2686 Mona Lane, Alford, FL 32420

$324,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,620 Lot Size (sq. ft.): 23,039 Status: Active
Current Price: $324,000 List Date: 1/21/2026 Last Modified: 7/08/2026

Overview

Description

Tucked away in the peaceful Compass Lake area, this private country retreat offers the kind of space, flexibility, and quiet that buyers are searching for but rarely find. Situated on a beautifully fenced property surrounded by mature trees and natural beauty, this thoughtfully maintained home combines comfortable everyday living with the freedom of a true Florida lifestyle. Whether you're looking for a full-time residence, multigenerational setup, weekend escape, or homestead-style property, this one offers exceptional versatility. Inside, you'll find a warm and inviting layout with an updated kitchen, generous living spaces, and a spacious pantry for added convenience. Step outside and experience what truly makes this property special — covered porches, peaceful outdoor living areas, fruit trees, open space to garden or roam, and the privacy that only country living can provide. One of the standout features is the detached guest apartment, ideal for extended family, visitor

Listing Details MLS# 784004

Contract Info

List Price/SqFt
200

Location

Area
09 – Jackson County
Street #
2686
Street Name
Mona
Street Suffix
Lane
State
FL
Zip Code
32420
County
Jackson
Sub Area
0904 – Jackson – Alford/Compass Lake
Subdivision
Holiday Estates
Community/Resort
None
Waterfront
No
Parcel ID
06-2N-11-0218-00D0-0100
Directions
From Panama City Take US 231 north Turn right on Lakepoint Road Turn right on Compass Lake Drive Slight left to stay on Compass Lake Drive Turn Left on Mona Lane The house is on your right
Legal Description
LOTS 10,11 BLK D HOLIDAYESTATES…OR 105 P 579,580OR 360 P 945 OR 363 P 318 OR 378 P 750 OR 399 P 705 OR 507 P 686..OR 541 P 29,98 & 647 OR 1048 P 205 OR 1343 P 614 OR 1353 P 237 OR 1579 P 184 OR 1602 P 563

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
1620
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Year Built
1993
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
3
Lot Dimensions
170×163 and 168×156
Acreage
0.53
Lot Size (SqFt)
23039
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Brokerage Interest
No Interest
Township
Alford

Remarks & Misc

Remarks
Tucked away in the peaceful Compass Lake area, this private country retreat offers the kind of space, flexibility, and quiet that buyers are searching for but rarely find. Situated on a beautifully fenced property surrounded by mature trees and natural beauty, this thoughtfully maintained home combines comfortable everyday living with the freedom of a true Florida lifestyle. Whether you're looking for a full-time residence, multigenerational setup, weekend escape, or homestead-style property, this one offers exceptional versatility. Inside, you'll find a warm and inviting layout with an updated kitchen, generous living spaces, and a spacious pantry for added convenience. Step outside and experience what truly makes this property special — covered porches, peaceful outdoor living areas, fruit trees, open space to garden or roam, and the privacy that only country living can provide. One of the standout features is the detached guest apartment, ideal for extended family, visitors, a private office, hobby space, or potential rental income opportunity. Additional highlights include a 3-car garage, metal roof, fenced yard, and access to the Compass Lake community amenities nearby. If you've been searching for a property with character, flexibility, and room to breathe — without sacrificing comfort — this is the one worth seeing in person. Schedule your private showing today.

Separate Apartment

First
Yes

More Information

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Dryer
Yes
Oven – Double
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Guest Quarters
Yes
Pantry
Yes

Construction/Siding

Wood/Frame
Yes
Roof – Metal
Yes

Exterior

Fenced Lot-All
Yes
Porch Covered
Yes

Waterfront Feature

Other – See Remarks
Yes

Other Structures

Guest House
Yes
Shed(s)
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Lot Features

Addl Land Available
Yes
Corner Lot
Yes
Deeded Access Water
Yes
Near Public Boat Ramp
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes

Parking Features

Additional Parking
Yes
Garage Detached
Yes
Garage Door Opener
Yes
Oversized
Yes
RV Access/Parking
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Primary Bedroom
Yes
Separate Apartment
Yes

Utilities

Electricity – Connected
Yes
Internet – Broadband Available
Yes
Private Well
Yes
Septic Tank
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Electric
Yes
Forced Air
Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr
Yes

Security Features

Security Gate
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Oven – Double; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric; Forced Air Exterior: Fenced Lot-All; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Addl Land Available; Corner Lot; Deeded Access Water; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: Paved Road Security Features: Security Gate; Smoke Detector(s) Separate Apartment: First Parking Features: Additional Parking; Garage Detached; Garage Door Opener; Oversized; RV Access/Parking Other Structures: Guest House; Shed(s) Rooms: Bedroom; Primary Bedroom; Separate Apartment Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Private Well; Septic Tank Waterfront Feature: Other – See Remarks Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Primary Bedroom First 20 x 14 20.00 14.00
Bedroom First 12 x 10 12.00 10.00
Separate Apartment First 20 x 12 20.00 12.00
Listing Office: Gulf Life Real Estate Inc
Last Updated: July – 08 – 2026
Information deemed reliable but not guaranteed.