2704 W 12th Street A, Panama City, FL 32401
$249,000
Property Type:
Residential
Bedrooms:
2
Baths:
3
Square Footage:
1,236
Status:
Sold
Current Price:
$249,000
List Date:
5/15/2026
Last Modified:
6/23/2026
Listing Details MLS# 789581
Contract Info
- List Price/SqFt
- 202.27
Location
- Area
- 02 – Bay County – Central
- Street #
- 2704
- Street Direction
- W
- Street Name
- 12th
- Street Suffix
- Street
- Unit #
- A
- State
- FL
- Zip Code
- 32401
- County
- Bay
- Sub Area
- 0203 – Bay – Central SW
- Subdivision
- No Named Subdivision
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 29795-003-000
- Elementary School
- Lucille Moore
- Middle School
- Jinks
- High School
- Bay
- Directions
- From Hwy 98, turn south on Beck Avenue and left on W. 12th St (by Hunt's Oyster Bar). Property is on the left (north side of the street) before Drake.
- Legal Description
- 1 4S 15W NE1/4 COM AT SE COR LOT 9 TH W 47.5' FOR POB TH CONT WLY 22.5' N 99 TO N LINE OF S1/2 OF LOT 8 E 22.5' S 99' TO POB BEING A PORTION OF LOTS 8 & 9 BLK 23 ORB 3968 P 1210
General Property Info
- Sub-Type
- Attached Single Unit
- Design
- Townhome
- Apx SqFt(Htd/Cooled)
- 1236
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Half Baths
- Yes
- Total Baths
- 3
- # of Stories in Building
- 2
- Year Built
- 2004
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Driveway Spaces
- 2
- Lot Dimensions
- 22 x 99
- Pool
- No
Status Change Info
- Under Contract Date
- 2026-05-22
- Sold Date
- 2026-06-22
- Sold Price/SqFt
- 201.46
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 2054
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Best deal and location in St. Andrews! Discover the perfect blend of style, location, and income potential in the heart of St. Andrews. This beautifully appointed 2-bedroom, 2.5 bath home is just a short walk to the area's hottest restaurants, boutique shopping, waterfront parks, and postcard-worthy sunsets over the bay. Inside, enjoy a bright and inviting layout with fresh finishes and brand-new stainless steel appliances. The home is being offered with an optional furnishings package, creating a seamless, turnkey setup for living or hosting guests. Step outside to your private, fenced backyard featuring low-maintenance landscaping, a charming pergola, and covered patio – perfect for entertaining. With no HOA fees and short-term/vacation rentals allowed, this property shines as top choice for investment. Major updates offer peace of mind, including a brand-new HVAC system, 2018 Water Heater and a transferable termite bond. Whether you're looking to maximize rental income or enjoy the vibrant lifestyle St. Andrews is known for, this townhome delivers unmatched opportunity in the best location in town. Live, invest, and relax – right where everyone wants to be.
More Information
Covered Porch
- First
- Yes
Dining Room
- First
- Yes
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Tile
- Yes
- Floor – Vinyl Plank
- Yes
- Pantry
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Dimensional Shg
- Yes
- Siding – Vinyl
- Yes
Exterior
- Fenced Back Yard
- Yes
- Fenced Privacy
- Yes
- Patio Covered
- Yes
- Patio Open
- Yes
Other Structures
- Pergola
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Negotiable
- Yes
Living Room
- First
- Yes
Lot Features
- Near Public Boat Ramp
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- City Street
- Yes
Parking Features
- Driveway
- Yes
- Paved
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Covered Porch
- Yes
- Dining Room
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
Primary Bedroom
- Second
- Yes
Bedroom
- Second
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBed Walk-in Closet
- Yes
Primary Bath/Primary Bdrm
- MBath Shower/Tub Combo
- Yes
Security Features
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric
Primary Bedroom:
Second
Bedroom:
Second
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric
Exterior:
Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open
Financing:
Cash; Conventional; FHA; VA
Furnished:
Negotiable
Living Room:
First
Lot Features:
Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access:
City Street
Covered Porch:
First
Dining Room:
First
Security Features:
Smoke Detector(s)
Parking Features:
Driveway; Paved
Other Structures:
Pergola
Rooms:
Bedroom; Covered Porch; Dining Room; Living Room; Primary Bedroom
Utilities:
Electricity – Connected; Public Sewer – Connected
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Master Bedroom | Second | 18 x 12 | 18.00 | 12.00 | Measurements approximate, verify if important |
| Bedroom | Second | 14 x 11 | 14.00 | 11.00 | Measurements approximate, verify if important |
| Living Room | First | 17 x 12 | 17.00 | 12.00 | Measurements approximate, verify if important |
| Dining Room | First | 13 x 8 | 13.00 | 8.00 | Measurements approximate, verify if important |
| Covered Porch | First | 10 x 6 | 10.00 | 6.00 | Measurements approximate, verify if important |
Listing Office:
CENTURY 21 Ryan Realty Inc
Last Updated: June – 23 – 2026
Information deemed reliable but not guaranteed.