structures
Pergola: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Insulated Doors: 1
Insulated Floors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Near Beach Access: 1
Survey Available: 1
Waterfront: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Circular Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Oversized: 1
Paved: 1
RV Access/Parking: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Courtyard: 1
Covered Porch: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
Cable – Available: 1
Electricity – Connected: 1
Garbage: 1
Natural Gas – Connected: 1
Phone – Available: 1
Private Well: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Other: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Fireplace – Gas: 1
Heat Pump: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Tankless; Wine Refrigerator
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; Electric; ENERGY STAR Qualified Equipment; Fireplace – Gas; Heat Pump
Exterior: Fenced Back Yard; Fenced Chain Link; Shower; Patio Covered; Patio Open; Porch Covered; Porch Open; Sprinkler System; Storm Doors; Storm Windows
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Insulated Doors; Insulated Floors
Kitchen: First
Living Room: First
Lot Features: Near Beach Access; Survey Available; Waterfront
Lot Access: City Street; Paved Road
Master Bathroom: First
Covered Porch: First
Courtyard: First
Dining Room: First
Foyer: First
Garage: First
Parking Features: Circular Driveway; Garage Attached; Garage Door Opener; Oversized; Paved; RV Access/Parking
Other Structures: Pergola
Rooms: Bedroom; Courtyard; Covered Porch; Dining Room; Foyer; Full Bathroom; Garage; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: Cable – Available; Electricity – Connected; Garbage; Natural Gas – Connected; Phone – Available; Private Well; Public Sewer – Connected; Public Water – Connected
Waterfront Type: Other
Waterfront Feature: Dock
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
Living Room
Level: First
Dimensions: 21.3 x 12.3
Length: 21.30
Width: 12.30
Dimensions: 21.3 x 12.3
Dining Room
Level: First
Dimensions: 16.56 x 12.1
Length: 16.56
Width: 12.10
Dimensions: 16.56 x 12.1
Kitchen
Level: First
Dimensions: 24.28 x 13.6
Length: 24.28
Width: 13.60
Dimensions: 24.28 x 13.6
Foyer
Level: First
Dimensions: 12.15 x 8.6
Length: 12.15
Width: 8.60
Dimensions: 12.15 x 8.6
Master Bedroom
Level: First
Dimensions: 16.28 x 13.75
Length: 16.28
Width: 13.75
Dimensions: 16.28 x 13.75
Master Bathroom
Level: First
Dimensions: 10.57 x 7.68
Length: 10.57
Width: 7.68
Dimensions: 10.57 x 7.68
Bedroom
Level: First
Dimensions: 11.94 x 10.2
Length: 11.94
Width: 10.20
Dimensions: 11.94 x 10.2
Bedroom
Level: First
Dimensions: 13.79 x 12.25
Length: 13.79
Width: 12.25
Dimensions: 13.79 x 12.25
Bedroom
Level: First
Dimensions: 15.04 x 12.96
Length: 15.04
Width: 12.96
Dimensions: 15.04 x 12.96
Full Bathroom
Level: First
Dimensions: 16.03 x 4.9
Length: 16.03
Width: 4.90
Dimensions: 16.03 x 4.9
Full Bathroom
Level: First
Dimensions: 8.79 x 5.3
Length: 8.79
Width: 5.30
Dimensions: 8.79 x 5.3
Garage
Level: First
Dimensions: 20.44 x 19.87
Length: 20.44
Width: 19.87
Dimensions: 20.44 x 19.87
Covered Porch
Level: First
Dimensions: 19.59 x 9.3
Length: 19.59
Width: 9.30
Dimensions: 19.59 x 9.3
Courtyard
Level: First
Dimensions: 23.3 x 19.59
Length: 23.30
Width: 19.59
Dimensions: 23.3 x 19.59
Listing Office:
Counts Real Estate Group Inc
Last Updated: February – 02 – 2026
Information deemed reliable but not guaranteed.