263 Lullwater Drive, Panama City Beach, FL 32413 (MLS# 782720)

263 Lullwater Drive, Panama City Beach, FL 32413

$990,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,419 Lot Size (sq. ft.): 28,750 Status: Active

Current Price: $990,000 List Date: 12/16/2025 Last Modified: 2/02/2026

Overview

Description

4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. … (Read more) 4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

Listing Details MLS# 782720

Contract Info

List Price/SqFt: 409.26

Location

Area: 03 – Bay County – Beach
Street #: 263
Street Name: Lullwater
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: El Centro Beach
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 33636-000-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: 79 South, left on Panama City Beach Parkway (Hwy 98), right on Lullwater Dr.
Legal Description: EL CENTRO BEACH MAP-29B4 LOTS 5 & 6 BLK 33 ORB 436 P 312 ORB 4477 P 615

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2419
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 1967
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 8
Lot Dimensions: 143 x 240 x 156 x 188
Acreage: 0.66
Lot Size (SqFt): 28750
Pool: No

Waterfront Feature

Waterfront Feet: 150
Dock: Yes

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5847
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: 4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

More Information

Courtyard

First: Yes

Covered Porch

First: Yes

Dining Room

First: Yes

Foyer

First: Yes

Garage

First: Yes

Master Bathroom

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Tankless: Yes
Wine Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Beamed: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Metal: Yes

Exterior

Fenced Back Yard: Yes
Fenced Chain Link: Yes
Shower: Yes
Patio Covered: Yes
Patio Open: Yes
Porch Covered: Yes
Porch Open: Yes
Sprinkler System: Yes
Storm Doors: Yes
Storm Windows: Yes

Other Structures

Pergola: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Insulated Doors: Yes
Insulated Floors: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Near Beach Access: Yes
Survey Available: Yes
Waterfront: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Circular Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Oversized: Yes
Paved: Yes
RV Access/Parking: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Courtyard: Yes
Covered Porch: Yes
Dining Room: Yes
Foyer: Yes
Full Bathroom: Yes
Garage: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Phone – Available: Yes
Private Well: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Other: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Heating

Central: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Fireplace – Gas: Yes
Heat Pump: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Tankless; Wine Refrigerator Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; Electric; ENERGY STAR Qualified Equipment; Fireplace – Gas; Heat Pump Exterior: Fenced Back Yard; Fenced Chain Link; Shower; Patio Covered; Patio Open; Porch Covered; Porch Open; Sprinkler System; Storm Doors; Storm Windows Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Insulated Doors; Insulated Floors Kitchen: First Living Room: First Lot Features: Near Beach Access; Survey Available; Waterfront Lot Access: City Street; Paved Road Master Bathroom: First Covered Porch: First Courtyard: First Dining Room: First Foyer: First Garage: First Parking Features: Circular Driveway; Garage Attached; Garage Door Opener; Oversized; Paved; RV Access/Parking Other Structures: Pergola Rooms: Bedroom; Courtyard; Covered Porch; Dining Room; Foyer; Full Bathroom; Garage; Kitchen; Living Room; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Natural Gas – Connected; Phone – Available; Private Well; Public Sewer – Connected; Public Water – Connected Waterfront Type: Other Waterfront Feature: Dock Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	21.3 x 12.3	21.30	12.30
Dining Room	First	16.56 x 12.1	16.56	12.10
Kitchen	First	24.28 x 13.6	24.28	13.60
Foyer	First	12.15 x 8.6	12.15	8.60
Master Bedroom	First	16.28 x 13.75	16.28	13.75
Master Bathroom	First	10.57 x 7.68	10.57	7.68
Bedroom	First	11.94 x 10.2	11.94	10.20
Bedroom	First	13.79 x 12.25	13.79	12.25
Bedroom	First	15.04 x 12.96	15.04	12.96
Full Bathroom	First	16.03 x 4.9	16.03	4.90
Full Bathroom	First	8.79 x 5.3	8.79	5.30
Garage	First	20.44 x 19.87	20.44	19.87
Covered Porch	First	19.59 x 9.3	19.59	9.30
Courtyard	First	23.3 x 19.59	23.30	19.59

Listing Office: Counts Real Estate Group Inc

Last Updated: February – 02 – 2026

Information deemed reliable but not guaranteed.