263 Lullwater Drive, Panama City Beach, FL 32413

$990,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,419 Lot Size (sq. ft.): 28,750 Status: Active
Current Price: $990,000 List Date: 12/16/2025 Last Modified: 2/02/2026

Description

4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

More Information MLS# 782720

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: No Is Subject Leased: No New Buyer Fee: No Last Taxes: 5847 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 409.26 Status: Active List Date: 2025-12-01 List Price: $990,000 Current Price: $990,000

Location

Sub Area: 0320 – Beach – Middle Central Community/Resort: None Waterfront: Yes Gulf Access: No Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: 79 South, left on Panama City Beach Parkway (Hwy 98), right on Lullwater Dr. Area: 03 – Bay County – Beach Street #: 263 Street Name: Lullwater Street Suffix: Drive State: FL Zip Code: 32413 County: Bay Subdivision: El Centro Beach Parcel ID: 33636-000-000 Legal Description: EL CENTRO BEACH MAP-29B4 LOTS 5 & 6 BLK 33 ORB 436 P 312 ORB 4477 P 615

General Property Info

Acreage: 0.66 Design: Ranch Lot Size (SqFt): 28750 Apx SqFt(Htd/Cooled): 2419 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site # of Stories in Building: 1 Pre-Const Flip: No Lot Dimensions: 143 x 240 x 156 x 188 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Driveway Spaces: 8 Pool: No Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 3 Year Built: 1967

Remarks & Misc

Remarks: 4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

Courtyard

First: 1

Covered Porch

First: 1

Dining Room

First: 1

Foyer

First: 1

Garage

First: 1

Master Bathroom

First: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven – Gas: 1 Range – Gas: 1 Range Hood: 1 Refrigerator: 1 Washer: 1 Water Heater – Tankless: 1 Wine Refrigerator: 1

Interior Features

Breakfast Bar: 1 Ceiling – Beamed: 1 Ceiling – Crwn Molding: 1 Ceiling – Raised: 1 Ceiling – Vaulted: 1 Fireplace: 1 Floor – Tile: 1 Floor – Vinyl Plank: 1 Kitchen Island: 1 Pantry: 1 Wet Bar: 1 Window – Treatment All: 1

Construction/Siding

Brick: 1 Foundation – Slab on Grade: 1 Wood/Frame: 1 Roof – Metal: 1

Exterior

Fenced Back Yard: 1 Fenced Chain Link: 1 Shower: 1 Patio Covered: 1 Patio Open: 1 Porch Covered: 1 Porch Open: 1 Sprinkler System: 1 Storm Doors: 1 Storm Windows: 1

Waterfront Feature

Dock: 1 Waterfront Feet: 150

Other Structures

Pergola: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Interior

Insulated Doors: 1 Insulated Floors: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Near Beach Access: 1 Survey Available: 1 Waterfront: 1

Lot Access

City Street: 1 Paved Road: 1

Parking Features

Circular Driveway: 1 Garage Attached: 1 Garage Door Opener: 1 Oversized: 1 Paved: 1 RV Access/Parking: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Shower Only: 1 MBed First Floor: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Courtyard: 1 Covered Porch: 1 Dining Room: 1 Foyer: 1 Full Bathroom: 1 Garage: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Utilities

Cable – Available: 1 Electricity – Connected: 1 Garbage: 1 Natural Gas – Connected: 1 Phone – Available: 1 Private Well: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Lake: 1

Sale Type

As Is: 1

Full Bathroom

First: 1

Waterfront Type

Other: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 ENERGY STAR Qualified Equipment: 1

Heating

Central: 1 Electric: 1 ENERGY STAR Qualified Equipment: 1 Fireplace – Gas: 1 Heat Pump: 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Tankless; Wine Refrigerator Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; Electric; ENERGY STAR Qualified Equipment; Fireplace – Gas; Heat Pump Exterior: Fenced Back Yard; Fenced Chain Link; Shower; Patio Covered; Patio Open; Porch Covered; Porch Open; Sprinkler System; Storm Doors; Storm Windows Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Insulated Doors; Insulated Floors Kitchen: First Living Room: First Lot Features: Near Beach Access; Survey Available; Waterfront Lot Access: City Street; Paved Road Master Bathroom: First Covered Porch: First Courtyard: First Dining Room: First Foyer: First Garage: First Parking Features: Circular Driveway; Garage Attached; Garage Door Opener; Oversized; Paved; RV Access/Parking Other Structures: Pergola Rooms: Bedroom; Courtyard; Covered Porch; Dining Room; Foyer; Full Bathroom; Garage; Kitchen; Living Room; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Natural Gas – Connected; Phone – Available; Private Well; Public Sewer – Connected; Public Water – Connected Waterfront Type: Other Waterfront Feature: Dock Waterview: Lake Present Zoning: Resid Single Family

Room Information

Living Room Level: First Dimensions: 21.3 x 12.3 Length: 21.30 Width: 12.30 Dimensions: 21.3 x 12.3 Dining Room Level: First Dimensions: 16.56 x 12.1 Length: 16.56 Width: 12.10 Dimensions: 16.56 x 12.1 Kitchen Level: First Dimensions: 24.28 x 13.6 Length: 24.28 Width: 13.60 Dimensions: 24.28 x 13.6 Foyer Level: First Dimensions: 12.15 x 8.6 Length: 12.15 Width: 8.60 Dimensions: 12.15 x 8.6 Master Bedroom Level: First Dimensions: 16.28 x 13.75 Length: 16.28 Width: 13.75 Dimensions: 16.28 x 13.75 Master Bathroom Level: First Dimensions: 10.57 x 7.68 Length: 10.57 Width: 7.68 Dimensions: 10.57 x 7.68 Bedroom Level: First Dimensions: 11.94 x 10.2 Length: 11.94 Width: 10.20 Dimensions: 11.94 x 10.2 Bedroom Level: First Dimensions: 13.79 x 12.25 Length: 13.79 Width: 12.25 Dimensions: 13.79 x 12.25 Bedroom Level: First Dimensions: 15.04 x 12.96 Length: 15.04 Width: 12.96 Dimensions: 15.04 x 12.96 Full Bathroom Level: First Dimensions: 16.03 x 4.9 Length: 16.03 Width: 4.90 Dimensions: 16.03 x 4.9 Full Bathroom Level: First Dimensions: 8.79 x 5.3 Length: 8.79 Width: 5.30 Dimensions: 8.79 x 5.3 Garage Level: First Dimensions: 20.44 x 19.87 Length: 20.44 Width: 19.87 Dimensions: 20.44 x 19.87 Covered Porch Level: First Dimensions: 19.59 x 9.3 Length: 19.59 Width: 9.30 Dimensions: 19.59 x 9.3 Courtyard Level: First Dimensions: 23.3 x 19.59 Length: 23.30 Width: 19.59 Dimensions: 23.3 x 19.59
Listing Office: Counts Real Estate Group Inc
Last Updated: February – 02 – 2026
Information deemed reliable but not guaranteed.